Sentences with phrase «cover natural causes»

This policy doesn't require a medical exam since it doesn't cover natural causes such as heart attack, stroke, cancer, old age, etc..

A graded death benefit is a «clause» that is associated with most (if not all) guaranteed issue life insurance policies, which will state that the insured must not die of natural causes for a certain period of time after the policy is purchased in order for the policy to COVER natural causes of death.

Since this only covers accidental death and does not cover natural causes (such as heart disease, stroke, or cancer), this life insurance rider is best purchased when the insured is maxed out on the amount of life insurance they can qualify for and he or she need some additional coverage.

A guaranteed death benefit is a clause, within the insurance policy, that will typically state that your new life insurance policy will need to be «INFORCE» for a certain amount of time prior to covering NATURAL causes of death.

And guaranteed issue life insurance policies will contain what is called a graded death benefit which will limit when your policy will begin covering natural causes of death.

To put it simply, a graded death benefit is a clause written into guaranteed issue life insurance policies which requires the insured to wait a period of time (usually 2 - 3 years), before their guaranteed issue life insurance policy will begin covering NATURAL causes of death.

Not exact matches

While damage caused by some types of natural events — such as lightning or wind — will usually be covered by commercial property insurance, you need a special policy if you want protection from flood damage.

So, you'd use cotton or hemp on the inside and then you'd use wool on the outside because wool is a natural fiber but it acts also moisture resistant as a cover so that your baby's bottom is not causing wet - spots all over your house.

Many of our wellness experts urge patients to consider other more natural options — ones that address the root cause of depression instead of covering up the symptoms.

I really don't care that it was bitter, natural glutathione should be bitter and no need to cover it up with nasty mint flavoring so that cause problems.

Heartburn is always inconvenient, but these natural remedies address the real cause of heartburn and don't cover up the symptoms like many other treatments.

It covers a wide array of topics including how HRT may trigger breast cancer, the underlying causes of breast cancer, how to prevent breast cancer, and the preventive benefits of properly prescribed natural hormones, diet and stress management.

2017 WBFF LA Pro Championships 2015 WBFF World Championships 2014 WBFF World Championships 2014 Featured in Shape Magazine 2014 Healthy Coloradan cover model / featured story 2013 WBFF World Championships — 2nd 2012 WBFF World Championships — Pro Debut 2012 «My Living Nightmare» published in Fit & Firm Magazine 2011 WBFF Fitness Atlantic Championships — Champion (earned pro card) 2011 Classic Mustang Cause Calendar Girl 2010 Ms. World Physique — Champion 2010 NPC Hard Nutrition Natural Colorado Open — 2nd 2010 Fittest Body 2010: Models Health — Champion 2010 Summer Abs Contest: Models Health — 2nd

The goal isn't to use natural supplements to cover up symptoms, the goal is to get to the underlying cause of the problem.

It covers a wide array of topics including how HRT may trigger breast cancer, why doctors use chemo and radiation even though they don't work very well, what causes breast cancer, how to prevent it, and the remarkably preventive benefits of natural hormones — when used properly.

In this last recorded talk on CD, before his death, Dr. Lee covers many different areas of interest about natural hormone replacement therapy, including progesterone and estrogen's effects on the body, what causes hormone imbalances and how to restore balance, why saliva hormone level testing is so important, and the politics of medicine.

Comprehensive coverage covers any damage caused to your vehicle from another vehicle, a natural disaster, or vandalism.

Natural disasters: Damages caused by flooding, earthquakes, and even sinkholes aren't covered under renters insurance policies.

Having read the above, the next natural question is if the policy will cover illness or injury that you cause to someone else.

Also, collision insurance does not cover damage caused by theft, acts of vandalism, fire, flood, natural disasters or any damage to your car which is not related to driving.

Keep in mind, though, that your renters insurance policy probably covers water damage due to burst pipes, overflowing bathtubs, and similar situations where water damage is not caused by a natural flood.

It does not cover death due to sickness or natural causes.

If you're annoyed about the actual scratching and not the gashes they cause, then you might want to look for another solution like declawing as caps only cover claws and don't alter a cat's natural behavior.

Dryness is in most cases caused due to the anomaly in the natural film that covers the puppy's eyes.

Dental covers damage to your natural teeth caused by an accident, not replacement of artificial work such as lost bridges.

Travel insurance can cover expenses if you need to cancel a flight; like if you or a family member falls ill, a car accident causes gridlock on the freeway down to the airport, or some national emergency or natural disaster impedes your travel plans.

This study suggests that natural variability is a likely cause, with reduced sea ice cover being crucial for the warming.

There is no «proof» that these are more than natural occurrences (or, admittedly, neither that they are not) and require, for now, really contorted tortuous explanations (snow / ice getting covered with soot, Arctic really getting lots warmer than the few tenths of a degree of the global average just the past 2 - 3 decades, etc.) why AGW is causing them — though they are professed with religious conviction.

