Sentences with phrase «coverage per accident if»

Not exact matches

On the other hand, if you have an auto policy with bodily injury liability of $ 100,000 per person, $ 300,000 per accident, and $ 100,000 of property damage along with full coverage (let's say the actual cash value of your car is $ 20,500), the company's maximum exposure on that policy would be $ 300,000 + $ 100,000 + $ 20,000 (ACV of your car, minus $ 500 deductible), or $ 420,000.

If you do any sort of traveling on the 91, the 5, the 57, the Orange Freeway, or even just area surface streets, chances are you need coverage to the tune of $ 100,000 bodily injury (per person), $ 300,000 bodily injury (per accident), and $ 50,000 property damage.

What this means is that state law requires your insurance policy provides you with $ 20,000 worth of coverage for bodily injury or death that you cause to other individuals, $ 40,000 worth of coverage for bodily injury or death caused per accident if multiple people are involved, and $ 10,000 worth of coverage for property damage caused in other states.

If you really want the full coverage policy, then I suggest getting their Explorer travel insurance package (181 USD per travel month) as it will cover all possible accidents that may occur.

Similar to uninsured coverage, you can buy up to $ 500,000 per person / per accident to protect yourself, your family members, and occupants in your car if the responsible driver does not have enough insurance coverage (and often they do not!)

For example, if a person owns two automobiles each with $ 25,000 UM - UIM limits, he / she will have $ 50,000 in coverage per accident.

If no other vehicles were involved, you should have access to your own accident benefits coverage, which will pay for your medical and rehabilitation expenses (up to $ 150,000), lost wages of up to $ 300 per week, and death benefits — irrespective of fault.

If three people in a vehicle that gets rear - ended all suffer injuries during the accident, there may be limits to the coverage per person.

For example, if you bought a policy with $ 50,000 per person bodily injury liability coverage, up to $ 100,000 per accident, then you would buy UM coverage in the same amounts.

If you buy bodily injury liability coverage, the smallest amount you can buy is $ 10,000 per person (up to $ 20,000 per accident).

For example, if you're a Connecticut driver (where minimum liability coverage is $ 20,000 of bodily injury protection per person, $ 40,000 of bodily injury protection per accident and $ 10,000 of property damage per accident, referred to as 20/40/10) and are involved in an accident in New York (which requires 25/50/10 of liability coverage), your auto insurance will automatically extend to meet New York's requirements.

If you buy insurance, the minimum liability insurance you can purchase is $ 25,000 bodily injury liability per person ($ 50,000 per accident) and $ 25,000 property damage liability, plus uninsured / underinsured motorist bodily injury coverage and $ 1,000 of medical payments coverage (MedPay).

For example, if you are to blame in an accident that injures two people to the amount of $ 50,000 for one person and $ 75,000 for the other, the bodily injury coverage per person meets one but leaves you with a $ 25,000 bill to make up for the other.

If you add in Other Basic Economic Loss or OBEL coverage you can have a total of $ 175,000 in NY auto insurance no fault coverage per person, per accident.

If the minimum coverage is purchased the insurer will cover up to a maximum of $ 25,000 per person injured or up to a maximum of $ 50,000 for all passengers injured in the event of an accident.

Bodily injury liability coverage per person: $ 15,000 for a standard policy (see notes) Bodily injury liability coverage per accident: $ 30,000 for a standard policy Property damage liability coverage: $ 5,000 for a standard policy Personal injury protection: $ 15,000 per accident, plus up to $ 250,000 for severe injuries for a standard policy Uninsured / underinsured motorist coverage: Must match liability limits if purchasing a standard policy

Bodily injury liability coverage per person: Legally optional, but, if purchased, $ 25,000 Bodily injury liability coverage per accident: Legally optional, but, if purchased, $ 50,000 Property damage liability coverage: Legally optional, but, if purchased, $ 25,000 Personal injury protection: Legally optional, but, if purchased, $ 1,000 per accident for medical expenses solely.

For example, if you make $ 30,000 per year and rent your apartment, $ 50,000 / $ 100,000 of coverage should be enough (meaning each person injured could be compensated $ 50,000, but only $ 100,000 per accident).

