Sentences with phrase «cover your assets if»

Medical bills add up quickly, so it's important to make sure you have the protection to cover your assets if someone is injured as a result of your accident.

Not exact matches

If fewer than 100 people are covered by a pension plan, benefits plan (including medical, dental, life - insurance, scholarship, and disability), or fringe benefit, file Form 5500 C / R annually, listing details on membership, assets, and so on.

The Department also revised the final rule to allow asset allocation models and interactive investment materials to identify specific investment alternatives under ERISA - covered and other plans if certain conditions are met.

For example, if you have enough assets that your family would have to pay estate taxes when you die, you could purchase permanent coverage to help them cover the tax bill.

Another way to qualify for a conforming loan with a lower credit score is to save money: Fannie Mae's eligibility matrix drops the minimum credit score by 20 points if you can show that you have enough assets to cover 2 to 6 months of monthly mortgage payments.

If the government wants to continue to deficit spend for entitlements, then it may need to consider selling some of the over $ 128 trillion in assets it owns to cover the deficit.

That's because the courts can seize your personal assets if your business can't cover its debts.

Since your debts are transferred to your estate when you pass away, if your liquid assets (such as checking and savings accounts) are large enough to cover them, no debts will be passed on to your spouse or heirs.

RIAs are eligible to participate in the Program if they represent to Fidelity Investments that they meet the following criteria: (1) RIA is an investment adviser registered and in good standing with the U.S. Securities and Exchange Commission and / or any applicable state securities regulatory authorities or is exempt from such registration; (2) RIA's representatives who provide services to referred clients are appropriately registered / licensed as «Investment Advisers Representatives» in required jurisdictions; (3) RIA charges fee - based, asset - based, or flat - rate investment advisory service fees (which may include hourly fees); (4) RIA will maintain a minimum of $ 350,000,000 in total regulatory assets under management, as reported in response to Item 5 in Part 1A of the RIA's Form ADV, throughout the duration of RIA's participation in the Program; (5) RIA and all associated persons of the RIA who manage client assets or who supervise such associated persons shall at all times be covered through both Errors and Omissions Liability Insurance and Fidelity Bond Coverage; and (6) RIA maintains a minimum of two principals or officers as well as a minimum of five employees.

That means that each partner is equally responsible if the business falls apart and creditors can take possession of their assets (like their homes and cars) to cover any unpaid debts.

An income annuity may be the right choice for you if you have a need for guaranteed lifetime income; you know your retirement expenses won't be covered by other income sources, such as Social Security; and you have assets outside of the annuity to cover unexpected expenses.

We've made high - resolution media assets available if you need headshots or cover art for an upcoming story.

That way, the individuals» legal costs are covered and their personal assets protected if they're not found guilty of criminal activity.

This would serve as a buffer to bankruptcy by covering unexpected debts, and force banks to invest these precious liquid assets more judiciously than if they obtained easy credit through haircut deals.

Alta Genetics has a quick ratio of 1.2, so if inventories aren't counted, their current assets are just barely covering their current liabilities.

You can look for timeless appeal or experiment a little if you want as long as it highlights your best asset and cover your worst.

As with any other entrepreneur I am a bit anxious about stepping away from the comfort of corporate covering, but I believe very strongly that I can be a greater asset to authors and publishers if I can focus more attention on the services I am offering.

It's much better if you have hi res files, of course, as well as a 3D version of your book cover — which your designer can mock - up for you very quickly (again, ask them to bundle these assets with your cover design, but it's also extremely cheap to get done separately).

For example, if the cover art and the book asset are for a book titled Paradiso, but the metadata is for Purgatorio, then the items do not match.

For example, if you have enough assets that your family would have to pay estate taxes when you die, you could purchase permanent coverage to help them cover the tax bill.

That's why you should consider an umbrella policy that would cover the total value of your at - risk assets if you incur accident expenses that exceed your auto insurance policy's limits.

If an additional amount is required to cover your plan's administrative expenses, your employer expects that it will be paid from the plan's forfeiture assets or from the general assets of your employer.

Since your debts are transferred to your estate when you pass away, if your liquid assets (such as checking and savings accounts) are large enough to cover them, no debts will be passed on to your spouse or heirs.

If you only have standard coverage, you could lose your most valuable assets — including your home — to help cover the costs if you are sueIf you only have standard coverage, you could lose your most valuable assets — including your home — to help cover the costs if you are sueif you are sued.