The warming of approximately 0.1 — 0.2 °C per decade that has resulted is very likely the primary cause of the increasing loss of snow cover and Arctic sea ice, of more frequent occurrence of very heavy precipitation, of rising sea level, and of shifts in the natural ranges of plants and animals.

«We evaluate to what extent the temperature rise in the past 100 years was a trend or a natural fluctuation and analyze 2249 worldwide monthly temperature records from GISS (NASA) with the 100 - year period covering 1906 - 2005 and the two 50 - year periods from 1906 to 1955 and 1956 to 2005... The data document a strong urban heat island eff ect (UHI) and a warming with increasing station elevation... About a quarter of all the records for the 100 - year period show a fall in temperatures... that the observed temperature records are a combination of long - term correlated records with an additional trend, which is caused for instance by anthropogenic CO2, the UHI or other forcings... As a result, the probabilities that the observed temperature series are natural have values roughly between 40 % and 90 %, depending on the stations characteristics and the periods considered.»

You have not cited a third possibility (out of the infinite range of possibilities), no climate change associated with CO2 (due to, for example, cloud cover providing negative feedback), with current increase due to natural variability; or how about possibility four, that increase in CO2 concentrations are caused by the temperature rise, which is in turn caused by (for example) increased solar activity resulting in increased biomass activity etc. etc..

Fire is another widespread cause of tree cover loss, and can be either natural or human - induced.

Tree cover loss may be the result of human activities, including forestry practices such as timber harvesting or deforestation (the conversion of natural forest to other land uses), as well as natural causes such as disease or storm damage.

Instead, Spencer believes most climate change is caused by chaotic, natural variations in cloud cover.

The model also provides a key to understanding the causes of the natural oscillation of the Arctic climate between two states of relative ice cover, depending on the balance of the relative volume of freshwater in the Arctic basin.

Again I want to emphasize that my use of the temperature change rate, rather than temperature, as the predicted variable is based upon the expectation that these natural modes of climate variability represent forcing mechanisms — I believe through changes in cloud cover — which then cause a lagged temperature response.This is what Anthony and I are showing here:

Spencer has postulated elsewhere that natural factors, such as PDO swings, might be the underlying cause for changes in cloud cover, which result in changes in global temperature, IOW that clouds act as part of a natural forcing, rather than simply a feedback to anthropogenic (or other) forcing.

Although a different scenario to deforestation described above, our desire to concrete over natural land cover (including all important trees) causes local temperature increase that have been linked to air pollution levels and illnesses.

Wisconsin Supreme Court Finds Property Damage and Bodily Injury Caused By Natural Gas Explosion Covered Under Pollution Liability Policy

With these policies, if the insured passes away due to natural causes, the policy beneficiary can receive 25 percent of the policy's face amount in year one, and 50 percent of the face amount if the insured passes away during the second year of being covered by the plan.

Some common covered reasons include the serious covered illness or injury of the traveler, traveling companion or a family member; a natural disaster that renders your home or your destination uninhabitable; and the cessation of services by your airline, cruise line or other carrier, causing you to miss more than half your trip.

Now it's easy to see how not being covered for «natural» causes of death would be a HUGE disadvantage, but when considered in light with the fact that these policies will generally provide coverage up to $ 500,000 dollar for accidental causes of death, and are typically quite affordable when compared to traditional term or whole life insurance policies, in many situations, they may be a worthwhile policy to consider.

A graded death benefit is a clause written into guaranteed issue life insurance policy which states that prior to your policy covering «Natural» causes of death, you must first remain ALIVE for a certain period of time (typically 2 - 3 years depending on the carrier) after your guaranteed issue life insurance policy goes into force.

From there we run into our second problem which is that guaranteed issue life insurance policies will only begin to cover «natural causes» of death after the policy has been in place for a minimum of 2 years (and sometimes 3).

Now there are products known as «guaranteed issue» life insurance products that won't ask any medical questions or require a medical exam, however, these types of life insurance products will not cover «natural» causes of death for a certain period of time (typically 2 - 3 years) once the policy goes into force.

We would certainly be able to help out your grandfather with a guaranteed issue final expense policy, but they would all contain what is called a Graded Death benefit, which would mean that the policy would not cover any losses as a result of natural causes for the first 2 years that the policy is in effect.

Drivers that choose to go with full coverage will be covered in case an uninsured driver causes an accident or should certain natural events happen.

Given that accidents are events that are unexpected, accident protection covers incidents that aren't related to natural causes; therefore, additional protection against the unexpected or unintentional is extremely important.

Generally, homeowners insurance is designed to cover the cost of repairing damage to your home caused by fire, wind or certain other natural disasters.

This policy covers death by accidents, (not natural causes) and dismemberment, and generally pays for the loss of certain body parts such as loss of a limb, eyesight and paralysis.