Sentences with phrase «coverage of your standard policies»

Your Umbrella Liability policy from The Gantt Insurance Agency Inc. works to give you additional protection when damages exceed the liability coverage of your standard policies.

Not exact matches

Most standard policies provide $ 1 million of coverage per claim.

But while the total number of U.S. life insurance policies — bought by both private citizens and employers — is shrinking, standard life plans are still among the most popular form of coverage purchased.

A policyholder could find itself in the position of recalling on its own initiative or being asked by FDA to recall based on this «reasonable probability» standard, but not being able to satisfy the definition of «accidental contamination» under its specialty policy because it can not prove its product was W With the frequency of costly product recalls on the rise, many companies have considered purchasing specialty recall coverage to secure coverage for certain recall - related losses that are often excluded from general liability and property policies.

Similar to the compensation scenario, postdoc benefits coverage is not standard policy at many of the universities.

Table 2 below shows which of the policy attributes significantly predict coverage of emphasized standards content.

Debra Viadero is an assistant managing editor at Education Week, where she oversees coverage of education research, curriculum, assessment, and college - and career - ready standards, as well as teaching and teacher policy issues.

Topics to be discussed include: Court Procedure: An understanding of the civil litigation process in New Jersey as it pertains to negligence claims; Damages: Understanding the standards for, and the differences between Compensatory and Punitive Damages; Facility Maintenance: Identifying potential safety hazards related to facilities and grounds, and taking reasonable steps to address common problems; Indemnification: Identifying when the school district is responsible for the actions of its employees, and when it may disclaim coverage; Insurance Coverage Issues: Understanding what is, and is not covered under a school district's insurance policy, and understanding whether your district will be allowed to choose its attorney or be required to utilize the attorney assigned by the Insurance Company; Negligent Supervision: Examples of school district negligence liability lie within the school, on the athletic field, in the locker room, and on school trips; Sovereign Immunity: Understanding the effect of the New Jersey Torts Claims Act on negligence claims against school districts.

«You had dozens of states adopting before the standards even existed, with little or no discussion, coverage or controversy,» said Frederick Hess of the American Enterprise Institute, which has received $ 4 million from the Gates Foundation since 2007 to study education policy, including the Common Core.

«[E] ach policy of aircraft accident liability insurance... shall specify that it shall remain in force, and may not be replaced, canceled, withdrawn, or in any way modified to reduce the minimum standards set forth in this part, or to change the extent of coverage by the insurer or the carrier, nor expire by its own terms in regard to coverage for the carrier in its common carrier operations in air transportation, until 10 days after written notice by the insurer (in the event of replacement, by the retiring insurer), or by the insurer's representative, or by the carrier to the Department... which 10 - day notice period shall start to run from the date such notice is actually received at the Department.»

At one time, it was possible to add on coverage via the state's insurer of last resort, but Citizen's has instituted it's takeout program to put policies back with standard carriers, those policies are harder to come by.

All of this coverage is part of the standard Florida Renters Insurance policy, even if it excludes wind.

Other choices you'll have will include the size of your deductible, endorsements to cover certain classes of valuables, and additional coverages for special types of risks such as earthquake and flood, which aren't included in standard homeowners policies.

Electric provides a suite of added features and benefits above the standard coverage and protection typically offered in insurance policies.

A policy might replace or pay a rider the cash value of their stolen motorcycle, but that could mean an increase in the cost of premiums for a coverage that is already expensive relative to standard motorcycle insurance policies.

Renters insurance in Buffalo provides the standard coverage on an HO - 4 form, with personal property, medical payments to others, loss of use, and liability as part of the policy.

In the same vein, $ 15,000 or $ 20,000 are standard minimum amounts of coverage for an underwriter to consider a policy worth writing.

Often the coverage from an insurer of last resort is somewhat limited compared to a standard policy, and it may or may not be significantly more expensive than coverage on the voluntary market would be.

