Sentences with phrase «coverage at your employer»

Not exact matches

I think HSAs are a great innovation, and not simply because they provide employers with a way of buying cheaper coverage for their workers at a time when health care costs continue to rise.

Because these bare - bones plans do not limit insurance payouts to workers, they meet the letter of the law's requirements that employers provide «affordable» health care coverage to their workers at a far lower cost than more comprehensive plans.

«The likelihood of offering health benefits differs significantly by size of firm, with only 47 percent of employers with three - to - nine workers offering coverage, but virtually all employers with 1,000 or more workers offering coverage to at least some of their employees.»

Large groups» plans must provide «affordable coverage» — that is, the employer must cover at least 60 percent of the actuarial value of health care costs, and employee contributions must not exceed 9.5 percent of their income, whereas previously there was no such coverage quota.

There's a good chance that most Brainstorm Health readers, like the country at large, have insurance coverage through their employers or a government program like Medicare, Medicaid, or military health plans.

The Affordable Care Act largely preserved the employer - provided healthcare system, focusing new coverage requirements on insurers that cover Americans who don't get health benefits at work.

Employers that purchase coverage on behalf of their workers may also have difficulty determining how much they are paying for a given medicine or a particular service, said Edward A. Kaplan, a senior vice president at Segal Consulting.

If the employer pays an insurance company for employee health coverage, it has to notify the insurer that it doesn't want contraception included in the plan, and the insurer in turn automatically enrolls employees in a separate plan at no cost to them or to their employer.

I am from Arizona and looked at the Arizona statute which exempts such coverage for a «religiously affiliated employer».

The lawsuit is the most recent challenge to the Department of Health and Human Services (HHS) mandate that employers provide insurance coverage of contraceptives, including emergency contraceptives such as Plan B and ella, at no cost to employees.

The administration is especially interested in the Hawaii model, in which female employees of religious institutions can purchase contraceptive coverage directly from the insurer at the same price offered to employees of all other employers.

The Affordable Care Act has afforded millions of Americans new coverage guarantees but has done so at exorbitant cost to millions of those covered, limiting their ethical options, and with dozens of lawsuits, many still pending, over its lack of conscience protections for subscribers and employers alike.

On February 10, Obama announced a shift in an earlier ruling by having insurance companies provide the birth control coverage through a separate rider at no cost to the employer.

And it's not clear that this bill will apply at all to health plans offered by companies who «self - insure,» which cover the majority of New Yorkers with employer - sponsored coverage.

Private health insurance spending will remain somewhat elevated in 2015 at 6.2 percent primarily because of continued enrollment through the exchanges, through employer - offered coverage, and increased use of medical goods and services spurred by faster economic growth.

«The ACA's low - income subsidies could reduce these barriers for many families, but millions of dependents for whom employer - sponsored family coverage is unaffordable could remain at risk for cost - related problems because of ACA subsidy eligibility rules.»

No other death benefits are available for survivors of participants under the optional retirement program except for such benefits, or coverage for such benefits, as are separately afforded by the employer at the employer's discretion.

The employer might offer a certain amount of coverage at no cost with the option for employees to take advantage of a discounted group rate in order to get additional coverage.

While group term life insurance comes at a discount, the policies tend to be less customizable and often are not transferrable, meaning that if you change employers the coverage ceases.

A lot of people have looked at this and there's nothing in the Affordable Care Act that would impact an employer - sponsored plan, other than making sure that the employer - sponsored plan is actually providing a certain basic level of coverage.

Notably, at these thresholds, recent research by Kaiser Family Foundation suggests that as many as 2 / 3rds of all households in the US would be eligible for at least a partial premium assistance tax credit based on income (though far fewer than that amount will utilize it, as many still receive coverage through an employer plan or government programs instead).

When Brigitte, 34, resigned from her job last year to be a stay - at - home mom to their 14 - month - old daughter Rachelle, she lost the life insurance coverage she had through her employer's plan.

The group policy coverage you obtain through your employer can be a great benefit but has one important limitation — it may only be in force during the time you are employed at that company.

Requires employers with more than 20 employees to make group health care coverage available for 18 months, at the employee's expense, to employees who leave the employer for any reason other than gross misconduct.

