Sentences with phrase «coverage by purchasing»

If you expand your liability coverage by purchasing an umbrella policy, these types of claims are typically covered.
As the person adds responsibilities over a period of time, marriage or birth of a child), he / she may increase the coverage by purchasing additional life insurance.
You may also go beyond liability coverage by purchasing a comprehensive ATV policy.
Guaranteed Insurability Rider: allows you to increase your disability policy coverage by purchasing additional amounts of coverage without requiring proof of insurability.
You can expand the amount of coverage by purchasing additional theft coverage.
You can still make sure you have trip cancellation and travel medical coverage by purchasing a travel protection plan that offers the pre-existing medical conditions exclusion waiver.
If you have a ground - floor condo or feel that you are at risk for this type of damage, you will need to supplement your coverage by purchasing a Louisiana flood insurance policy.
You can avoid a lapse in coverage by purchasing a new policy with a coverage date that begins before your current policy ends.
You can get higher coverage by purchasing multiple policies from different carriers, but you are limited to the amount of coverage any one no medical exam life policy will offer you.
Round out the coverage by purchasing early (within 15 days of initial trip deposit) and gain pre-existing medical coverage and financial default coverage at no extra cost.
If you own property in excess of these limits, you can still get coverage by purchasing additional endorsements to meet your full coverage needs.
If your employer does not provide health insurance as part of your benefits package, you can still qualify for subsidized coverage by purchasing your insurance through your state's healthcare exchange, or marketplace.
If your employer does not provide health insurance as part of your benefits package, you can still qualify for subsidized coverage by purchasing your insurance through your state's healthcare exchange, or marketplace.

