Sentences with phrase «coverage at no expense to»

Usually, your employer offers this work life insurance coverage at no expense to the employee.

Not exact matches

The Fellowships are funded in part by Hong Kong's award - winning airline, Cathay Pacific Airways, and are valued at up to C$ 10,000 each for in - country travel / expenses and coverage of...
Some on third of «early retirees» who claim Social Security at age 625 do so to help pay for health care expenses until they are eligible for Medicare coverage at age 65.
And he was asked about the public perception over UKIP appearing to get so much coverage on BBC TV, radio and online output, at the expense of other parties, including the Greens.
Ideal for both non-specialist and specialist teachers of primary French who want to move away from schemes which focus on topic coverage at the expense of linguistic progress, each Flexible French unit provides sufficient curriculum content for an extended period.
This is part of our aim to ensure that the ensure that our coverage of the present and future is not at the expense of providing an historical perspective that we can all learn from.
It's fine to aim for dream exposure like national press coverage, but not at the expense of lower hanging fruit.
Once you add up the expenses you want your term life insurance to cover, you can then deduct any assets, such as savings and investments, that would also help to cover those costs to help you arrive at an appropriate coverage amount.
That's a small expense, considering that at the base $ 15,000 level of coverage, you'd have to go 62.5 years of fifteen dollars monthly without ever having a personal property claim in order to not come out ahead on a claim for the policy limit.
To break that down, if a civil authority forces you to evacuate because of a direct and nearby fire which logically puts your own home at risk, additional living expenses coverage may be available to yoTo break that down, if a civil authority forces you to evacuate because of a direct and nearby fire which logically puts your own home at risk, additional living expenses coverage may be available to yoto evacuate because of a direct and nearby fire which logically puts your own home at risk, additional living expenses coverage may be available to yoto you.
But by starting with a reasonable estimate and updating it periodically based on your health, insurance coverage and the costs you actually incur, you should be able to arrive at a decent senses of how much income you'll need to devote to this large and important expense.
Some people want to minimize their premiums at the expense of their coverage.
I'm worried that any appointments after my last day at work will not be covered, and when I elect to continue my dental coverage under COBRA retroactively, the onus will be on me to somehow prove that those expenses were covered (X-rays and forms with doctor's signatures).
It's important to make sure you don't save money at the expense of your coverage.
The ugly truth is that the owner of the rental property has insurance on his property and the dwelling, but if you don't have renter coverage and there is a storm, fire, theft or other issue, you lose everything and have to replace it at your own expense.
To offset the federal government's obligation to cover long - term care expenses, the Partnership Program, administered at the state level, allows individuals to retain assets equal to a dollar - for - dollar amount of long - term care coveragTo offset the federal government's obligation to cover long - term care expenses, the Partnership Program, administered at the state level, allows individuals to retain assets equal to a dollar - for - dollar amount of long - term care coveragto cover long - term care expenses, the Partnership Program, administered at the state level, allows individuals to retain assets equal to a dollar - for - dollar amount of long - term care coveragto retain assets equal to a dollar - for - dollar amount of long - term care coveragto a dollar - for - dollar amount of long - term care coverage.
Other ways to look at this goal would be to say that it is about income replacement or expense coverage in retirement.
The ruling heightens the risk, particularly for credit counseling agencies doing business in the First Circuit (encompassing Maine, Massachusetts, New Hampshire, Puerto Rico, and Rhode Island), that their activities, especially their DMPs and less - than - full balance repayment programs, may trigger coverage under CROA and give rise to class action litigation, forcing them — at great expenseto prove that they are actually operating as bona fide nonprofit organizations (in order to be exempt from CROA, particularly for what has transpired in the past), or, alternatively, to comply with CROA's requirements prospectively.
If you're reasonably sure you won't need coverage for immunizations, maternity expenses or orthodontics in the coming year, switching to a plan that requires you to pay more out of pocket for such services or doesn't cover them at all) could work in your favor.
Additional living expense coverage pays for your hotel after a covered loss, as well as things like food that you have to eat out even though you'd normally cook at home.
It's just not a significant expense to increase coverage, once you have any coverage at all.
Although all types of life insurance can be important — depending upon one's needs — final expense coverage can fill the specific need of ensuring that loved ones are not burdened with having to come up with a substantial amount of money at an already emotional time.
Yet, over time, while an insured who owns term life coverage may need to renew at a higher premium rate, a whole life insurance policy holder will retain the same premium expense throughout the entire life of the policy.
Requires employers with more than 20 employees to make group health care coverage available for 18 months, at the employee's expense, to employees who leave the employer for any reason other than gross misconduct.
