Sentences with phrase «coverage in a policy»

But there's even more coverage in your policy.
These terms apply to the level of personal property coverage in your policy.
There are other types of coverage in your policy — for example, many policies include a small no fault coverage for damage to property of others, generally capped at around $ 500.
Most homeowners insurance companies include loss of use coverage in their policies and place a limit as a percentage of your dwelling coverage.
The liability coverage in your policy pays both for the cost of defending you and paying for any damages the court rules you must pay.
There are actually a number of different types of coverage in your policy, so let's take a look at each of them and how they fit together.
There are some additional kinds of coverage in your policy, as well.
«Many people are under - insured because the total value of their personal property is more than the personal property coverage in their policy,» Bodrozic says.
It may be tempting to cut down on the coverage in your policy to get a better deal on your insurance premiums.
This is the coverage in your policy that will pay for out of pocket expenses like medical bills and for general damages such as pain and suffering if the at - fault driver does not have liability coverage.
Georgia requires that insurance companies offer UM coverage in every policy, but the law allows policyholders to waive this coverage.
Therefore, if you are injured in an accident with an uninsured motorist, or involved in a «hit & run», you collect for your injuries from your «Uninsured Motorist» coverage in your policy.
It's a good idea to have a conversation with your home insurance agent, so you feel confident with the coverages in your policy.
You can also include rental car coverage in your policy in the event that an accident leaves your car undriveable.
Each type of business coverage in your policy will provide an important and specific type of protection.
Typically, the personal property coverage limit for a standard home insurance policy is set at 50 % -70 % of the amount of dwelling coverage in your policy.
Well, it depends on the type you buy and the amount of coverage in your policy.
For some, they may also envision the possibility of having certain types of uninsured medical and / or hospice costs, as well, and so they will also allocate some additional coverage in the policy to pay for these.
Therefore, it will be important to have at least enough coverage in the policy to cover such expenses as many families do not have the money that is needed to cover these costs directly — even though the bills are oftentimes due at the time of receipt.
Again, just like with the liability coverage, the amount the insurance will pay is capped by the maximum coverage in your policy.
Comprehensive / Collision Claim When it's a claim against your own policy, your company will pay if you paid a premium to include rental reimbursement coverage in your policy.
Remember that to be able to make this claim; you must carry comprehensive coverage in your policy.
There are additional types of coverage in your policy, as well.
Compare the premiums, coverages in the policy and the conditions in the policy.
Over the past 5 years since 9/11, many insurance companies have addressed terrorism coverage in their policies.
It may be tempting to cut down on the coverage in your policy to get a better deal on your insurance premiums.
Many boast of the best rates and others of excellent coverage in the policies.
This trio of numbers summarizes the total dollar amounts (expressed in thousands) of coverage in your policy in the event of a car accident with damage or injuries:
It's important to keep them informed of the changes that affect the coverage in your policy to ensure that you avoid the common «loopholes» that catch some travelers off guard.
You tell Jack that you want to include building ordinance coverage in your policy.
Medical payments coverage pays medical expenses up to the limit for this coverage in the policy for you, your resident relatives, and other occupants of the watercraft injured by an accident while operating, boarding, or leaving your watercraft.
This coverage pays up to the limit for this coverage in the policy if you, your spouse, or your dependent children suffer an accidental death arising from the use or operation of your watercraft.
If you include collision coverage in your policy, which covers your vehicle for physical damage whether or not you're at fault, your rates will vary dramatically depending on the make, model, and year of the car you drive.
This benefit is available only if it is not provided under another coverage in the Policy.
However some insurance companies may provide additional rental car coverage in their policies, depending on which state you reside in.
If the common route of travel involves a high traffic zone or an accident prone area, it is better to include collision coverage in the policy.
When you get an insurance quote, be sure to ask your insurer about additional living expenses coverage in your policy.
If you purchased personal property coverage in your policy and your loss involves personal property, we'll need a detailed list and description of all damaged, lost or stolen personal property.
If you already have substantial life and disability insurance policies, it may be possible that you will have enough coverage in those policies to cover your credit accounts due to your death or disability.
If you purchased replacement cost coverage in your policy, we will cover the actual cost of repairing or replacing damaged, destroyed or stolen personal property with property of like kind and quality.
This coverage is completely optional, and sometimes redundant if you already have Collision coverage in your policy.
It's very important to make sure you have extra coverage in your policy to cover your furniture if you incur a loss.
If you do not carry full coverage in your policy (liability + collision + comprehensive), then you must pay for this.
Other coverages in your policy typically help protect against those types of losses.
Typically, each coverage in a policy has its own limit, and you may be able to adjust it based on your needs.
Instead, be sure to include homeowner's liability coverage in your policy.
You want to make sure to discuss getting coverage in your policy for living expenses in case of total loss.
Answer: If you need a rental vehicle after your car is damaged, and you include this coverage in your policy, your insurer will pay for a rental car.
The liability coverage in this policy pays the damages caused by an accident up to policy limits and prevents customers from being prosecuted in case the accident is customer's fault.
A homeowners insurance or renters insurance policy usually protects personal property up to 10 percent of the amount of coverage in your policy.
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