Chase offers slightly broader protection because they also
cover lost phones.
Not exact matches
Hailing the Sony Xperia Z, Nexus 4, HTC One, and iPhone 5 as better
phones because of their all - glass / aluminum chassis and then
covering it up with a plastic case to protect it from scratches or cracks tells me these people have
lost track of what technology should be.
If you walk away from your
phone and
lose it, then there is no
covered peril, and therefore no coverage applies.
One important issue that has yet to be
covered is the cost (to you) in terms of paperwork,
lost time, and
phone calls that you have to make to claim the insurance.
If you
lose your cell
phone, that's not a
covered loss.
This benefit does not
cover cell
phones that are
lost (i.e. disappear without explanation).
While the deductable is larger at $ 100, it has the highest max payout per year at $ 1,800,
covers an unlimited number of
phones and reimburses for
lost phones.
A range of services including trip planning (customs information, cultural inquiries, vaccination information, passport / visa information, weather reports),
lost passport replacement assistance, translation services (conferencing in an interpreter over the
phone or referral to a local service provider), emergency cash wire service,
lost luggage assistance,
lost item search, urgent message relay, emergency medical and legal referrals, bail bond assistance, prescription replacement assistance, emergency medical transportation assistance, repatriation of mortal remains of a cardholder or
covered family member.
This benefit does not
cover cell
phones that are
lost (i.e. disappear without explanation).
«Travel insurance doesn't always
cover lost, stolen or damaged electronics devices like your mobile
phone or laptop, so it's important to check your description of coverage or call your travel insurance provider if you have questions,» says Bob Chambers, VP of operations at CSA Travel Protection.
It
covers mobile
phones lost or damaged due to burglary, theft and riots.
If you
lose your
phone or it's stolen, Squaretrade won't
cover you at all.
Credit card companies may also
cover lost or destroyed cell
phones.
For instance, not all levels of travel insurance will
cover things like
lost and stolen
phones and cameras, so if you are planning on taking them with you, ensure you have sufficient
cover.
If you walk away from your
phone and
lose it, then there is no
covered peril, and therefore no coverage applies.
What about renters insurance
covering a
lost cell
phone?
Yale notes that there are 5 basic things
covered by travel insurance: trip cancellation, medical emergencies abroad, emergency evacuations,
lost or delayed bags and flights, and 24/7
phone assistance worldwide.
For $ 7 / month, Cricket protect
covers you if your
phone is
lost, stolen, accidentally damaged physically or by liquid.
However, you're limited to two incidents of accidental damage in that two - year period, and
lost or stolen
phones aren't
covered.
Using your employer's name, address, and
phone numbers as your contact information is a very good way to blow your
cover, and also makes it impossible for you to stay in touch if you leave or
lose your job.