If you are transferring to a discount brokerage and have sufficient assets then you might be able to get them to cover this transfer fee.

Liability coverage protects your assets and also helps with defense costs if you're sued for something that the policy would cover.

Another way to qualify for a conforming loan with a lower credit score is to save money: Fannie Mae's eligibility matrix drops the minimum credit score by 20 points if you can show that you have enough assets to cover 2 to 6 months of monthly mortgage payments.

If your investment portfolio assets are not doing well, a reverse mortgage loan can cover you till the market conditions improve again.

There would be capital gains tax to be paid if the assets are sold, but a long - term investment of, say, 20 years with no tax on annual gains of 3 per cent after inflation would easily cover tax due at no more than about 22 per cent of realized gains based on 50 per cent inclusion rate, as present tax rules allow.

I just discussed this topic over on the bogleheads forum... they said to decide your asset allocation first, then to choose the lowest cost funds available in your 401K to accomplish that goal, even if the only fund that will cover a particular sector of your asset allocation is more expensive (for example my international funds are all over.5 MER — but they said not to skip this category just because it was more expensive than I would like).

This is not to be confused with mortgage default insurance, which lenders require to cover their own assets if you have less than 20 % equity in your home.

Non-recourse means if a borrower defaults on the loan, the issuer can seize the home asset, but can not seek any further compensation from the borrower — even if the collateral asset does not fully cover the full value of the loan.

If the credit card enters default, the creditor will be authorized to pursue your business for collection, but they won't be able to seize your assets to cover for it.

From auto accidents to injuries that occur on your property, if your liability limits aren't high enough to cover the damages, your assets would be at risk and the results could be financially devastating.

Determine if all your assets, including those you may have inherited, can cover your financial needs throughout all of your retirement years by creating a retirement income plan.

The latter can happen if a fund hasn't brought in enough assets to cover administrative costs.

The brokerage house has their «assets» covered because if you do get a margin call you could withdraw from your TFSA to cover it.

And if Nino wants to stay with a yield - focused play, then he should consider purchasing First Asset's U.S. & Canada Lifeco Income ETF (FLI) with a covered call overlay.

If you want more guidance and help, check out our free video investing training series, where we cover asset allocation and a lot more!

Whatever can not be covered by your assets will be forgiven... if you have assets remaining after the debts are paid then that's what your beneficiaries will receive.

borrowing money for a maximum of seven days to cover the settlement of security transactions if the borrowing does not exceed 10 % of your fund's total assets (you can only borrow to settle security transactions if, at the time the transaction was entered into, it was likely that the borrowing would not be needed)

If the injured party decides to sue, you will be covered up to the liability limits of your policy so, as always, make sure you have adequate coverage to protect your assets.

If the available exemption laws are insufficient to «cover» all of a debtor's assets, the trustee will come calling.

Guaranteed Asset Protection (GAP) with PowerBuy covers the difference between your loan balance and the amount your insurance policy would pay out if your vehicle were to be damaged beyond repair («totaled») or stolen and never recovered.

The lender can not seek further compensation from the borrower even if the assets used as collateral do not cover the full amount of the loan.

To comment on your point about slowly building an asset if the renter covers the payment; that's true, but you're also missing the fact that you get to write off the interest on your income taxes, that's another great benefit.

If the asset is sold and the money is not enough to cover the debt, the money still owing could be part of a debt agreement.

Everything else being equal, the main reasons to purchase permanent insurance are: (1) if you have a dependent, such as a special - needs child or handicapped loved one, who relies almost solely on your income to live and who will need to rely on it after your death in perpetuity, or (2) if you have few, if any, other assets and don't actively plan on having any that could be used to cover the cost of your funeral, to pay off any outstanding debts, or to provide some inheritance to your family.

If you can not afford to cover the payments for your ex's share of your joint debt, and if your ex isn't willing to refinance or work with you to sell joint assets, then bankruptcy could be the best course of actioIf you can not afford to cover the payments for your ex's share of your joint debt, and if your ex isn't willing to refinance or work with you to sell joint assets, then bankruptcy could be the best course of actioif your ex isn't willing to refinance or work with you to sell joint assets, then bankruptcy could be the best course of action.

While the thought is never a comfortable one, it's important to reflect on the «what ifs» if something were to happen to ensure your family's assets and future is covered completely.