Sentences with phrase «coverage for the difference»

Gap insurance provides you with coverage for the difference between what you owe on your vehicle and the worth of your vehicle should it be involved in an accident that results in a total loss.

Gap insurance provides you with coverage for the difference between what you owe on your vehicle and the worth of your vehicle should it be involved in an accident that results in a total loss.

Gap Insurance is a type of Auto Insurance policy that offers coverage for the difference (gap) between a car's actual cash value that your insurance company pays when your car is totaled or stolen and the amount the insured person owes the finance company.

Gap insurance provides coverage for the difference between how much you owe on your car, and how much it is worth (Actual Cash Value) at the time of an accident that causes a total loss.

If the value of the property exceeds that special limit, there may be no coverage for the difference unless you purchase additional coverage via an endorsement.

Not exact matches

These moves can make a world of difference, and dramatically improve your chances for coverage.

The only difference is, your policy will terminate eventually with term coverage — typically after you retire, when, presumably, your family is no longer so dependent on your work income — whereas whole life policies are for a lifetime.

To make up the difference, states would either have to raise taxes, cut programs elsewhere or reduce benefits and coverage for recipients.

Per Figure 3, ROIC explains 69 % of the difference in valuation for the 32 packaged food peers under coverage.

The primary difference between permanent and term life insurance is that term policies only provide coverage for a fixed period of time, such as 20 years.

The stark difference between research coverage issued prior to (by non-underwriters) and subsequent to (by underwriters) the actual IPO speaks for itself.

Per Figure 2, ROIC explains 75 % of the difference in valuation for the five international automakers with more than $ 100 billion in revenue under our coverage.

When the short leg is deeper in the money compared to the long leg (credit spread), the full value of the long option is used for coverage plus an additional margin equal to the strike difference.

Per Figure 3, ROIC explains 77 % of the difference in valuation for the 76 Industrial Machinery & Equipment stocks under our coverage.

This compared with 51 percent, or 350 births, for women without such coverage — a difference that is statistically significant.

Gomes said there are several potential explanations for the provincial differences in high - dose opioid prescribing, including varying coverage among public drug plans, training among prescribers and differential marketing on the part of pharmaceutical companies.

Interestingly, the striking difference in coverage of simple repeats and low - complexity repeats gives a straightforward explanation for their observation that enrichment of platform - specific SNVs was particularly evident within those genomic repeats.

The average chance of having a baby after up to four IVF attempts was 59 percent for women with IVF coverage and 51 percent for those without coverage — a statistically significant difference, the researchers said.

Many years ago I used something from YSL that was similar to this, almost like the glow shots, had a gel / whipped texture with slight shimmer - I would get asked what foundation I was using by so many and I'd tell them... of course when you like something it goes away - When I saw this in the Chicago Social magazine I wanted to give it a try - Unfortunately YSL is the only place it's sold currently, so I had to go by swatches of YSL shades to guess what I should use - I got B40, I have olive skin - tone, with neutral undertones, in Armani Luminous Silk I am 5.25 - I could have gone to B30, but I like the glow it gives me - The only difference from this foundation to the one I mentioned I used years ago is there no shimmer in this formula - When tested on my hand against the Armani Luminous Silk, the YSL doesn't move as fluidly, however on my face it went on very easy over my Omorovizca Gold Rescue Cream, which is very heavy - I think with less moisture on my face it will look more matte, but I prefer a very dewy finish - It does cover up any imperfections, for me it's maybe an area that is a tad red, and so far as held up well - It's not like I am some outside laborer, I work inside behind a computer so it shouldn't start melting or anything... if so I'm concerned for my well being in general - It does give more coverage than Luminous Silk, so I think most will be happy with that, as well seems to adhere to the face pretty well - I can see this being a pretty big hit for Spring foundations and even the summer - I applied this morning with a brush and it took the lovely blast of 18 * while walking to my office, walked in looking dewy so cheers to All In One Glow for keeping me glowy as I pretend to enjoy working -

In other words, the total premium for teachers» family coverage is more expensive than it is for private - sector professionals, but the share coming from teachers more than covers the difference (see Figure 2).

Topics to be discussed include: Court Procedure: An understanding of the civil litigation process in New Jersey as it pertains to negligence claims; Damages: Understanding the standards for, and the differences between Compensatory and Punitive Damages; Facility Maintenance: Identifying potential safety hazards related to facilities and grounds, and taking reasonable steps to address common problems; Indemnification: Identifying when the school district is responsible for the actions of its employees, and when it may disclaim coverage; Insurance Coverage Issues: Understanding what is, and is not covered under a school district's insurance policy, and understanding whether your district will be allowed to choose its attorney or be required to utilize the attorney assigned by the Insurance Company; Negligent Supervision: Examples of school district negligence liability lie within the school, on the athletic field, in the locker room, and on school trips; Sovereign Immunity: Understanding the effect of the New Jersey Torts Claims Act on negligence claims against school districts.

