Collision
coverage insures against physical damage to a vehicle in a crash if the driver is at fault.
Property damage liability
coverage insures against physical damage that at - fault drivers cause to other people's vehicles and property in crashes.
Collision
coverage insures against physical damage to the at - fault policyholder's vehicle in a crash.
Open perils
coverage insures against «risk of direct physical loss» to the property in question.
Comprehensive (other than collision)
coverage insures you against all other physical damage to your car caused by such events as fire, theft, flood, and vandalism.
Comprehensive
coverage insures you against losses other than collision.
Collision
coverage insures against physical damage to a vehicle in a crash if the driver is at fault.
Collision coverage insures your vehicle against damage due to a car accident, while comprehensive
coverage insures against every other covered source of vehicular damage.
Commercial auto
coverage insures against property damage to vehicles and damage caused to others by those vehicles.
In some cases in geographical areas prone to these types of events, renters can add riders for
coverage insuring them against these exclusions, or get separate policies granting them this coverage.
Not exact matches
Usually offered as a standalone policy,
coverage can include protection form internally and externally launched attacks, as well as viruses that are specifically targeted
against the
insured or widely distributed across the Internet.
Insuring against old age is therefore analogous to insuring against a car accident or other unlikely but expensive event, another area where mandatory insurance coverage is
Insuring against old age is therefore analogous to
insuring against a car accident or other unlikely but expensive event, another area where mandatory insurance coverage is
insuring against a car accident or other unlikely but expensive event, another area where mandatory insurance
coverage is common.
Whenever any civil action has been brought
against any officer of the Florida College System institution board of trustees, including a board member, or any person employed by or agent of the Florida College System institution board of trustees, of any Florida College System institution for any act or omission arising out of and in the course of the performance of his or her duties and responsibilities, the Florida College System institution board of trustees may defray all costs of defending such action, including reasonable attorney's fees and expenses together with costs of appeal, if any, and may save harmless and protect such person from any financial loss resulting therefrom; and the Florida College System institution board of trustees may be self -
insured, to enter into risk management programs, or to purchase insurance for whatever
coverage it may choose, or to have any combination thereof, to cover all such losses and expenses.
(b) If the contractor has
insured the same aircraft
against loss or destruction in connection with other operations, the amount of such insurance
coverage on the date of the loss or damage for which the Government may be responsible under this contract.
If you are an additional
insured, you may not be able to make a claim
against the tenant's liability
coverage when they cause a loss.
If a loss is caused by a peril not
insured against, there is no
coverage.
Other
coverage options can
insure you
against uninsured or underinsured motorists.
If the other driver's injuries and / or property damage exceed your policy limits, he can file a claim
against his own under -
insured motorist
coverage to pay what your policy will not cover.
You need additional earthquake or flood
coverages to
insure you
against these events.
A term used to describe a type of liability
coverage that helps financially protect the
insured against damages he or she accidentally cause to another person's property.
Personal liability insurance
coverage that helps protects the
insured and family living with them
against claims and lawsuits if he or she injures others or damages their property in an accident.
If you list them as additional
insured, they're
insured under the policy and likely not eligible to make a claim
against your liability
coverage.
For example, if you like going off - road, you can purchase additional peril
coverage that
insures your motorcycle
against damages that may occur when you ride in those conditions.
However, if the lessee does not carry an adequate amount of insurance, you may want to purchase your own
coverage independently to
insure against the risk of excessive liability.
Do you want to take Yahoo Answers renters insurance advice from someone who knowingly purchased a policy that excludes
coverage for the one and only risk she's required to
insure against?
It includes the policy number and effective dates, what types of
coverage you have, what the policy's limits are, and personal information about the individuals
insured or holding liens
against the property.
Options available in your service contract include protection
against mechanical breakdown, bumper to bumper protection, only one deductible per visit, tire road hazard
coverage, nationwide protection, increased residual value, and fully
insured coverage.
If a civil authority prohibits your use of the residence because of direct damage to a neighboring premise by a peril
insured against,
coverage is available for additional living expenses.
By doing that, they're still able to
insure renters
against the serious risks they face, just without windstorm
coverage.
If they return and trash the place,
coverage is unlikely because it's an intentional act committed by one
insured against another.
The key is «if the failure results in a loss from a Peril
Insured Against, on the residence premises,» there could be
coverage.
Another type of liability
coverage is Personal Injury Liability or an Umbrella Liability Policy, which protects the
insured against lawsuits involving libel, slander, defamation of character, false arrest, detention, imprisonment or malicious prosecution, invasion of privacy and wrongful eviction or wrongful entry.
If the terms of a mortgage loan contract requires a borrower to purchase both a homeowners» insurance policy and a separate hazard insurance policy to
insure against loss resulting from hazards not covered under the borrower's homeowners» insurance policy, a servicer must disclose whether it is the borrower's homeowners» insurance policy or the separate hazard insurance policy for which it lacks evidence of
coverage to comply with § 1024.37 (c)(2)(v).
So - called «contents
coverage»
insures your clothes, electronics, appliances, furniture and other possessions
against theft or damage.
(3) Finally, buy an «umbrella policy» to
insure against claims — this policy is cheap (often less than $ 10 per month for $ 1 million in
coverage).
