Sentences with phrase «coverage hits your car»

For instance, it is a good idea to take the uninsured motorist coverage so that you're not stuck with damages if someone without coverage hits your car and causes serious damage.

Not exact matches

Dummy movements during the impact were well controlled with its head hitting the front airbag and staying there long enough to allow the side curtain airbag to fully deploy and provide enough coverage from objects outside of the car and side structures.
If you hit another car, another car hits you, or you hit a fixed object, collision coverage will pay for damage to your vehicle.
This insurance coverage pays you if your car is stolen, or damaged caused by something other than a collision by anything other than car accidents such as storms, floods, falling objects, explosions, earthquakes, vandalism or contact with an animal, such as hitting a deer.
This insurance coverage will reimburse you the cost of injuries to you or your passengers if you're hit by a driver who doesn't have enough, or any, car insurance.
New Car Pledge: If you've recently purchased a new car, this optional coverage guarantees a brand - new replacement vehicle if your car is totaled within two years of its model year or before hitting 24,000 miles, whichever limit is reached firCar Pledge: If you've recently purchased a new car, this optional coverage guarantees a brand - new replacement vehicle if your car is totaled within two years of its model year or before hitting 24,000 miles, whichever limit is reached fircar, this optional coverage guarantees a brand - new replacement vehicle if your car is totaled within two years of its model year or before hitting 24,000 miles, whichever limit is reached fircar is totaled within two years of its model year or before hitting 24,000 miles, whichever limit is reached first.
This type of insurance coverage is used to repair or replace your car if the vehicle is damaged by flood, fire, hail, a falling tree or natural disaster or vandalism, if the car is stolen or if it is hit by an animal or deer.
Collision coverage pays to repair or replace your car if you have an accident and fault is disputed, if you are at fault in an accident, if you are not in fault in an accident and the other driver is uninsured or if you are the victim of a hit and run accident.
A collision deductible waiver is a rider on a collision coverage policy that covers the deductible if you are hit by a car with an uninsured driver.
This coverage is provided to you and occupants of your vehicle for injuries sustained or for you if you're struck by a vehicle while as a pedestrian (e.g. walking in a crosswalk and hit by a car).
There was mention of the option to keep track of balances a la Mint.com, especially to guard against «over-using» a certain card (like stopping use of a card once you hit a specified spend threshold), as well as delineating benefits that would be more valuable than the points earned, such as sending all car rentals to a person's Chase United MileagePlus Explorer Visa, given its Primary CDW coverage.
It is important for your attorney to explore these possibilities to find any applicable insurance coverage because pedestrians are oftentimes very injured when they get hit by a car and need as much insurance coverage as possible to be compensated fully for their damages and losses.
Unlike a typical car accident claim, hit and run claimants must look to their own auto liability insurance policies for compensation under the uninsured motorist provisions (UM) in their policies if the hit and run motorist can not be located or that motorist lacked insurance coverage.
While it is law in Massachusetts to have car insurance coverage that will cover both yourself and anybody else who is injured in an accident — regardless of who is at fault — this does not mean that someone who hits you while being distracted behind the wheel will actually have insurance, or that the insurance payment will be enough to actually pay for your medical expenses.
If for example, a pedestrian was hit by an uninsured driver while crossing the street or riding their bicycle, the UM coverage in their insurance policy would cover the cost of their injuries — whether the responsible motorist was driving a bus, truck, motorcycle or car.
Clients that are hit by a tractor trailer in Georgia and sustained serious injuries would have access to enough liability coverage but if the client was injured in a car accident by a driver with minimum limits, then the Made Whole Doctrine is the only thing standing between the client and the hospital taking everything.
Residents are required to have car insurance in Massachusetts that will help pay for the medical expenses of anybody they may injure while driving, but this coverage may only reach so far, especially depending on the range of coverage of whoever hit you.
In a recent car accident where my client was hit by a drunk driver, we are facing one of the more complex coverage scenarios that illustrates two points.
Collision coverage covers your insured vehicle for physical damage that your car sustains when it hits, or is hit by, another vehicle, or another object.
You can also choose to include collision and comprehensive coverage to help pay for additional costs to your car if you are found at fault or if the accident is caused by a third party (such as a theft, hit or run or storm damage).
Uninsured Motorist and Comprehensive coverage plans will cover the damage costs, minus the deductible, but other forms of car insurance can leave the hit and run victim with the full bill for car repairs.
This coverage pays you, resident members of your family, and occupants of your car for personal injuries caused by an uninsured motorist, an underinsured motorist, or a hit and run driver.
