Sentences with phrase «coverage as a term»

While the state of Texas doesn't require homeowners to have flood insurance, you may need to purchase coverage as a term of your mortgage loan.

It is okay to have a small whole life, and the rest of your coverage as term.

This life insurance policy offers 1/3 of your life insurance coverage as term insurance and the remaining 2/3's as accidental death insurance.

While the state of Texas doesn't require homeowners to have flood insurance, you may need to purchase coverage as a term of your mortgage loan.

This kind of life insurance doesn't offer as much coverage as a term or whole life policy, however, it's still a great way to make sure your family doesn't have to pay for your final expenses out of pocket.

This policy offers 1/3 of your coverage as term insurance and the remaining as accidental death insurance.

It may not be as much coverage as term or whole life insurance, but it's still protection your family needs.

In other words, having a majority of the coverage as term and part being whole life or universal life.

A few landlords do require this coverage as a term of their lease.

Not exact matches

In terms of budgeting, as a general rule, consider between 20 and 30 percent of predicted gross sales as the baseline budget for comprehensive coverage, including health and life insurance.

The term «pension crisis» became a feature of the media coverage as finance ministers gathered in Whitehorse last December and again in June in Prince Edward Island.

Still, many wealthier retirees opt to buy long - term care coverage as a way of preserving more assets for their future heirs.

Affordable long - term care coverage could fairly be characterized as a solidly middle - class concern: Poorer seniors can generally qualify for Medicaid, and the more affluent can generally afford to pay for nursing - care expenses out of their savings.

As coverage of European and American financial woes have the masses running from equities, he says, «long - term investors who are billionaires tell me they are having an easier time today than ever before in their lifetimes because nobody is a long - term investor anymore.»

The Department of Health and Human Services this week announced a new proposal that would expand the use of short - term health insurance plans, opening the door for more people to use the «skinny» coverage products while taking another swipe at the law known as Obamacare.

«Depending on plan design, consumers who purchase short - term, limited - duration insurance policies and then develop chronic conditions could face financial hardship as a result, until they are able to enroll in PPACA - compliant plans that would provide coverage for such conditions,» the administration's report said.

In crass media terms, having a lot of Trump coverage could be seen as an attempt to attract viewers and thus boost ratings numbers, rather than a biased political choice.

And beyond economic issues, the Internet offers a huge potential for greater organizational, educational and political cohesiveness than ever before by becoming a syndication content provider (an electronic Black Sports Wire); traditional publishing (re-utilizing content creatively and cost - effectively to create books; calendars; magazines etc.); long term convergence (as BASN bandwidth increases BASN evolves into multimedia Internet / TV / Radio network with round the clock, global BASN coverage).

Given the high cost of whole life insurance, often several times that of term, and product complexity, our analysis shows term is typically better for the majority of people as you can still get significant financial coverage for your family.

As Frank Armstrong III, founder and principal of Miami - based Investor Solutions points out, long - term care costs are not covered by insurance: «Once a hospital releases you to any kind of long - term care facility, your medical coverage quits paying for your care.»

The primary difference between permanent and term life insurance is that term policies only provide coverage for a fixed period of time, such as 20 years.

No medical exam life insurance is more expensive than fully underwritten coverage and typically provides fewer options, such as the ability to increase your death benefit or convert a term policy to permanent coverage.

The solid fundamentals extend to the balance sheet, although the company is actively (as they should) improving the leverage: the long - term debt / equity ratio is 0.65, while the interest coverage ratio exceeds 6.

Term policies are the cheapest form of life insurance coverage and can be tailored to the size of your debts, such as mortgages or auto loans.

At certain points during the term of coverage, such as your birthdays, you can increase the policy's death benefit and premiums will be determined using your initial health rating.

Term life insurance, on the other hand, provides coverage for a specific period of time, such as 10 years or 20 years.

Term life insurance is typically the best choice if you want coverage for a mortgage or to replace your income until retirement, as these financial obligations will be reduced or eliminated with time.

Just make sure that the term policy will definitely cover the entire length of a financial obligation, as you'll have a harder time finding coverage and have to pay higher rates if you still need life insurance at age 80 or 90.

A term life insurance policy offers coverage for a specified period of time, meaning that if you die during the term of the policy the beneficiary will receive the specified payout (also known as the death benefit or face value of the policy).

As the names imply, decreasing term policies pay a lower death benefit over time, while level term policies maintain the same death benefit for the term of the coverage.

If you want coverage for a fixed period of time, such as 10 or 15 years, term life insurance will be your least expensive option, and you can purchase hundreds of thousands of dollars in coverage.

The two primary categories of life insurance policy are term and permanent, with term policies only offering coverage for a fixed period of time, while permanent policies last so long as you continue to pay the premiums.

Short term life insurance policies, such as those with 1 - year or 5 - year terms, often have the option of being renewable, meaning that at the end of the term you can purchase the same coverage again without a new application process.

The decision of whether to buy term or cash value (also known as permanent) life insurance depends on your personal needs and how much you want to spend for life insurance coverage.

However, because the premiums for term insurance become more expensive as you get older, cash value insurance, which has level premiums, may be the more economical option if you want coverage throughout your life.

In my coverage of U.S. Silica Holdings (NYSE: SLCA), as well as the frac sand industry in general, I've explained to readers the long - term growth potential these investments represent.

With unmatched coverage of the Indian food, beverage and allied industries, in terms of comprehensiveness, timeliness as well as accuracy, it is small wonder that Fnbnews.com is the most preferred medium of the Indian and international food & beverage communities.

There is no real debate on the signing of Kante, as ultimately he's a game - changer as witnessed last year in terms of adding energy, drive and defensive coverage in Chelsea's midfield.

In the long term, data on these indicators will be collected as part of the Maternity and Children's Dataset (MCDS), which is expected to reach full coverage and maturity by 2017.

He did not disclose the terms of that agreement, such as whether he has access to the corporate jet, continued health coverage or deferred compensation that might be considered a reportable in - kind contribution.

Such increased insurance rates and coverage requirements will likely have a deep long - term impact on Sandy - damaged areas such as Rockaway.

At the same time, the order would expand short - term insurance that does not cover pre-existing conditions, undercutting insurance companies that are providing fuller coverage as mandated by New York law, she said.

In terms of policy fields, he has been working on security and defence policy, including early warning for conflict prevention, public communication and media coverage as well as economic governance.

Erie County's long - term costs for retiree health insurance coverage are apparently dropping as unions agree that retirees will pick up part of the costs.

For me, therefore, Music and The Mind comes across as a rather partial and incomplete coverage, both in terms of the range of music covered and types of evidence put forward.

The need is great to ease the financial strain of dementia care, as neither the federal government nor the private insurance industry has developed financially sustainable and affordable long - term care coverage.

Take the money you'll save on the shorter coverage period and buy a shorter waiting period, benefit for home care (as many policies pay out only 50 cents on the dollar for long - term - care at home), and compound - inflation protection riders.

And if you have any special requests at all for coverage throughout this week, in terms of what would be most helpful / valuable for ya as ya cross off everyone on your list, LET A SISTAH KNOW.

Over the last few years, Ulaby has strengthened NPR's television coverage both in terms of programming and industry coverage and profiled breakout artists such as Ellen Page and Skylar Grey and behind - the - scenes tastemakers ranging from super producer Timbaland to James Schamus, CEO of Focus Features.

While OCR describes these teachers as «frequently» absent, the report uses the term «chronically» absent, consistent with much of the initial coverage of these data.