Not exact matches

McDonald's also received negative media coverage after it advised employees to get out of holiday debt by returning unopened purchases and after it published a budget guide that included no money for heat and $ 20 a month for health care.
On Monday, two powerful conservative leaders in the House declared the blueprint unacceptable because it relies on giving people refundable tax credits to purchase insurance — a policy mechanism that, in a very rough sense, resembles Obamacare's subsidies to buy mandated health coverage (and is therefore being slammed by conservatives as just another entitlement program).
The ACA bill states the subsidies apply to «an Exchange established by the State,» and therefore the challengers allege that anyone who purchased coverage through a federal exchange is not eligible for a subsidy.
These risks and uncertainties include: Gilead's ability to achieve its anticipated full year 2018 financial results; Gilead's ability to sustain growth in revenues for its antiviral and other programs; the risk that private and public payers may be reluctant to provide, or continue to provide, coverage or reimbursement for new products, including Vosevi, Yescarta, Epclusa, Harvoni, Genvoya, Odefsey, Descovy, Biktarvy and Vemlidy ®; austerity measures in European countries that may increase the amount of discount required on Gilead's products; an increase in discounts, chargebacks and rebates due to ongoing contracts and future negotiations with commercial and government payers; a larger than anticipated shift in payer mix to more highly discounted payer segments and geographic regions and decreases in treatment duration; availability of funding for state AIDS Drug Assistance Programs (ADAPs); continued fluctuations in ADAP purchases driven by federal and state grant cycles which may not mirror patient demand and may cause fluctuations in Gilead's earnings; market share and price erosion caused by the introduction of generic versions of Viread and Truvada, an uncertain global macroeconomic environment; and potential amendments to the Affordable Care Act or other government action that could have the effect of lowering prices or reducing the number of insured patients; the possibility of unfavorable results from clinical trials involving investigational compounds; Gilead's ability to initiate clinical trials in its currently anticipated timeframes; the levels of inventory held by wholesalers and retailers which may cause fluctuations in Gilead's earnings; Kite's ability to develop and commercialize cell therapies utilizing the zinc finger nuclease technology platform and realize the benefits of the Sangamo partnership; Gilead's ability to submit new drug applications for new product candidates in the timelines currently anticipated; Gilead's ability to receive regulatory approvals in a timely manner or at all, for new and current products, including Biktarvy; Gilead's ability to successfully commercialize its products, including Biktarvy; the risk that physicians and patients may not see advantages of these products over other therapies and may therefore be reluctant to prescribe the products; Gilead's ability to successfully develop its hematology / oncology and inflammation / respiratory programs; safety and efficacy data from clinical studies may not warrant further development of Gilead's product candidates, including GS - 9620 and Yescarta in combination with Pfizer's utomilumab; Gilead's ability to pay dividends or complete its share repurchase program due to changes in its stock price, corporate or other market conditions; fluctuations in the foreign exchange rate of the U.S. dollar that may cause an unfavorable foreign currency exchange impact on Gilead's future revenues and pre-tax earnings; and other risks identified from time to time in Gilead's reports filed with the U.S. Securities and Exchange Commission (the SEC).
Those savings would be partially offset by other changes in coverage provisions — spending for a new Patient and State Stability Fund, designed to reduce premiums, and a reduction in revenues from repealing penalties on employers who do not offer insurance and on people who do not purchase insurance.
But while the total number of U.S. life insurance policies — bought by both private citizens and employers — is shrinking, standard life plans are still among the most popular form of coverage purchased.
This coverage is often offered by your bank or mortgage lender, but can also be purchased through unaffiliated insurers.
It may seem odd to pay taxes on coverage that you've already paid for, but this rule is meant to account for cases in which you receive a discounted rate by purchasing group life insurance.
While this may sound convenient (have coverage every year without committing to a longer term), if you know that you're likely to want coverage for a greater length of time, you're likely to do better by simply purchasing a policy with a longer term.
The riders available for a particular policy change by insurer, so if you'd like to customize your coverage using them, you'll want to check what exactly is available before you purchase the life insurance.
(For these organizations, employees would receive contraceptive coverage from insurance companies separately from the policies purchased by their employers).
Exhibitors may contact their own insurance provider, however we have made arrangements to acquire this coverage at significant savings by purchasing as part of a group through our certified WIN Expo Insurance Provider, Brandt Insurance.
A policyholder could find itself in the position of recalling on its own initiative or being asked by FDA to recall based on this «reasonable probability» standard, but not being able to satisfy the definition of «accidental contamination» under its specialty policy because it can not prove its product was W With the frequency of costly product recalls on the rise, many companies have considered purchasing specialty recall coverage to secure coverage for certain recall - related losses that are often excluded from general liability and property policies.
Danone has gained extensive media coverage this week by calling on supermarkets to ration its formula to customers with the unlikely tale that so much is being purchased to send to China it can not keep up with demand.
I inquired a long time ago (when I first read your great coverage of this issue) about rebates here in HISD and have been told by several sources that in HISD, unlike most Aramark districts, the district itself does all of its own purchasing.
(This trade - off was examined in further detail in TLT's recent coverage of a landmark purchase of raw chicken parts by Chicago Public -LSB-...]
The legislation, the Members Play by the Same Rules Act, would also require members of Congress to use their home state's health insurance exchange to purchase health care coverage.
I've purchased this lipstick in Brazen Berry and I was blown away by how beautiful the color is and the awesome coverage and opaqueness.
The jumpsuit is another summer favorite that you can wear well into fall by purchasing versions with a bit more coverage.
Whenever any civil action has been brought against any officer of the Florida College System institution board of trustees, including a board member, or any person employed by or agent of the Florida College System institution board of trustees, of any Florida College System institution for any act or omission arising out of and in the course of the performance of his or her duties and responsibilities, the Florida College System institution board of trustees may defray all costs of defending such action, including reasonable attorney's fees and expenses together with costs of appeal, if any, and may save harmless and protect such person from any financial loss resulting therefrom; and the Florida College System institution board of trustees may be self - insured, to enter into risk management programs, or to purchase insurance for whatever coverage it may choose, or to have any combination thereof, to cover all such losses and expenses.
http://preowned.ferrari.com/us/US/approved Certified Pre-Owned By Ferrari Ferrari Approved is a pre-owned certification program designed to help provide maximum security and peace of mind to owners purchasing Ferraris registered within the last 11 years.The program encompasses a comprehensive series of controls and coverage issued by Maranello itself, including: By Ferrari Ferrari Approved is a pre-owned certification program designed to help provide maximum security and peace of mind to owners purchasing Ferraris registered within the last 11 years.The program encompasses a comprehensive series of controls and coverage issued by Maranello itself, including: by Maranello itself, including: 1.
An Extended Service Plan, or ESP, is added warranty coverage that is purchased beyond the standard factory warranty offered by a manufacturer.
Carburetor; battery; battery / battery pack on hybrid vehicles; shock absorbers; manual transmission clutch assembly; friction clutch disc and pressure plate; throwout bearing; manual and hydraulic linkages; distributor cap and rotor; safety restraint systems (including air bags); glass; lenses; sealed beams; light bulbs; brake hardware; all exhaust and emission components except those specifically listed under the coverage section of this contract; weather strips; all trim, moldings, handles, knobs or dials; bright metal; chrome; upholstery and carpet; paint; outside ornamentation; bumpers; body sheet metal and panels; tires and wheels / rims; GPS navigation systems; phone systems; TV / Video / Entertainment systems and Internet Access systems unless luxury electronics option has been purchased by you and accepted by us.
If the smart CPO vehicle is still covered by the New Vehicle Warranty at the time of smart CPO purchase, the New Vehicle Warranty coverage continues from the vehicle's original in - service date and will apply throughout the duration of the New Vehicle Warranty.
If the vehicle is still covered by the New Vehicle Warranty at the time of smart CPO purchase, the New Vehicle Warranty coverage continues from the vehicle's original in - service date and will apply throughout the duration of the New Vehicle Warranty.
The patron - driven acquisition model is becoming widespread in large libraries across the country because it provides a cost - efficient way for libraries to offer deeper coverage on subjects that are not primarily driven by popular use, and respond to patron interests without making permanent purchases or taking shelf space.
Sony's online ebook store is called the «Reader Store», and the free 3G wireless service provided by AT&T allows you to browse, purchase, and download ebooks and periodicals directly to the Daily Edition anywhere within AT&T's US coverage area.
By purchasing life insurance while they are young and health, you are locking in their insurability such that their coverage will be in place even if they become uninsurable in the future.
If you prefer driving older vehicles and have money set aside for repairs or to purchase another older vehicle as needed, you may be able to get by with liability - only coverage.
However, purchase protection offered by major credit card networks serves as secondary coverage, meaning that a claim has to be filed with your primary insurance first.
By contrast, you would have to purchase multiple Grow - Up Plans if you had more than one child for whom you wanted coverage.
And life insurance is definitely the most common policy I see purchased by clients separately from their group coverage.
It's the same premise as TRIA, which was recently reauthorized by Congress, designed to keep insurance companies stable for their policyholders while still offering the coverage in a form that people can purchase if they want it.
Many choose to purchase coverage that exceeds the state requirement of $ 15,000 bodily injury per person, $ 30,000 bodily injury per accident and $ 5,000 property damage — amounts that are low by the standards of most states.
You can determine how much coverage to purchase by calculating potential lost income as well as the expenses you want to ensure would be taken care of if anything should happen to you during the policy term.
Should you be purchasing uninsured and underinsured coverage in case you are in an accident caused by someone else who does not have the means to pay your expenses?
Renters insurance rates in Detroit vary by over $ 1,000, so, it's best to shop around and receive multiple quotes before purchasing coverage.
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