The Affordable Care Act requires all employers who have at least fifty full - time employees to provide them with subsidized health care coverage.

After having a HDHP for a while, and having a few medical bills to go along with it, I wanted to alleviate some concerns about having a HDHP, because I've found it to not be scary at all, and in many cases, it's been cheaper than my old insurance coverage AT MY SAME EMPLOYEat all, and in many cases, it's been cheaper than my old insurance coverage AT MY SAME EMPLOYEAT MY SAME EMPLOYER.

In addition, if you were eligible for any month or part of a month to participate in any subsidized health plan maintained by the employer of either your dependent or your child who was under age 27 at the end of 2014, do not use amounts paid for coverage for that month to figure the deduction.

The Fair Labor Standards Act (FLSA), for example, which covers wages and overtime, applies to the vast majority of employers, either through enterprise coverage (a business that grosses at least $ 500,000 annually) or individual coverage (an employee who is involved in interstate commerce).

«Some employers are evaluating whether it is in their employees» best interests not to provide coverage for those at lower income levels or offer very low coverage so these people can maintain their access to the exchanges,» says Thompson.

this person is still encouraged to seek coverage wherever possible to reapply with their employer's group plan, if eligible, at a later date (for example: if a person is denied coverage due to being overweight and the extra weight is lost and kept off, the employee may usually reapply after a prescribed period of time).

Employers must contribute at least half of the premium, and at least 50 percent of employees must participate in the program or have coverage through other sources.»

After presenting their stories at the public hearing, the injured workers» group details its concerns on benefit indexation, coverage and employer incentives.

We can provide trip cancellation coverage, giving you cash back for up to 100 % of your trip costs for reasons like: Termination by employer * Covered illness or injury of you or your traveling companions * Airlines stopping services for at least 24 hours due to natural disasters such as hurricanes, named severe storms, or earthquakes *

Usually, your employer offers this work life insurance coverage at no expense to the employee.

Many large employers provide life insurance for their employees, often with the option to increase coverage at an additional cost.

Many employers offer a basic life insurance as a benefit and some even allow you to purchase additional coverage at a very affordable rate.

However, if you purchase term insurance through an employer, union, or something similar then your coverage can be terminated at the time you are no longer eligible for benefits or no longer employed.

Employers can change your benefit package at any time and reduce or eliminate this coverage at any time, so it should not be your ONLY plan for taking care of your family after your death!

Whether the employer or the employee is at fault for an injury that takes place in the workplace or is otherwise related to the job, the company's workers» compensation coverage will kick in to cover the associated costs, such as medical bills, time lost form work, and other expenses.

Temporary health insurance plans are intended as interim or «gap» coverage, i.e., for people who know that they will have standard, long - term coverage (or coverage through an employer) at a future date.

The Affordable Care Act requires all employers who have at least fifty full - time employees to provide them with subsidized health care coverage.

If you work for an employer with at least 50 full - time employees on staff, you should be offered a health insurance plan that will meet the requirements minimal essential coverage.

USI Assist Employer - sponsored travel accident coverage with a few options for added security Offered at three different levels, this plan covers full -, part -, and temporary employees of a participating organization, including their spouse and children if traveling with the employee.

If you have health insurance coverage through a private - sector employer, you can have and use both health insurance plans at the same time.

Through my former employers I had been enrolled in both HMO plans, which offer coverage only within a specific network, and PPO plans, which also offer some coverage outside of their network (albeit at a higher cost than within the network).

However, it's oftentimes more economically feasible to get a short - term disability policy through your employer, who may offer it for free or at a low cost, rather than paying the full cost on your own for a relatively limited policy (in terms of coverage amount and length, compared to long - term disability insurance).

With worldwide coverage, including country of citizenship, this is employer - sponsored group coverage for crew members working at sea.

Most people who have disability insurance purchase coverage in the form of a long - or short - term disability insurance policy from a private company or from their employer, either as an employer - subsidized plan or through group disability insurance at a discounted premium rate.

If you can't find a suitable private policy, at least the employer - offered coverage will partially help.

Now, you might get some long - term disability at work, but, beyond the fact that it's contingent on your continued employment, employer - sponsored coverage is generally inadequate.