Sentences with phrase «coverage of serious accidents»

Rider is a provision that can be added to your policy that limits or expands the policy's coverage (for example, coverage of family members or coverage of serious accidents).

Not exact matches

Liability coverage is the part of a home insurance policy that may pay court costs or other expenses if you're found responsible for an accident, such as someone drowning or suffering a serious injury after doing a cannonball into the shallow end of your pool.

However, in the event of a serious accident, you may find yourself responsible for medical or property damage expenses that go beyond the minimum coverage amounts.

However, in the event of a serious accident, you may find yourself responsible for extensive medical treatments or property damage costs that go beyond these coverage amounts.

Even in an accident with another driver who has the minimum amount of liability coverage — $ 25000 in Alabama — that is generally not enough to cover all of the medical bills and other losses associated with a serious accident.

If you have had a serious accident or loss and you feel that you should have had better insurance coverage please contact one of our lawyers to discuss your case.

Underinsured coverage provides an additional source of funds to collect for serious injuries caused by a car accident if the insurance of the at - fault party is too low to cover your third - party benefits.

Those amounts are set to provide enough coverage for the serious injuries and property damage that can occur as a result of semi-truck accidents.

Its coverage runs the gamut of PI matters, from fatal and serious injuries and occupational disease, through to employers» liability and road traffic accidents.

When you have sustained a serious injury in a Georgia tractor trailer accident be sure that you have an experienced attorney who understands the nuances of coverage issues in order to maximize your recovery.

Some inexperienced injury lawyers fail to thoroughly identify all of the Georgia Uninsured Motorist insurance coverage available to their client after a serious car accident.

However, due to the frequency of serious hit and run motorist accidents, it is unwise to waive this type of coverage.

No fault insurance may be your first line of defense following a motor vehicle accident, but where there are serious injuries that coverage may not be enough to compensate you for your loss.

Bear in mind that while the minimum liability coverage amounts might be high enough to protect your finances in a majority of motor vehicle collisions, an accident that results in serious injuries or significant property damage can easily exceed these limits.

Their claim is that motorists who opt for lesser coverage could actually end up with lesser coverage and this will only get them into some serious financial trouble in the event of a catastrophic accident.

In the case of a serious accident, underinsured motorist coverage will make up the difference between your losses and the coverage limit of the policy held by the driver who causes the accident.

There are many coverage plans available to students via state and federal health exchange, including catastrophic plans, which are a low - cost coverage option for individuals under 30 that mainly assists with your healthcare expenses in the event of a serious accident or illness.

Since serious accidents cause excessive loss of property along with loss of life, it's beneficial to purchase a policy with good coverage in case the court declares you're at fault.

Many drivers in the state choose to carry more than the minimum levels of liability coverage, because more serious car accidents can result in damages far exceeding the state - mandated coverage thresholds.

Liability coverage is the most important aspect of boat insurance, since these are the costs that can be unmanageably excessive if you are involved in a serious accident.

While these minimum coverage limits may seem high, they are often not sufficient to fully cover the costs of accidents that involve several individuals or that result in serious injuries or death.

If you have failed to maintain evidence of proper insurance coverage (or been involved in a serious accident, or convicted of driving while intoxicated), you will need to become familiar with an SR - 22 Certificate of Insurance.

This is not the norm, but you want enough coverage in case you cause a serious accident, or have a number of assets to protect.

For example, when you take into consideration that the average liability cost for a car accident involving a serious injury is $ 68,000 and the average cost for a fatal collision is currently $ 3.2 million, you can see that in the case of a major accident, the coverage offered by your vehicular insurance policy simply may not be enough.

From personal financial liability to the cost of repairs to your own car and your medical expenses, you can add coverage to insulate yourself from much of the economic stress that usually follows a serious accident.

Many Keystone drivers carry much more than the minimum state - allowed level of coverage because in most car accidents, those minimums are not enough to handle the liability involved for the at - fault driver, especially when serious injuries are added to the equation.

The state minimum limits can not stand up to the expenses of a serious car accident, and you will pay the price in court if you make the mistake of skimping on coverage.

