Sentences with phrase «coverage at an increased rate»

Not exact matches

These risks and uncertainties include: Gilead's ability to achieve its anticipated full year 2018 financial results; Gilead's ability to sustain growth in revenues for its antiviral and other programs; the risk that private and public payers may be reluctant to provide, or continue to provide, coverage or reimbursement for new products, including Vosevi, Yescarta, Epclusa, Harvoni, Genvoya, Odefsey, Descovy, Biktarvy and Vemlidy ®; austerity measures in European countries that may increase the amount of discount required on Gilead's products; an increase in discounts, chargebacks and rebates due to ongoing contracts and future negotiations with commercial and government payers; a larger than anticipated shift in payer mix to more highly discounted payer segments and geographic regions and decreases in treatment duration; availability of funding for state AIDS Drug Assistance Programs (ADAPs); continued fluctuations in ADAP purchases driven by federal and state grant cycles which may not mirror patient demand and may cause fluctuations in Gilead's earnings; market share and price erosion caused by the introduction of generic versions of Viread and Truvada, an uncertain global macroeconomic environment; and potential amendments to the Affordable Care Act or other government action that could have the effect of lowering prices or reducing the number of insured patients; the possibility of unfavorable results from clinical trials involving investigational compounds; Gilead's ability to initiate clinical trials in its currently anticipated timeframes; the levels of inventory held by wholesalers and retailers which may cause fluctuations in Gilead's earnings; Kite's ability to develop and commercialize cell therapies utilizing the zinc finger nuclease technology platform and realize the benefits of the Sangamo partnership; Gilead's ability to submit new drug applications for new product candidates in the timelines currently anticipated; Gilead's ability to receive regulatory approvals in a timely manner or at all, for new and current products, including Biktarvy; Gilead's ability to successfully commercialize its products, including Biktarvy; the risk that physicians and patients may not see advantages of these products over other therapies and may therefore be reluctant to prescribe the products; Gilead's ability to successfully develop its hematology / oncology and inflammation / respiratory programs; safety and efficacy data from clinical studies may not warrant further development of Gilead's product candidates, including GS - 9620 and Yescarta in combination with Pfizer's utomilumab; Gilead's ability to pay dividends or complete its share repurchase program due to changes in its stock price, corporate or other market conditions; fluctuations in the foreign exchange rate of the U.S. dollar that may cause an unfavorable foreign currency exchange impact on Gilead's future revenues and pre-tax earnings; and other risks identified from time to time in Gilead's reports filed with the U.S. Securities and Exchange Commission (the SEC).

At certain points during the term of coverage, such as your birthdays, you can increase the policy's death benefit and premiums will be determined using your initial health rating.

Examples of these risks, uncertainties and other factors include, but are not limited to the impact of: adverse general economic and related factors, such as fluctuating or increasing levels of unemployment, underemployment and the volatility of fuel prices, declines in the securities and real estate markets, and perceptions of these conditions that decrease the level of disposable income of consumers or consumer confidence; adverse events impacting the security of travel, such as terrorist acts, armed conflict and threats thereof, acts of piracy, and other international events; the risks and increased costs associated with operating internationally; our expansion into and investments in new markets; breaches in data security or other disturbances to our information technology and other networks; the spread of epidemics and viral outbreaks; adverse incidents involving cruise ships; changes in fuel prices and / or other cruise operating costs; any impairment of our tradenames or goodwill; our hedging strategies; our inability to obtain adequate insurance coverage; our substantial indebtedness, including the ability to raise additional capital to fund our operations, and to generate the necessary amount of cash to service our existing debt; restrictions in the agreements governing our indebtedness that limit our flexibility in operating our business; the significant portion of our assets pledged as collateral under our existing debt agreements and the ability of our creditors to accelerate the repayment of our indebtedness; volatility and disruptions in the global credit and financial markets, which may adversely affect our ability to borrow and could increase our counterparty credit risks, including those under our credit facilities, derivatives, contingent obligations, insurance contracts and new ship progress payment guarantees; fluctuations in foreign currency exchange rates; overcapacity in key markets or globally; our inability to recruit or retain qualified personnel or the loss of key personnel; future changes relating to how external distribution channels sell and market our cruises; our reliance on third parties to provide hotel management services to certain ships and certain other services; delays in our shipbuilding program and ship repairs, maintenance and refurbishments; future increases in the price of, or major changes or reduction in, commercial airline services; seasonal variations in passenger fare rates and occupancy levels at different times of the year; our ability to keep pace with developments in technology; amendments to our collective bargaining agreements for crew members and other employee relation issues; the continued availability of attractive port destinations; pending or threatened litigation, investigations and enforcement actions; changes involving the tax and environmental regulatory regimes in which we operate; and other factors set forth under «Risk Factors» in our most recently filed Annual Report on Form 10 - K and subsequent filings by the Company with the Securities and Exchange Commission.

