The law requires a minimum amount of property
damage coverage per accident, bodily injury coverage for each person and bodily injury for a single accident no matter how many people are injured.
You must carry at least $ 20,000 worth of this coverage for any one person injured in an accident, and $ 40,000 worth
of coverage per accident.
The state minimums for bodily injury coverage are as low as $ 20,000 to $ 25,000, and $ 40,000 to $ 50,000 for
total coverage per accident.
This means that a driver must have a minimum of $ 25,000 in bodily injury insurance per party along with $ 50,000
total coverage per accident.
For example, if a person owns two automobiles each with $ 25,000 UM - UIM limits, he / she will have $ 50,000
in coverage per accident.
Arizona law requires liability coverage for operating a motorcycle with minimum coverage defined in statute — $ 15,000 per person injured in an accident with $ 30,000
coverage per accident as well as $ 10,000 in property damage.
To be exact, both Uber and Lyft provide their drivers with $ 1 million in liability insurance per incident, and $ 1 million in uninsured / underinsured
motorist coverage per accident.
You must carry it in the same amounts required for liability insurance: $ 15,000 in property damage coverage, $ 20,000 for one person injured in an accident and $ 40,000
medical coverage per accident.
Wisconsin also requires at least 25/50 Uninsured Motorist coverage (which covers you for $ 25,000 of bodily injury coverage per person and $ 50,000 of bodily injury
coverage per accident if you get in an accident and the person at fault is uninsured).
You must carry $ 50,000
BI coverage per accident and $ 25,000 BI coverage per person as well as $ 15,000 for PD coverage.
To do so, you must meet the mandatory auto insurance law: $ 25,000 of bodily injury coverage for injuries or death occurring to one person in an accident; $ 50,000 of bodily injury coverage for injuries or deaths occurring to more than one person in an accident; and $ 25,000 of property
damage coverage per accident.
Colorado state law requires that every driver carry at least $ 15,000 worth of this type
of coverage per accident they cause.
It's really a myth that you only need minimal auto insurance; the industry recommends a minimum of $ 100,000 in bodily injury coverage per person, and $ 300,000
in coverage per accident.
Proof of Liability Insurance: If you purchase insurance, Iowa requires that it includes at least limits of $ 20,000 of bodily injury coverage per person, $ 40,000 of bodily injury
coverage per accident, and $ 15,000 of property damage liability coverage per accident.
Let's take the example of a 40 - year - old male who has a joint policy with his wife and opts for a 100 / 300/50 policy ($ 100,000 bodily injury coverage for one person in one accident, $ 300,000 bodily injury coverage total per accident, and $ 50,000 property damage
coverage per accident).
By state law, every driver must purchase liability insurance for $ 15,000 bodily injury coverage for one person in one accident, $ 30,000 bodily injury coverage total per accident, and $ 10,000 property damage
coverage per accident.
$ 50,000 in bodily injury liability coverage per person, $ 100,000 per bodily injury liability
coverage per accident; and
$ 50,000 bodily injury
coverage per accident.
This means that a motorist must provide at least $ 15,000 of personal injury coverage person, at least $ 30,000 worth of personal injury
coverage per accident, and at least $ 5,000 worth of property damage coverage.
You must carry at least $ 15,000 worth of
this coverage per accident.
So in the event of an accident, you'll get $ 30,000 coverage for bodily injury to one person per accident, $ 60,000 coverage for bodily injury to two or more people per accident, and $ 25,000 in property damage
coverage per accident.
Bodily injury liability coverage per person: $ 15,000 for a standard policy (see notes) Bodily injury liability
coverage per accident: $ 30,000 for a standard policy Property damage liability coverage: $ 5,000 for a standard policy Personal injury protection: $ 15,000 per accident, plus up to $ 250,000 for severe injuries for a standard policy Uninsured / underinsured motorist coverage: Must match liability limits if purchasing a standard policy
Bodily injury liability coverage per person: $ 20,000 Bodily injury liability
coverage per accident: $ 40,000 Property damage liability coverage: $ 5,000 Personal injury protection: $ 8,000 per accident Uninsured / underinsured motorist coverage: $ 20,000 per person; $ 40,000 per incident.