If the insurance adjuster estimates the cost to replace and repair your home and belongings at $ 750,000 plus HST, then you'll need to remember that your coverage doesn't actually cover tax, so that portion of the bill will actually be an out - of - pocket expense.
We encourage clients to consider insurance coverage for their pets so that they are able to provide optimal care at lower expense.
Look at your past veterinary expenses and weigh those against the cost of insurance to determine if basic, intermediate, or comprehensive coverage is right for you.
Read the description of coverage (policy wording) and look at the clauses for period of cover and the terms «medical evacuation», «trip interruption» or «curtailment» for details on when you may be covered for expenses if you have to return home early (and always read the exclusions to cover carefully).
At $ 19, Voyager basic medical coverage (the cheapest option) covers your medical expenses up to $ 50,000 and comes with a $ 500 deductible.
Extra-expense coverage includes expediting expenses to get in equipment and stock, as well as increased costs to set up and operate at an alternative location.
It is not required for drivers to purchase uninsured or underinsured motorist coverage; however, this coverage provides for a person's own expenses in the event that the at - fault driver has no insurance or has inadequate coverage.
Suing the uninsured at - fault driver directly without underlying uninsured motorist coverage in place to pay a judgment is usually not worth the trouble or expense.
If the insurance company or your own extended benefits coverage does not cover these types of expenses, they are recoverable at the conclusion of your claim if they were reasonably incurred in relation to your accident and injuries.
While it is law in Massachusetts to have car insurance coverage that will cover both yourself and anybody else who is injured in an accident — regardless of who is at fault — this does not mean that someone who hits you while being distracted behind the wheel will actually have insurance, or that the insurance payment will be enough to actually pay for your medical expenses.
The law in New Mexico does not require drivers to have insurance that covers expenses from their own injury or death in an at - fault accident, nor does it require drivers to purchase coverage protecting them from uninsured drivers or hit - and run accidents.
If this first party benefits coverage is optional in your state, and you choose to go without, then to have your medical expenses paid for you when you are at - fault in an accident, or the at - fault party can not cover your injuries, you will need to have coverage such as medical payments or personal injury protection on your policy, or you may end up paying out - of - pocket for your medical bills.
When purchasing burial insurance coverage, you will want to be sure that you have enough face amount to cover the cost of your final expenses — plus more, such as any final medical expenses that you may also incur at that time.
It also provides expense coverage for the relative up to certain limits for things including hearing aids, eyeglasses, contact lenses, false teeth or dentures, a medical - alert device, walking aids and wheelchairs while they are staying at the facility.
When you purchase your policy, be sure to include coverage for living expenses for up to at least 12 months.
If you are struck by a driver who is at fault and does not have the proper coverage for his vehicle, your own car insurance will cover the cost of repairs to your car, as well as your medical expenses.
Universal life offers the flexibility to pay premiums at any time and in any amount (subject to some limits) as long as the policy expenses and cost of coverage are met.
Drivers in the Bay State must also have personal injury protection — coverage for medical expenses that you need, despite who is at fault in a collision — and uninsured / underinsured motorist protection — coverage to get your property repaired or replaced if you're hit by a driver that either doesn't have insurance or doesn't have enough coverage.
Getting approved for life insurance with a drug felony on your record typically isn't going to be easy, but knowing which carrier to choose so that you have a chance at being approved is much better than the alternative, which is1) either going without coverage or 2) moving forward with an Accidental Death Policy (ADD) or 3) Choosing final expense life insurance.
This type of coverage pays for repairs to your vehicle as well as medical expenses for you and passengers in your vehicle in the event you are involved in a car accident and the at fault driver has no car insurance.
Certainly, one reason to have this type of coverage is to ensure that loved ones are not stuck with unexpected expenses at your passing.
The face amount on the Rapid Decision Final Expense life insurance policy begins at $ 5,000 and it may go up to $ 35,000 — and the amount of both the coverage and the premium are guaranteed to remain the same throughout the life of the policy.
This coverage helps pay for damages to your vehicle when the at - fault driver's limits don't fully cover your expenses.
When this happens, your options for life insurance may be limited to high risk coverage at expensive rates or final expense insurance, also called funeral coverage, which has limited benefits and pays to a third party after your death.
When a driver is at fault for an accident you are involved in and does not carry auto insurance, uninsured motorist coverage will pay for any medical expenses you incur, your pain and suffering, and depending on the laws of your state, the damage to your property.
If someone was accidentally injured at your business site (e.g. a customer fell on your premises and had to seek medical aid), General Liability coverage will compensate medical (and / or funeral) expenses incurred within one year of the accident up to your policy's limits.
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