Researchers at UCLA have that found states that expanded Medicaid coverage under the Affordable Care Act saw a significant increase in rates of health insurance among low - income adults compared with states that did not expand the program.

At certain points during the term of coverage, such as your birthdays, you can increase the policy's death benefit and premiums will be determined using your initial health rating.

Accident Forgiveness: Adding this coverage will waive the usual penalties — including loss of safe driver discounts and rate increases — for one at - fault accident.

And with actual interest paid amounting to just 8.3 % of operating profit, debt could increase an additional $ 101 million (again, at a 5 % rate) & still leave interest coverage at a manageable 6.7 times (i.e. 15 % of operating profit)-- as usual, to be prudent, we'll haircut this debt adjustment by 50 %.

For example, term policies typically have lower initial rates that increase over time and the coverage ends at the end of the term.

Now its important to note that not all insurance companies will use one's «insurance age» in determining ones rate, but there are enough insurance carriers that do where applying for coverage early certainly increases one's chances at getting a better rate.

Costs for Option B coverage are based on rates that will increase every 5 years beginning at age 35.

Add this affordable coverage, so your insurance rates don't increase if you have an at - fault or partially at - fault accident.

«In a market that is experiencing double - digit rate increases, allowing short - term, limited - duration insurance to cover longer periods gives Americans options and could be the difference between someone getting coverage or going without coverage at all,» said Seema Verma, administrator of the Centers for Medicare & Medicaid Services.

If, after two years, you're making more money freelancing and want to increase the benefit on your LTD policy, you can get more coverage from your insurer at an increased rate.

Again, investigate all of your options when seeking coverage; though one company may deny you another may be happy to insure you even if at an increased premium rate.

Section 1302 (c)(4) of the Affordable Care Act directs the Secretary to determine an annual premium adjustment percentage, which is used to set the rate of increase for three parameters detailed in the Affordable Care Act: the maximum annual limitation on cost sharing (defined at § 156.130 (a)-RRB-, the required contribution percentage by individuals for minimum essential health coverage the Secretary may use to determine eligibility for hardship exemptions under section 5000A of the Code, and the assessable payment amounts under section 4980H (a) and (b) of the Code (finalized at 26 CFR 54.4980 H in the «Shared Responsibility for Employers Regarding Health Coverage,» published in the February 12, 2014 Federal Register (79 FR 8544)-RRB-.

Riders can increase your benefits at the rate of inflation, provide benefits for partial disability, or allow you to purchase additional coverage amounts.

Premium rates for MetLife's Issue Age CII are based on age at the time of the initial coverage effective date and will not increase due to age; premium rates for increases in coverage, including the addition of dependents» coverage, if applicable, will be based on the covered person's age at the time of that increase's effective date.

This way, you can be guided to the options most suited to your needs and increase your likelihood of receiving coverage - at a good rate.

Premium rates for MetLife's CII are based on age at the time of the initial coverage effective date and will not increase due to age; premium rates for increases in coverage, including the addition of dependents» coverage, if applicable, will be based on the covered person's age at the time of that increase's effective date.

This type of coverage is guaranteed in terms of the death benefit amount, regardless of the insured's increasing age, and whether or not the insured contracts a health issue — and, the cash value will grow at a set interest rate that is set by the insurance company.

By using the Internet to compare car insurance rates, you can increase your chances of discovering a provider who will offer you your desired coverage at an affordable rate.

Should it later be found that details were omitted; it will likely cause an increase your premium rate — or to have your coverage canceled at a later date.

Dividends can be paid in cash, used to reduce your premium payments, left to accumulate at a specified rate of interest or used to purchase paid - up additional insurance which will increase your face amount of coverage.

At every renewal, we check for any rate increases and shop for more affordable coverage if needed.

We also review your policy rates with our exclusive RateGuard ™ program at every renewal, checking for any rate increases and shopping for more affordable coverage if needed.

If you have a car insurance policy with an accident forgiveness endorsement and you get into a car accident, you will be protected to a certain extent from rate increases on your coverage stemming from the accident; in short, you will be «forgiven» for an accident for which you were found to be at - fault.

Get multiple car insurance quotes to increase your chance of getting coverage at a reasonable rate.

That means you could possibility increase your coverage at a better rate than ever.

The term period locks in the policy cost for that specific time and your rates will not increase at any point during your coverage.

This will increase the likelihood that you will find a carrier who meets your coverage needs at an affordable rate.

In this case, although the premium will increase somewhat based on your current age, your coverage will extend for longer, at lower rates, than if you waited to renew until the very end of your term.