Sentences with phrase «coverage costs decrease»

As advanced car safety technology becomes the norm, we may see liability coverage costs decrease.

Not exact matches

Examples of these risks, uncertainties and other factors include, but are not limited to the impact of: adverse general economic and related factors, such as fluctuating or increasing levels of unemployment, underemployment and the volatility of fuel prices, declines in the securities and real estate markets, and perceptions of these conditions that decrease the level of disposable income of consumers or consumer confidence; adverse events impacting the security of travel, such as terrorist acts, armed conflict and threats thereof, acts of piracy, and other international events; the risks and increased costs associated with operating internationally; our expansion into and investments in new markets; breaches in data security or other disturbances to our information technology and other networks; the spread of epidemics and viral outbreaks; adverse incidents involving cruise ships; changes in fuel prices and / or other cruise operating costs; any impairment of our tradenames or goodwill; our hedging strategies; our inability to obtain adequate insurance coverage; our substantial indebtedness, including the ability to raise additional capital to fund our operations, and to generate the necessary amount of cash to service our existing debt; restrictions in the agreements governing our indebtedness that limit our flexibility in operating our business; the significant portion of our assets pledged as collateral under our existing debt agreements and the ability of our creditors to accelerate the repayment of our indebtedness; volatility and disruptions in the global credit and financial markets, which may adversely affect our ability to borrow and could increase our counterparty credit risks, including those under our credit facilities, derivatives, contingent obligations, insurance contracts and new ship progress payment guarantees; fluctuations in foreign currency exchange rates; overcapacity in key markets or globally; our inability to recruit or retain qualified personnel or the loss of key personnel; future changes relating to how external distribution channels sell and market our cruises; our reliance on third parties to provide hotel management services to certain ships and certain other services; delays in our shipbuilding program and ship repairs, maintenance and refurbishments; future increases in the price of, or major changes or reduction in, commercial airline services; seasonal variations in passenger fare rates and occupancy levels at different times of the year; our ability to keep pace with developments in technology; amendments to our collective bargaining agreements for crew members and other employee relation issues; the continued availability of attractive port destinations; pending or threatened litigation, investigations and enforcement actions; changes involving the tax and environmental regulatory regimes in which we operate; and other factors set forth under «Risk Factors» in our most recently filed Annual Report on Form 10 - K and subsequent filings by the Company with the Securities and Exchange Commission.

Citing decreased use of the ladder and overlapping coverage areas from other companies, Abriel told the Common Council Thursday night that despite community concerns, South End citizens wouldn't see a delay in response times from firefighters and that closure of the truck was one of the most cost - efficient options available.

«Combining MMR and varicella into a single vaccine decreases pain for children and distress for parents, thus addressing common barriers to vaccine uptake, and may improve vaccination coverage levels and decrease immunization delivery costs,» writes Dr. Shannon MacDonald, Faculty of Medicine, University of Calgary.

After the kids graduate from college, the amortized loans are paid down, or the specific financial burden has decreased, the need for cost effective high levels of coverage may not be as great.

Decreasing the Home Health Care coverage reduces the premium cost.

Whether you're looking for trip cancellation coverage to reimburse you for the costs of hotels, flights and other pre-paid and non-refundable trip expenses or if you need medical expense coverage to protect you from the extensive costs of overseas treatment and hospitalization, a travel insurance policy can drastically decrease your risks.

Whether you're looking for trip cancellation coverage to reimburse you for the costs of hotels, flights and other pre-paid and non-refundable trip expenses or if you need medical expense coverage to protect you from the extensive costs of overseas treatment and hospitalization, a travel insurance policy can drastically decrease your risks.

Announcer (voiceover): There are typically two types of property coverage you can choose from: Actual Cash Value, which means that your belongings are covered for their replacement cost minus depreciation, reflecting the decrease in an item's value due to its age, condition or other factors.

Among the regular varieties of Term Life Insurance there are two types under which the cost of the coverage either increases or decreases over the term period thus resulting in Increasing or Decreasing Term Insurance plans correspondingly.

«Don't increase or decrease your coverage, limits or deductibles — otherwise the comparison will be obsolete and you could spend more than necessary,» advises Smith, adding, «If the broker isn't able to cut the cost of the calculator - generated insurance quote, ask if anyone's offering better coverage at the same price.

Remember that while higher deductibles can decrease the annual cost of coverage, you will be liable for more upfront costs out - of - pocket if an incident does occur.

What happens is that the more coverage you purchase, the lower the cost per thousand, in some instances a $ 75,000 policy can cost you more than a $ 100,000 policy mainly because of the rates per thousand decrease at $ 100,000.

Third, our data shows that liability coverage hasn't significantly decreased in cost over time.

After the kids graduate from college, the amortized loans are paid down, or the specific financial burden has decreased, the need for cost effective high levels of coverage may not be as great.

Many of the upcoming changes to PIP insurance in Florida are being done in an effort to prevent unlawful activity and decrease coverage costs for vehicle owners.

Many different companies offer discounts, and taking advantage of these special offers can help decrease coverage costs.

Of course an increasing coverage policy will cost more than a decreasing coverage policy which starts at the same death benefit level, but an increasing coverage policy may be less expensive than adding additional insurance coverage later in life.

In other words, when either your medical expenses or even income loss benefit is primarily (first) covered by your health insurance, your PIP coverage only comes in for costs not covered, and so your premium will decrease accordingly.

If you decide four years later at the age of 54 that you want to decrease your coverage to $ 350,000, the cost of your insurance will be the same amount you would have paid for a $ 350,000 policy at age 50 in «preferred» health.

If coverage is still not affordable, increase deductibles to decrease the cost of annual premiums.

Term life insurance can be cancelled at any time with no penalties, and many companies will also you to decrease your coverage and monthly cost, or convert a portion of your term policy into permanent coverage.

The above - mentioned factors decrease the cost of acquiring online insurance coverage while also reducing the time and efforts.

During a policy's term, the insurance company can not increase the cost of the policy (premiums) or decrease the amount of coverage the policy provides (face amount), regardless of changes to the insured's health.

When most riders are insured, the cost of uninsured / underinsured motorist coverage decreases.

In most areas, you must have liability insurance to protect yourself, but you should also consider having uninsured motorist coverage and medical liability to decrease the costs you'll have to pay in the event of a claim.

Successful at reducing costs without decreasing benefits coverage.