Personal injury protection covers medical expenses and lost wages for you and your passengers injured in an accident, and uninsured / underinsured motorist coverage pays for injuries you sustain if you're hit by a motorist with inadequate car insurance.
In reality, UM provides coverage for you in the event you are hit by an uninsured driver, become the victim of a hit - and - run, or have someone with inadequate liability limits hit your car.
Under comprehensive coverage, your insurer pays you, without regard to fault, for damage to your car from all causes, other than collision, such as theft (of the car itself or its parts), fire, flood, windstorm, glass breakage, vandalism, hitting or being hit by an animal, or by falling or flying objects.
If your car is struck by a hit - and - run driver or someone who doesn't have auto insurance, uninsured motorist coverage will pay for your vehicle repairs.
If a not at fault driver is hit and the at - fault driver runs, no coverage is provided by a mini tort because the coverage comes from the at - fault driver's car insurance policy.
Uninsured / underinsured motorist property damage (UMPD) insurance covers damage to your car if hit by an uninsured driver or a driver with insufficient coverage
Uninsured motorists (UM) coverage pays for your medical bills if an uninsured driver strikes your car or if you're a victim of a hit - and - run.
If you go with just the state minimum property damage coverage of $ 25,000 and hit a car and it costs more than $ 25,000 to fix it, you're on the hook for the rest of the bill.
That said, if the fire damage in question is caused by your car — perhaps you hit a utility pole and it started a fire — your liability coverage can protect you.
Does insurance have to pay with liability / uninsured motorists coverage / My daughter was driving our car when she was hit by a truck causing damage to the front left side of the vehicle which also cause the entire frontof the...
If an at - fault driver hits you and has insurance on his car, his liability coverage pays for your car repairs.
Uninsured / underinsured motorist: If your commercial car or truck is hit by an uninsured driver, this coverage can help make up the difference in repair costs and hospital bill reimbursement.
An often misunderstood NY auto insurance coverage is NY uninsured motorist insurance coverage which protects you and the people in your car in the event another driver hits you with inadequate NY insurance coverage or no NY auto insurance at all.
If you loan your car to someone and he causes an accident, which is his fault, you may be hit with a bill if the accident maxes out your bodily injury liability coverage.
Also known as «comp coverage», it covers occurrences such as hitting an animal with your car, a tree falling on your car, your car starting on fire, lightning hitting your car, and others.
While some extra insurance policies cover the costs of repairing the car you hit plus damage to your rental car and medical coverage, you may have only purchased secondary coverage that will kick in after your own insurance pays.
Uninsured Motorist Property Damage — Again, similar to the PDL description above, this coverage protects the driver against property damage caused by an uninsured motorist in an accident — for instance, should an insured driver hit your car, your body work and repairs would be covered.
Because it's so easy to find a good short term car insurance policy, there really is no reason to hit the roads without the proper insurance coverage.
I was in a accident in December 27 it was my faul because I didn't have enough time or space to stop so I hit the car in front of me and their car is a total lost so I get a call from my insurance telling me that my insurance coverage is only 5000 and it doesn't cover the other car and if they don't settle with that and sign their papers they may sue me and i do nt know what todo I'm so worry that I have to pay for the rest when I can nearly support myself
For instance, if you hit another person's car or damage city property like a guard rail or traffic sign your property damage coverage on your car insurance will cover the damages up to the limit listed on your policy.
While uninsured motorist insurance can help you in the event you are hit by a person that does not have car insurance, there are times when the coverage doesn't seem to make as much sense.
They also offer New Car Replacement coverage, so you do not have to worry about losing out on depreciation if a total loss occurs before the vehicle is 15 months old or you hit 15,000 miles.
The first step is having a good understanding of exactly what this coverage does: collision coverage pays for damages to your car in an accident regardless of who is responsible it also covers your vehicle if you are accident in which other drivers aren't involved, like if you hit a stationary object.
If you get in an accident and you have only the minimum coverage, you may be looking at a totaled car, expensive medical bills or even a lawsuit from the driver you hit.
Even if a driver who has his / her state's legal liability levels in place hits you, many mandatory state coverage levels are quite low compared to what medical treatment or car repair bills can be.
Collision coverage is exactly what it sounds like and repairs your car if you are involved in accident such as hitting a tree, for example.
You can purchase additional coverage to pay for damage to your car if hit by an uninsured motorist, but many people instead just purchase collision and comprehensive.
If you are hoping your car insurance will cover the damage sustained by your vehicle after hitting a patch of ice, you had better have collision coverage.
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