Bodily injury liability coverage per person: $ 25,000, if purchasing insurance (see notes) Bodily injury liability
coverage per accident: $ 50,000, if purchasing insurance (see notes) Property damage liability coverage: $ 20,000, if purchasing insurance (see notes) Personal injury protection: Optional Uninsured / underinsured motorist coverage: Coverage must match your liability limits, so $ 25,000 per person and $ 50,000 per incident, if purchasing insurance (see notes)
Bodily injury liability coverage per person: $ 25,000 Bodily injury liability
coverage per accident: $ 50,000 Property damage liability coverage: $ 20,000 Personal injury protection: $ 15,000 per person Uninsured / underinsured motorist coverage: Equal to the state's liability minimums, so $ 25,000 per person and $ 50,000 per accident
Bodily injury liability coverage per person: $ 25,000 Bodily injury liability
coverage per accident: $ 50,000 Property damage liability coverage: $ 10,000 Personal injury protection: Optional Uninsured / underinsured motorist coverage: $ 25,000 BI per person; $ 50,000 BI per accident and $ 5,000 PD per accident
Bodily injury liability coverage per person: $ 25,000 Bodily injury liability
coverage per accident: $ 50,000 Property damage liability coverage: $ 25,000 Personal injury protection: $ 4,500 per accident Uninsured / underinsured motorist coverage: $ 25,000 per person; $ 50,000 per accident
Bodily injury liability coverage per person: $ 30,000 Bodily injury liability
coverage per accident: $ 60,000 Property damage liability coverage: $ 15,000 Personal injury protection: $ 2,500 per incident Uninsured / underinsured motorist coverage: $ 30,000 per person; $ 60,000 per incident; and $ 15,000 in PD coverage
Bodily injury liability coverage per person: $ 20,000 Bodily injury liability
coverage per accident: $ 40,000 Property damage liability coverage: $ 10,000 Personal injury protection: $ 10,000 Uninsured / underinsured motorist coverage: Optional
Bodily injury liability coverage per person: $ 25,000 Bodily injury liability
coverage per accident: $ 50,000 Property damage liability coverage: $ 25,000 Personal injury protection: Optional Uninsured / underinsured motorist coverage: Coverage must equal liability limits, so $ 25,000 per person and $ 50,000 per accident
Bodily injury liability coverage per person: $ 50,000 Bodily injury liability
coverage per accident: $ 100,000 Property damage liability coverage: $ 25,000 Personal injury protection: While not technically PIP since it applies solely to medical expenses, Maine requires motorists to carry $ 2,000 in coverage for any injuries they or their passengers incur.
Bodily injury liability coverage per person: $ 30,000 Bodily injury liability
coverage per accident: $ 60,000 Property damage liability coverage: $ 10,000 Personal injury protection: $ 20,000 per accident; $ 20,000 for loss of income per accident Uninsured / underinsured motorist coverage: $ 25,000 per person; $ 50,000 per accident
Bodily injury liability coverage per person: $ 20,000 Bodily injury liability
coverage per accident: $ 50,000 Property damage liability coverage: $ 10,000 Personal injury protection: $ 50,000 per person Uninsured / underinsured motorist coverage: $ 25,000 per person; $ 50,000 per accident
Bodily injury liability coverage per person: $ 25,000 Bodily injury liability
coverage per accident: $ 50,000 Property damage liability coverage: $ 10,000 Personal injury protection: Optional Uninsured / underinsured motorist coverage: $ 50,000 per person; $ 100,000 per accident; and $ 10,000 PD
Bodily injury liability coverage per person: $ 20,000 Bodily injury liability
coverage per accident: $ 50,000 Property damage liability coverage: $ 10,000 Personal injury protection: $ 15,000 per person; $ 30,000 per accident Uninsured / underinsured motorist coverage: Optional
Bodily injury liability coverage per person: Optional, unless otherwise specified by the state Bodily injury liability
coverage per accident: $ 20,000 Property damage liability coverage: $ 10,000 Personal injury protection: $ 10,000 Uninsured / underinsured motorist coverage: Optional
Bodily injury liability coverage per person: Legally optional, but, if purchased, $ 25,000 Bodily injury liability
coverage per accident: Legally optional, but, if purchased, $ 50,000 Property damage liability coverage: Legally optional, but, if purchased, $ 25,000 Personal injury protection: Legally optional, but, if purchased, $ 1,000 per accident for medical expenses solely.
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