Sentences with phrase «coverage of the other driver»

You can't control the coverage of other drivers on the road, but if you get in an accident with someone who doesn't have insurance — or who has insufficient protection — you'll be forced to deal with the costs yourself.

With the minimum liability limits very low in most states, medical bills often exceed the coverage of the other driver; your underinsured motorist coverage will cover your expenses.

Not exact matches

As the debate has taken on a decidedly Asia focus, with some recent studies and popular media coverage pointing to investors from Asia as one of the drivers of Vancouver's soaring housing prices, the Asia Pacific Foundation of Canada (APF Canada) has written a background document aggregating the available facts, outlining similar challenges in other jurisdictions, and raising the question: Is public policy required?

This wasn't a binding precedent and doesn't apply to any other drivers, but it jumpstarted ample media coverage of the worker classification issue with startups.

The most notable (and unique) of Erie's coverages however is the Erie Rate Lock, which promises your rates won't go up for any circumstance other than adding another driver or car to your policy.

Christina Hansen, a spokeswoman for the horse carriage drivers, in turn accused NYCLASS and other groups of lying about carriage horses — but said that as people learn more about the carriage horse industry through continued coverage of the issue, New Yorkers are showing carriage drivers «more support than ever.»

Volvo Cars, the premium car maker, and leading truck maker Volvo Trucks (independent companies despite the names) are collaborating to share real - time data to expand coverage of the companies» connected safety technology — cloud - based systems that allow vehicle to communicate with each other and alert drivers of nearby hazards.

After liability, Collision and Comprehensive are the two that most drivers opt for out of a sea of other coverages.

For drivers of Uber, Lyft or other ridesharing apps, this option extends your auto insurance coverage through the first phase of ride - hailing, which is when your app is on and you're looking for, but haven't found, a passenger.

These types of coverage offer protection if you as the driver, any passengers in your vehicle or anyone in the other vehicle involved in the accident are injured.

Minimum Coverage: If your old car does not have a lot of resale value, and fixing it after an accident would be pointless, go for the minimum coverage that protects you from damage you inflict on other vehicles / drivers.

Some of the people who would benefit most from coverage through Root Insurance are high - risk drivers, such as teens, who would receive high auto insurance rates through other companies.

All other drivers, including those in need of specialized coverage, should search for a different insurance company.

To apply, you will need to bring the vehicle you want to borrow on, it's clean title (in your name only), current registration, and proof of full coverage insurance, your driver's license or other government issued ID, two check stubs or bank statements as proof of income, a recent utility bill w / service address as proof of residence, and a spare key to the vehicle.

Collision coverage pays to repair or replace your car if you have an accident and fault is disputed, if you are at fault in an accident, if you are not in fault in an accident and the other driver is uninsured or if you are the victim of a hit and run accident.

In some provinces, coverage is only available through government - run car insurance, while drivers in other provinces can choose from a number of private insurers.

If the total amount of insurance coverage carried by their driver is not enough to cover their total damages, they may have to settle for less than what their case is worth — unless the other driver is liable to them for what has happened.

If you are involved in a crash with an aggressive driver, you have three options for recovering damages: you may file a claim with the insurance of the at - fault driver, file a claim with your own insurance (which you may do if you have collision coverage, MedPay coverage, or UM / UIM coverage), or file a lawsuit directly against the other driver.

The high cost of medical care, car repairs, out - of - pocket expenses, lost wages and other damages may exceed the at - fault driver's insurance coverage.

This means that if you are injured in a motor vehicle accident, and the other driver is at fault, the offending motorist's basic insurance Autoplan coverage covers up to $ 200,000 of your injury costs and your vehicle damage.

If you are in an auto accident and the other driver does not have enough insurance to provide for all of your injuries, your insurance, through PIP, will still offer you and your passengers some coverage.

UM coverage also will pay you if you are the victim of a «hit and run» and the other driver is never caught.

If the accident victim or other driver has such coverage, it is available to help pay for medical expenses regardless of fault.

You can not rely on the other driver's insurance company — or your own insurance company in the case of claims made under UM and UIM coverage — to place a fair value on your claim without a fight.

In Alabama, there are many drivers who do not have insurance or who do not carry enough insurance coverage to pay for the medical bills, lost wages and other expenses that come out of auto accidents.

Even in an accident with another driver who has the minimum amount of liability coverage — $ 25000 in Alabama — that is generally not enough to cover all of the medical bills and other losses associated with a serious accident.