Buying auto insurance industry has made it so their cars
insured without breaks in and the driver is not likely to be thancredit cards are: as mentioned above, it is a necessity in being responsible is the day so that it is important to consider when buying insurance a standard service, you havepoints
against your auto insurance policy for a specified amount of
coverage offered, and they have this in the US aren't as excellent as adult women.
Typically in British Columbia you will have two or more injury claims, one
against ICBC as your insurer and another
against the at fault driver, usually also
insured by ICBC under third party liability
coverage.
Even if the driver who hit you was uninsured or not sufficiently
insured to cover your costs, we can help you bring a claim
against your own insurance provider based on the uninsured or underinsured motorist provision of your
coverage.
The
coverage grant in the Policy
insured against an «occurrence» defined as «an accident, including continuous or repeated exposure to substantially the same general harmful conditions.»
[3] The Court also noted that where the language of the policy is ambiguous, the court should resolve the ambiguity in accordance with general rules of contract construction, contra proferentem and the principle that
coverage clauses should be construed broadly in favour of the
insured and exclusion clauses narrowly
against the insurer.
Co., where an
insured sought
coverage under a personal liability insurance umbrella policy for liability and defense costs arising out of a suit filed
against him for alienation of affection by his lover's husband.
LAWRO has developed «Innocent Party»
coverage to
insure against these claims.
The Ontario Superior Court of Justice recently held that an additional
insured was covered by a policy, where there was no direct claim
against the named
insured, even though the
coverage was limited to claims arising from the negligence of the named
insured.
The court acknowledged that the
insured expected the insurance policy to provide protection
against loss resulting from criminal action, but reasoned that the policy only covered losses that fell within the restricted
coverage set out in the policy.
In The Brick Warehouse LP v. Chubb Insurance Company of Canada the Alberta Court of Queen's Bench held that a traditional crime
coverage policy did not protect the
insured against losses resulting from a business email compromise scam that deceived the
insured's employee into instructing the
insured's bank to transfer funds to a bank account controlled by the cyber-criminal.
Insurance litigation involves not only the defense of various claims
against an
insured, but also analysis of
coverage and conflicts.
Business Development: Brokering various business dealings that further the diversification of Indian economies Developing and accessing commercial financial programs and services for tribal governments, including tax - exempt offerings and federally - guaranteed housing loans Serving as issuer or underwriter's counsel in tribal bond issuances Ensuring tribal compliance with Bank Secrecy Act and other federal financial regulatory requirements Handling federal and state income, excise, B&O, property and other tax matters for tribes and tribal businesses Chartering tribal business enterprises under tribal, state and federal law Registering and protecting tribal trademarks and copyrights Negotiating franchise agreements for restaurants and retail stores on Indian reservations Custom - tailoring construction contracts for tribes and general contractors Helping secure federal SBA 8 (a) and other contracting preferences for Indian - owned businesses Facilitating contractual relations between tribes and tribal casinos, and gaming vendors Building tribal workers» compensation and self - insurance programs Government Relations: Handling state and federal regulatory matters in the areas of tribal gaming, environmental and cultural resources, workers» compensation, taxation, health care and education Negotiating tribal - state gaming compacts and fuel and cigarette compacts, and inter-local land use and law enforcement agreements Advocacy before the Washington State Gambling Commission, Washington Indian Gaming Association and National Indian Gaming Commission Preparing tribal codes and regulations, including tribal court, commercial, gaming, taxation, energy development, environmental and cultural resources protection, labor & employment, and workers» compensation laws Developing employee handbooks, manuals and personnel policies Advocacy in areas of treaty rights, gaming, jurisdiction, taxation, environmental and cultural resource protection Brokering fee - to - trust and related real estate and jurisdictional transactions Litigation & Appellate Services: Handling complex Indian law litigation, including commercial, labor & employment, tax, land use, treaty rights, natural and cultural resource matters Litigating tribal trust mismanagement claims
against the United States, and evaluating tribal and individual property claims under the Indian Claims Limitation Act Defending tribes and tribal
insureds from tort claims brought
against them in tribal, state and federal courts, including defense tenders pursuant to the Federal Tort Claims Act Assisting tribal
insureds in insurance
coverage negotiations, and litigation Representing individual tribal members in tribal and state civil and criminal proceedings, including BIA prosecutions and Indian probate proceedings Assisting tribal governments with tribal, state and federal court appeals, including the preparation of amicus curiae briefs Our Indian law & gaming attorneys collaborate to publish the quarterly «Indian Legal Advisor ``, designed to provide Indian Country valuable information about legal and political developments affecting tribal rights.
Advised employment practices liability insurer concerning application of prior notice and other
coverage defenses
against Equal Employment Opportunity Commission demand that
insured contribute to multimillion dollar relief fund to avoid threatened class action on behalf of alleged victims of widespread sexual harassment, in Massachusetts.
If it was not made
against the
insured during the policy period, then the insurer can disclaim
coverage for that reason alone, regardless of when the
insured gave notice.1 If the claim was made during the policy period but the
insured gave notice after the expiration of the requisite time frame for notice under the policy, then the ability to disclaim
coverage will turn on whether the notice provisions are conditions precedent or covenants.2 This principle applies regardless of whether the policy is a claims - made or a claims - made - and - reported and reported.3 If the notice provisions are covenants, then late notice constitutes a breach of the policy by the
insured, triggering application of Md..
This insurance
coverage is for claims brought
against the
insured entity wherever arising and is not therefore subject to territorial restriction.