Sentences with phrase «coverage after age»

AOPA Senior Term Life Insurance Often times obtaining quality, affordable coverage after age 50 is difficult.

Term insurance policies rarely extend coverage after the age of 85 which allows the cost of these policies to be affordable.

Most term life insurance policies end coverage before the age of 80, and the majority of life insurance companies will stop offering coverage after the age of 75.

A permanent policy is also likely a better choice, as it can be incredibly difficult to purchase coverage after age 90 if you still have financial obligations.

Premium - free coverage after age 95 And after you celebrate your 95th birthday, your coverage will continue without you having to pay another premium ever again

A permanent policy is also likely a better choice, as it can be incredibly difficult to purchase coverage after age 90 if you still have financial obligations.

Premium - free coverage after age 95 And after you celebrate your 95th birthday, your coverage will continue without you having to pay another premium ever again

A permanent policy is also likely a better choice, as it can be incredibly difficult to purchase coverage after age 90 if you still have financial obligations.

Not exact matches

After that age, a young adult may qualify for health coverage through Medicaid.

Aging nets may also be the reason that Rwanda, another front - runner in terms of bed net coverage, saw an upswing late in 2008 and 2009, after a period of dramatic success.

I'm more of a tinted moisturizer or BB cream girl, but as I'm aging (and losing sleep after having a baby) I'm noticing more and more dark circles and uneven spots on my skin so I'm kinda starting to want more coverage.

After the initial term, the policy converts into 1 - year annually renewable coverage, meaning your premiums increase each year according to your age.

The clients that we typically work with (working - age people with families, student loans and mortgages) can normally cover their immediate financial obligations through term coverage, and are able to deal with final expenses after retirement effectively by putting a dedicated savings plan into effect.

The supplemental term coverage will usually drop off the policy after a period of time such as, for example, at 10 years or at age 71.

You can convert all or a portion of the policy to permanent coverage by age 70 or 5 years after issue date, whichever is later.

Your insurance premiums may cost you as low as $ 22 to $ 41 per month, depending on your age, coverage amount, and term length, so you'll have plenty of cash left over after paying the premium to invest.

But if you think there's a possibility that you might need the coverage for a long time, then remember that if you want to renew your term policy after it expires or buy a new term policy at that time, your age, health status or other factors may make coverage very expensive.

Healthy Paws has a 12 - month waiting period for hip dysplasia coverage regardless of breed, and won't cover it at all if your pet enrolls after age 6.

In fact, many companies «age out» cats after a certain age, and will not offer coverage at any price.

During this period your rates are not going to go up or down since they are fixed but after the coverage increases annually until age 95.

The period of coverage can be for 10 or 20 years, and if you want to extend after that you will have an increase in rates up to the age of 95.

If you were diagnosed after age 40, your type 1 diabetes is well controlled, and you are following your doctor's recommendations, as well as not having other complications from diabetes, like loss of vision, kidney disease, nervous system disease or amputations you should be able to get approved for coverage with a few high quality life insurance companies at a table rating of between 4 - 8.

But if you think there's a possibility that you might need the coverage for a long time, then remember that if you want to renew your term policy after it expires or buy a new term policy at that time, your age, health status or other factors may make coverage very expensive.

This is why considering life insurance after age 50 with no medical exam could provide the answer to getting the coverage that you need, even if you aren't in prime health.

Under this HDFC life term plan, additional coverage can be decreased by the policyholder after attaining 45 years of age, which subsequently lowers future premiums

The coverage runs till the insured reaches 100 years of age even after the maturity benefit is already paid out.

We get many questions about coverage for seniors and travelers concerned about their ability to get travel insurance or travel medical insurance after a certain age.

If the base insured becomes disabled between the ages 60 and 65, this coverage will waive monthly deductions to the later of the third policy anniversary after total disability, and the anniversary when the insured is age 65.

$ 50,000 of term life insurance that can be issued from age 16 to 45, with coverage to age 50 or 10 years after the policy is issued (whichever is later).

After retirement (at age of 65), you can still receive your decreasing FEGLI coverage without making any more payments.

So, if a policyholder had purchased a Colony Term universal life 10 policy, and then they decided five years after purchasing it that they wanted to have coverage for the remainder of their lifetime, then the coverage extension feature would have allowed the insured to extend the death benefit protection guarantee to either age 90, age 100, or 105 — and, this could occur without the need for the insured to provide evidence of insurability.

Benefits will automatically reduce by 50 % on the policy anniversary following the insured person's attainment of age 70, or after five years from the effective date, whichever provides the longer period of coverage.

After the term duration has expired, you'll be forced to pay extraordinarily high premiums, convert to a permanent policy at the age you apply, or simply let go of the coverage.

After age 25, each child's coverage can be converted to an individual life insurance policy with a maximum death benefit of $ 40,000, without providing evidence of insurability.

Depending on the company and policy coverage rules, most life insurance policy conversion options are terminated or discontinued after age 70.

* Accidental Death and Dismemberment coverage is based on age: Under 18: $ 5,000; 18 - 69: $ 50,000; † The Sudden Onset of Pre-Existing Conditions maximum benefit for those 65 and older is $ 2,500, after deductible..

* Some states require that insurance policies provide dependent coverage beyond age 26; these rules and any associated restrictions apply after age 26.

After the covered child reaches age 25, he or she can maintain life insurance coverage by converting to a permanent life insurance policy from Protective Life for up to five times the amount of the Children's Term Life Insurance Rider coverage.

Additionally, an older individual may not be eligible for coverage after a certain age, regardless of his health profile.

For example, if your health insurance policy has a $ 4,000 deductible, and a maximum out - of - pocket of $ 6,500, your family could be stuck with those bills after your death.This is even more true in an age of Obamacare, where health insurance typically includes high deductibles and out - of - pocket maximums in order to make the coverage more affordable.

The lion's share of policies actually provide coverage to age 95, however, most people drop them after the initial 20 year term because they don't want to pay the increased rate.

If you purchase your life insurance coverage when you're young, you can usually acquire a policy at a must lower rate than if you wait to buy it after an illness or old age takes hold.

4 After age 65, coverage is reduced per the terms of the contract.

The clients that we typically work with (working - age people with families, student loans and mortgages) can normally cover their immediate financial obligations through term coverage, and are able to deal with final expenses after retirement effectively by putting a dedicated savings plan into effect.

After the coverage has expired, though, the insured may need to re-qualify for the insurance, based on his or her then - current age.

After the time has elapsed, policy holders have the option of keeping the coverage as an annually renewable plan, which provides a level amount of death benefit until the insured turns age 98.

So, if you decide you need permanent life insurance at some point in the future after purchasing a term life policy, you may be able to convert it into permanent coverage at a higher rate based on your age at that time.

An optional add - on to a life insurance policy that provides coverage for all children and, in some cases, is able to converted into a standalone policy after the child reaches the required age.

After age 50, shorter lengths of guaranteed term tend to save a lot over longer lengths of coverage.

For instance, a term life insurance policy may be 5 years, 10 years, 15 years, 20 years, or 30 years — after which, the policy will expire and if the insured wishes to remain covered, he or she will need to re-apply for coverage at their then - current age and health condition.