Sentences with phrase «coverage for damaged property»

Even though insurance companies provide financial coverage for damaged property, it's far too common for these companies to downplay the severity of the damage or to deny responsibility altogether.

Not exact matches

Your home and auto policies already offer some form of liability coverage in the event you're sued for bodily injury or property damage.

Her residential insurance, purchased through CPIC, includes coverage for wind damage and damage to property inside the house.

There is also coverage for loss or damage to customers» property accepted for laundering, dry cleaning, pressing, dyeing, alteration, repairing or other similar work.

Provides home insurance coverage for the dwelling in the event of physical damage to a property from fire, wind, vandalism, or other hazards.

Liability coverage is important because it protects the policyholder and their family members (including pets) from lawsuits for bodily injury or property damage that they are to blame for.

It also typically offers liability and loss of use coverage — liability coverage in case someone is injured or their property is damaged and they decide to sue you and loss of use coverage, in the event you can't reside in your condo for a period of time.

Apartment personal liability protection: Damages to someone else or their property that a renter might be liable for could be financially crippling, which is why this coverage is so important.

In California, school districts are required to obtain insurance against liability for death, personal injury, or property loss or damage.13 Some districts in California also include in their policies specific coverage for after - school hours or for school meal program employees.

Utility districts use NGU for property and liability insurance, along with specialized other coverages to protect them from losses and damage.

Analysts compared the loss experience of the Model S, the Nissan Leaf and seven other electric vehicles with losses for similar conventional vehicles under collision and property damage liability coverages and adjusted claim frequencies for mileage, based on data provided by CARFAX.

Bodily injury or property damage caused by actual negligence of a child 13 or older can be paid for by liability, and of course the defense coverage applies.

This coverage pays for damage that you do to someone else's personal property.

Even if you endorsed it to be open perils, there's really very little damage to personal property that would be likely to occur from groundwater contamination, and you are earth - shatteringly unlikely to be held responsible for that damage so liability coverage isn't really relevant.

Liability coverage on your Anaheim renters insurance covers you if someone sues you for bodily injury or property damage.

Often, the policy comes with a coverage called «damage to property of others» that pays for $ 500 or so of damage you to do things other people own without even going through the liability claim process.

Did you know that your Frisco renters insurance often includes a small coverage (generally $ 500) for damage to the property of others?

Credit property insurance will provide coverage for items you've purchased with the credit card that are damaged or stolen.

But a fire someone accidentally started that damaged your personal property would allow you to have coverage for that property from your own policy, instead of hoping the other guy has renters insurance in San Bernardino and, just as importantly, has enough renters insurance liability coverage.

The following table illustrates the property damage related premiums at different coverage limits for a sample car and driver profile.

We gathered quotes from three major carriers for a 45 - year - old rider and a sample insurance policy that included bodily injury protection of $ 100,000 per person / $ 300,000 per accident, and $ 50,000 in property damage coverage.

Liability coverage for bodily injury and property damage related to your home or your activities

You might find coverage for that under the damage to property of others provision, which is entirely separate from liability coverage.

Wherever you go, if you negligently cause bodily injury or property damage to someone else, you have coverage for the damages as well as for the cost of defending against the claim or suit.

Renters insurance liability coverage pays for bodily injury or property damage that you cause to someone else through your negligence.

There's also a coverage (often $ 500) for damage to the property of others.

For example, if the rain blew a rock through your window, and the rain was blown in as a result and caused damage to your personal property, you could have coverage for that eventualiFor example, if the rain blew a rock through your window, and the rain was blown in as a result and caused damage to your personal property, you could have coverage for that eventualifor that eventuality.

You know and we know that you're a responsible person and you're not likely to create a liability claim, but if you do cause property damage or bodily injury through your negligence, the coverage not only pays the claim, but it also pays for a defense against the claim.

Homeowners insurance policies can provide coverage for damage to your home's physical structure (Dwelling coverage); damage to other structures like a garage or shed (Other Structures coverage); your personal belongings — whether in your home or elsewhere (Personal Property coverage); additional living expenses if necessary in the event of a covered loss (Loss of Use coverage); and your personal liability in the event someone is injured or their property is damaged by you or a family member (Liability coProperty coverage); additional living expenses if necessary in the event of a covered loss (Loss of Use coverage); and your personal liability in the event someone is injured or their property is damaged by you or a family member (Liability coproperty is damaged by you or a family member (Liability coverage).

To see who in Wyoming had the best motorcycle insurance rates, we gathered quotes from five major insurance carriers for a sample policy (bodily injury protection of $ 100,000 per person / $ 300,000 per accident and $ 50,000 in property damage coverage) and rider.

Coverage was for a sample policy that had bodily injury protection ($ 100,000 per person / $ 300,000 per accident) and $ 50,000 in property damage coverage.

This form, developed by the Insurance Services Office, is called the «broad form» for a reason — it offers broad coverage against a wide variety of perils that could cause damage to personal property.

The right coverage for your risks can help with everything from concerns about property damage to the risk of cyber crime.

The other coverages pay for your own injuries or property damage if you're involved in a collision.

With personal property coverage on a replacement cost basis, loss of use insurance to pay for your hotel, and liability coverage should you cause another person bodily injury or property damage, Effective Coverage has got you covered.

Liability coverage is there to protect you financially from things you do for which someone could sue you, specifically causing bodily injury or damage to their property.

We gathered quotes for a 45 - year - old male rider in Ohio for a policy that included bodily injury protection ($ 50,000 per person and $ 100,000 per accident) and personal property damage coverage ($ 25,000), as well as $ 500 deductibles for collision and comprehensive coverages.

If you negligently start a fire, there's coverage for the property damage there not just to the apartment itself, but also to the other people who suffered as a result of your fire.

If you're sued for causing bodily injury or property damage, whether to the apartment itself, a neighbor, or anyone else, you've got coverage.

Grand Pointe Park renters insurance liability coverage could pay for that loss, because you caused property damage to others through your negligence.

While spiritual creatures from other realms are not a covered peril for personal property, we expect that if a poltergeist somehow forced you to take a specific action which resulted in bodily injury or property damage to another person, you could well have coverage under the liability section of your Erie, PA renters insurance policy.

Even if the only damage to your apartment is from water or smoke, you'd still have coverage for your personal property or for loss of use in most situations.

But once you understand that your liability coverage is designed to pay for bodily injury or property damage that you do to someone else accidentally (i.e., through your negligence), you can then gain a better understanding of what the policy language means to your lifestyle.

Personal property coverage is what pays for damage done to the things you own by a covered peril such as fire, smoke, or the associated water used to put out the fire.

As an example scenario, let's say you have coverage for 10/20/10, and you cause an accident resulting in $ 30,000 of medical expenses and $ 15,000 in property damage.

In California, for instance, the minimum coverage level is $ 30,000 for personal injuries of two or more people, with an additional $ 5,000 for property damage.

Liability coverage protects your family by making sure that the assets you've worked so hard to build don't get snapped up by someone who thinks they have a claim against you for bodily injury or property damage.

The 30/60/25 Law in Texas requires all drivers to carry that amount of auto insurance for bodily injury liability and property damage liability coverage.

Liability insurance coverage protects those assets if you're sued for negligent bodily injury or property damage.

Personal property coverage protects against tablet fires and many other named perils, liability coverage protects you if the landlord sues you for the damage from a tablet fire, and loss of use coverage makes sure you have somewhere to stay after a covered loss.