If the at - fault driver and vehicle are underinsured (the liability limits are less than the value of the injury victim's total damages), the lawyers at Lee Law Offices will look for other sources of recovery, including the at - fault driver's personal assets and the injury victim's own insurance coverage.

California also offers drivers the options of purchasing coverage for physical damage sustained by a vehicle, which can also kick in if the other driver's insurance is inadequate.

Even if the other driver is obeying the law by carrying insurance, very many California drivers carry the smallest possible amount of coverage — often far too little to pay for your injuries.

This provides third party liability coverage to cover other drivers in the event of a car accident for which you are at fault.

Other Auto Insurance Coverage - Sometimes an uninsured driver will have coverage under somebody else's policy, for example, by virtue of being a dependent residing in the household of an insured driver.

Because this insurance coverage must be provided regardless of fault, the other driver's insurance company has less justification to withhold payment.

The amount of liability coverage available through the other driver's policy will influence what you can actually expect to receive in a settlement or jury award.

The driver of the vehicle and the company that retains or works with the driver may try to point the finger at each other and deny coverage for your claim.

Meaning, does the at - fault driver have insurance coverage for an accident caused by a moped, or bicycle, or swamp buggy or other kind of non «motor vehicle» vehicle.

We will use our many decades of experience to help hold the drunk driver responsible (through his or her insurance coverage), as well as investigate any other sources of negligence liability coverage.

While you focus on your health, our team can handle the legal aspects of your recovery, whether that involves proving that the other driver was negligent, analyzing the insurance coverages involved, establishing the extent of your car accident injuries, and more.

This is one reason why many insurance companies that provide coverage for truck drivers, trucking companies, and other businesses who rely on trucks to transport their goods are often eager to offer victims of truck accidents a fast settlement.

If there were multiple cars involved, other types of damage, or your car is worth more than $ 25,000, you may need to pursue the difference elsewhere, either through your insurance company, if you carry optional collision coverage, or by filing suit against the at - fault driver for the difference.

For those injured when travelling with an Uber driver, the commercial policy provides protection for the negligence of an Uber driver and additionally for circumstances in which an accident is the other motorist's fault, and a driver has inadequate insurance coverage or no insurance.

If a person is injured in a personal injury car accident and the driver of the other car does not have insurance coverage it is important to call a Detroit car accident attorney right away.

When the other driver of a vehicle who caused your accident is unknown, likely from a hit and run accident, and you have uninsured / underinsured coverage on your policy, your insurance company should pay for damages, minus your deductible.

While simplifying transportation needs for today's technology age and helping to reduce the high number of drunk driving accidents, an accident involving an Uber / Lyft vehicle raises issues of insurance coverage with regard to passengers, rideshare drivers, as well as drivers of other vehicles involved.

Utilizing this type of coverage can ensure that you and your family will be covered in the event that you are injured, regardless of who the other driver is, and it will also prevent you from receiving less than you deserve.

Initially, these victims can not help which driver strikes them and therefore are at the mercy of the actions of others and potentially the coverage carried by those at - fault drivers.

Nevertheless, the Idaho Insurance Code requires its insurers to offer you UMBI coverage unless you reject it in writing, and it pays for your medical bills in place of the other driver's policy, if he or she had any.

The price you pay for car insurance depends on the type and amount of coverage you buy, the deductible for collision and comprehensive insurance, the kind of vehicle you own and the characteristics of you and the other drivers listed on the policy.

All drivers will need to purchase basic coverage to pay for the other driver's losses which includes bodily injury liability limits of $ 25,000 per person up to $ 50,000 per accident as well as property damage liability of $ 10,000.

Liability coverage is legally required in Florida and pays for damage to the other driver's vehicle in the event that you are considered «at fault» in an accident under the property damage portion of your policy.

If an imposter obtains key personal information such as a Social Security or Driver's License number, or other method of identifying an insured person in order to impersonate or obtain credit, merchandise or services in the insured person's name, the Outreach plans provide coverage for up to $ 500 for the reasonable, customary and necessary costs incurred by the insured for: re-filing a loan or other credit application that is rejected solely as a result of the stolen identity event; notarization of legal documents, long - distance telephone calls, and postage that has resulted solely as a result of reporting, amending and / or rectifying records as a result of the stolen identity event; up to three credit reports obtained within one year of the insured person's knowledge of the stolen identity event; and stop payment orders placed on missing or unauthorized checks as a result of the stolen identity event.