Additional helpful skills for young people to practice include identifying stereotypes and social clichés, distinguishing facts from propaganda or opinion, and being able to tell the difference between important news and sensational coverage.

The implication drawn in the media coverage was that intellectual differences among children are mostly an illusion, and an illusion that can be dispelled if teachers have high expectations for all their students.

Results for LaneWatch, however, did not show consistent differences between ages, with results varying by coverage type.

The differences are subtle in some cases, but can be crucial when it comes time to determine if coverage is available for a loss.

However, this coverage will commonly only reimburse for the cost of the flight you missed; if you book on another airline at a higher fare, then, the card issuer will not reimburse you for the difference.

It also adds coverage to help avoid exhausting your own liability limits and still being responsible for the difference.

For example, it's possible to increase liability coverage from $ 100,000 to $ 300,000 for as little as $ 20 difference in the policy coFor example, it's possible to increase liability coverage from $ 100,000 to $ 300,000 for as little as $ 20 difference in the policy cofor as little as $ 20 difference in the policy cost.

If you are at fault in an accident and the damages exceed your liability coverage, you may be on the hook for the difference.

Reserving for commercial lines insurers is similar to that for personal lines insurers, but the main difference comes from the uncertainty of claims reporting in long - tailed coverages.

Loan or Lease Gap Insurance: If your vehicle is involved in a total loss, this optional coverage pays for the difference between the actual cash value of your car and the unpaid portion of your loan or lease.

There are a number of differences between dirt bikes and motorcycles, but they are similar enough that each vehicle is eligible for the same coverages and discounts.

Sample premiums are for 50 year old male, with the range representing difference between minimum and maximum coverage offered

The company offers three types of whole life insurance policies, the only difference being the period of time during which you pay for coverage:

When shopping for coverage, make sure to note the difference between the guaranteed performance of a policy and the projected performance.

Your primary liability coverages of $ 100,000, $ 300,000 or even $ 500,000 may not be enough to cover the child's medical expenses, and you would be responsible for paying the difference out of pocket, possibly in a lawsuit.

By evaluating what you really need, and the differences in coverage and costs, you can make the best decisions for you and your loved ones.

Also known as, independent agents, we are helpful because of our work with multiple carriers and can better compare the differences between the policies, the benefits, and the premium prices of many insurers — and to then make a determination about which one is the best for you, your coverage needs, and your budget.

This coverage helps reimburse you for the difference between the actual cash value of your belongings and what you paid to repair or replace them.

If you can't use the apartment for a period of time because of a covered loss, loss of use or additional living expenses renters insurance coverage protects you by covering the cost difference between what you would normally spend (rent and groceries, for instance) versus the cost to stay in a hotel and eat prepared meals instead of cooking for yourself.

But the biggest difference is that universal coverage provides the insured with more choices and options for customization so that the policy better fits the needs of the purchasing individual.

«I recommend people shop for agent expertise rather than coverage because having the right expertise to help you design the right coverage is going to make all the difference in the world.»

If you're really worried about replacing the car after an accident, put half of the difference between what you're paying for PLPD and what you would pay for full coverage into a savings account, and before you know it, you'll have enough money to pay for your next car outright.

On the other hand, if there's a loss for which you're responsible, the difference between $ 100,000 and $ 300,000 of coverage in terms of the impact on your life is quite significant.

That amount would have ensured that Logan had the coverage he needed in order to make right all of the damage that his negligence caused, and it would have ensured that Logan's parents weren't on the hook for the difference, or indeed for any of it.

If you drive a vehicle valued at $ 50,000, for example, and you are hit by a driver whose insurance provides coverage up to $ 25,000 in damages, your uninsured or underinsured motorist coverage would cover the difference, up to the limits of liability in your policy.

This blog will dive into the differences between AD&D coverage and traditional life insurance to help you find the best coverage for your family.

People who live inland often find that the coverage is available, but it makes no real difference to their lives because the risk is small and they're not responsible for the building, only for their own personal property.

The post wasn't meant to provide comprehensive coverage of IRAs, but just to give you a basic understanding of the differences between traditional and Roth IRAs, and hopefully help you decide which makes more sense for you.

Without an umbrella on renters insurance in that situation, you (and your assets) would be on the hook for the difference above your liability coverage.