In the event that you purchase a secondary or vacation home, you'll want to make sure that you have the same scope of insurance
coverage as your primary residence.
A second home or a vacation home not needing the same level of
coverage as your primary residence.
If you are insuring a second home, it's usually best to insure it with the same level of
coverage as your primary residence.
Not exact matches
Just
as you shouldn't assume that a vacation home you own is covered by your homeowners insurance policy on your
primary residence, it's important to know that a recreational vehicle usually requires
coverage separate from your traditional automobile insurance.
Houses that are not
primary residences often have different
coverage considerations
as will condos and beach houses.
Be sure to verify that you have the adequate
coverage for your houseboat before listing it
as your
primary residence.
The
coverage options and pricing for rental homes, vacation homes, seasonal homes, or homes used
as a
primary residence may be different.
Just
as you shouldn't assume that a vacation home you own is covered by your homeowners insurance policy on your
primary residence, it's important to know that a recreational vehicle usually requires
coverage separate from your traditional automobile insurance.
If you use your RV
as your
primary residence, you have some unique
coverage needs that part - time RVers don't.