Higher Cost - according to Castle Rock's website, coverage for vacant properties can be 150 % to 300 % of the cost of a standard homeowners» policy.

If your personal property is stolen, lost in a fire, or vandalized, for instance, you'll find coverage in either of the standard Texas renters insurance policy forms.

For standard homeowners insurance policies, the limit is typically 30 % of your dwelling coverage limit.

There's no medical exam and the policy builds cash value, similar to their standard whole life policy, but there are only 3 levels of coverage:

To find out more or to learn what other types of coverage come standard with your policy, just call an Avalon Westbury renters insurance expert at [phone] or click to get covered - whether you need Westbury, NY renters insurance quotes online or coverage anywhere else!

A number of different types of coverage are included in the policy as standard, and you can extend coverage with a variety of endorsements based on your individual coverage needs.

The rates displayed are annual premiums for a standard liability policy with limits of 50 / 100/25 for both liability and uninsured motorist coverage.

Most homeowners insurance policies exclude coverage for earthquakes as part of their standard package.

Did you know that Orlando is one of the few places in Florida where wind and hurricane coverage is available as part of a standard renters insurance policy?

It's one of the most common liability claims, and the standard policy form may not provide the coverage you need.

If that were the case, you might need to purchase additional fire insurance to provide coverage beyond the limit of your standard policy.

Most standard renters insurance policies include at least $ 100,000 in liability protection (in addition to personal property and loss of use coverage), which is good value for the cost of most renters policies.

Policies may differ a bit from one insurance company to another, but all will include liability coverage and contents coverage as part of their standard insurance package.

The Standard Policy from CURE allows you to customize different levels of limits and deductibles on Bodily Injury Liability, Personal Injury Protection, Physical Damage Coverages, Collision or Comprehensive (Other - than - collision) Coverage, Towing & Labor Coverage, Extended Transportation Coverage, etc..

Based on our single Bowling Green male driver, this subset of five insurers had the lowest quotes averaging $ 1,115 a year for a standard annual policy with coverage limits roughly twice the KY minimum.

Most standard renters» insurance policies include at least $ 100,000 in liability protection (in addition to personal property and loss of use coverage), which provides adequate coverage for most tenants.

In the case of insurance policies, they can provide additional coverage or change the terms of the standard contract to expand what your term life insurance covers.

Standard homeowners policies are usually insured for 25 % to 50 % of your dwelling coverage.

A: A personal umbrella policy provides additional liability coverage after you've reached the limits of a standard insurance policy, like homeowners or car insurance.

Personal property coverage is part of a standard homeowners insurance policy.

A standard home insurance or homeowners insurance policy includes coverage for the structure of the home and liability.

For example, while a standard condo policy typically caps coverage for theft of jewelry at $ 1,000 or $ 2,000, scheduled personal property coverage may provide additional coverage for those items.

A standard renters insurance policy is usually written on the HO - 4 form which is written by the Insurance Services Office and designed to provide broad coverage and a clear understanding of what's covered — and what's not.

It does not cover earthquakes, earth movement, or wildfires under the standard policy form, but these types of coverage can often be added on for just a few dollars a month.

The typical limit of coverage for loss of use or additional living expenses coverage under standard home insurance policies is 20 % of your dwelling coverage limit.

Because it's part of the standard policy, it's not something you can waive or replace with another type of coverage.

One underwriter that we work with offers wind coverage as part of the standard Texas policy form they use, and as a result all of their policies cover it.

The following are some fairly standard types of coverage included in a typical Fort Worth landlord insurance policy:

Life insurance riders are policy add - ons offered by insurers to let you adjust your coverage or edit standard features of a policy.

Besides, since renters insurance is a derivative of the standard homeowners insurance policy form, the coverage is going to be present anyway.

Most standard policies include four essential types of coverage: Coverage for the structure of your home; Coverage for your personal belongings; Liability protection; Coverage for Additional Living Expenses

This is one of the standard types of coverage that are included in your policy because it's part of the standard policy form.