Due to a variety of personal reasons, most South Dakota residents choose to purchase car insurance policies which have a larger monetary amount of coverage, normally to protect themselves in the event of a serious accident.

Some of the considerations include bodily injury liability (for the medical and other expenses of the other people's injuries), property damage liability (for the costs and repairs of other people's property if you are at fault for the accident), uninsured / underinsured motorist coverage (if the other driver has little or no car coverage), collision coverage (for the costs to repair your vehicle if you are responsible for the accident), comprehensive coverage (for the costs to replace or fix your car in case of an accident caused by third party or «act of God») and personal injury protection (for the medical and other expenses in the event of a serious accident).

You may also want to look into some of the extras such as collision coverage, which will cover the costs to repair your vehicle if you are responsible for the accident, comprehensive coverage which will pay to replace or fix your car in case of an accident caused by third party or «act of God» and personal injury protection which will provide an added level of coverage for medical expenses in the event of a serious injury.

You may want to consider uninsured / underinsured motorist coverage (in the event the other driver in an accident does not have adequate coverage), personal injury protection (to pay for the medical expenses in the event of a serious accident), collision coverage (to pay for the costs to repair or replace your car if you are responsible for the accident) and comprehensive coverage (in the event of an accident caused by an «act of God» such as a theft, vandalism or storm damage).

A serious medical issue or a major accident resulting in emergency care and / or expensive treatment calls for huge out - of - pocket expenses, which could lead to poor credit and sometimes even bankruptcy - in the absence of health insurance coverage.

Realize that they are just the «bare minimum» amounts for each aspect of coverage and may not provide enough protection in a serious accident.

To protect yourself from exorbitant costs in the wake of a serious accident, you can elect to either raise your Shreveport car insurance liability coverage amount or purchase an umbrella insurance policy.

This might sound like an excessive amount of coverage, but if you end up in a serious accident, the actual cost could far exceed these coverage limits and leave you with a hefty difference to pay out of pocket.

However, the Insurance Information Institute warns that state minimums nationwide do not provide sufficient coverage in the event of a serious car accident.

Liability coverage, a standard type of rental protection, will pay for any medical or legal expenses incurred in the event of a serious accident in your home.

An extra layer of liability protection for your assets if there's a serious auto accident or accident on your property and damages exceed the limits of your auto or homeowners coverage limits.

The required minimums may be enough to cover your damage in a typical accident, but in the event of a serious accident involving significant injuries and property damage, costs can easily exceed what a minimum - coverage policy will pay for.

While bodily injury, personal damage and underinsured / uninsured motorist coverage is mandatory, you can also choose extras such as personal injury protection, which can take care of the medical expenses, rehabilitation fees and loss of income in the event of a serious car accident, collision coverage which will pay for the damages on the road as well as comprehensive coverage which will cover the damages off the road including storm damage, vandalism and theft.

This is a type of coverage that offers protection in the event of a serious accident on your property that result in an injury or death.

We all know that health care costs are nothing to scoff at these days, and in a serious accident the base liability coverage of $ 25,000 / $ 50,000 that the state requires could easily leave you financially responsible for a substantial amount of medical bills above and beyond what your policy will cover.

The required minimums are generally enough to cover your damage in a typical accident, but in the event of a serious accident that involves significant injuries and property damage, costs can easily exceed what a minimum - coverage policy will pay for.

This coverage is far from adequate in the event of a serious accident.

However, in the event of a serious accident, you may find yourself responsible for extensive medical or property damage amounts that go beyond these minimum coverage amounts.

The minimum coverage would quickly be surpassed in any kind of serious accident, so most drivers should consider additional Iowa auto insurance coverage.

While availing this coverage ensure that you have enough insurance against serious accidents that may involve judgment against you in case of a lawsuit, to avoid staking your personal assets.

Although rental coverage for students is not required by law, it can protect your financial future and save you a lot of stress if you are ever in a serious accident or faced with a disaster.

The supplementary coverage might prove to be very useful in case of serious accidents or if damage is inflicted on the vehicle due to natural disasters.

If you are in a serious accident and without adequate coverage, it is important to ask yourself this - can you really afford several thousands of dollars in medical fees and vehicle repairs?