Stacking means that if you have more than one vehicle insured, you can combine or «stack» your coverage — i.e., instead of having two policies with $ 200,000 of BI liability coverage, you can combine them to get $ 400,000 of coverage per accident, regardless of which vehicle gets into the accident.

(5) The named insured may purchase uninsured motorist bodily injury coverage and, if applicable, underinsured motorist coverage with limits up to one million dollars ($ 1,000,000) per person and one million dollars ($ 1,000,000) per accident.

If minimum coverage is purchased, an insurer will pay up to $ 20,000 per head up to a grand total of $ 40,000 for all passengers per accident.

For example, if you bought $ 25,000 in bodily injury coverage per person, $ 50,000 in bodily injury coverage per accident, and $ 15,000 in property damage coverage, that would be expressed as 25/50/15.

Under a minimum policy, your insurer pays no more than $ 10,000 per accident on your behalf, and you must bear the costs if the damage exceeds this coverage limit.

The insurance industry recommends bodily injury liability coverage of $ 100,000 per person and $ 300,000 per accident (referred to as 100/300), if you can afford these higher limits.

Indiana's bodily injury liability requirements of $ 25,000 per person and $ 50,000 per accident are on par with many other states, but the property damage liability coverage of only $ 10,000 is pretty low if you want to protect your savings and other assets from lawsuits.

«Never mind the monetary or legal implications of hitting someone regardless of who's to blame,» she said, suggesting that your insurance premiums will probably increase by at least 50 per cent anyway — and that's if you have insurance plus accident protection coverage.

All drivers must have at least $ 5,000 worth of property damage coverage per accident, if not significantly more.

You also may need to file an SR - 22 if you've had an «admin per se» suspension, if you get into an accident when you are not carrying auto insurance coverage, or if you are reinstating your driver's license after a suspension or revocation.

If you do any sort of traveling on the 91, the 5, the 57, the Orange Freeway, or even just area surface streets, chances are you need coverage to the tune of $ 100,000 bodily injury (per person), $ 300,000 bodily injury (per accident), and $ 50,000 property damage.

If you wish to buy phsyical damage car insurance for your car, through the CT ARP, you can either buy both Comprehensive and Collision coverage as one, with associated deductibles ranging from $ 50 to $ 5,000 per accident, or you can buy just Comprehensive coverage alone, with the same deductibles as mentioned.

For example, if you're insuring two cars with uninsured motorist bodily injury coverage with limits of $ 100,000 per person and $ 300,000 per accident (100/300) and stack your UM coverage, your limits would double to 200/600.

Averages are based on a 45 - year - old married female with a previously clean driving record who commits one traffic driving violation in a 12 - month period, drives a 2012 sedan, is employed, has a bachelor's degree, excellent credit score and had no lapse in coverage with the following limits: $ 100,000 (bodily injury per person) / $ 300,000 (bodily injury per accident) / $ 100,000 (property damage per accident), $ 10,000 (personal injury protection or medical payments) and a $ 500 deductible for comprehensive and collision.Some car insurers may overlook a traffic ticket if you also have a homeowners insurance policy with them, says Michael Cicero, a traffic attorney in Ohio.

If you have a limit of $ 100,000 per accident in liability coverage and you cause an accident and are sued for $ 150,000, you could be responsible for the $ 50,000 your insurer doesn't pay.

Proof of Liability Insurance: If you purchase insurance, Iowa requires that it includes at least limits of $ 20,000 of bodily injury coverage per person, $ 40,000 of bodily injury coverage per accident, and $ 15,000 of property damage liability coverage per accident.

If you choose the split - limit option, Nevada law requires that you carry bodily injury coverage of $ 15,000 per person / $ 30,000 per accident and property damage (liability) coverage of $ 10,000 per accident.

Uninsured Motorist Bodily Injury (UMBI): this coverage is meant to protect you during an accident caused by an uninsured driver - up to $ 25,000 per person on your car and total of $ 50,000 per accident, UMBI pays for your medical bills in place of the uninsured driver's insurer, if he or she had any.

Accidental Death Benefit — If you want to protect yourself from accident death, the Accidental Death Benefit will add $ 10,000 to your coverage for an extra fee per month.

If you truly want to find cheap coverage, avoid being caught in an accident or any traffic violations or citations, per se.

On the other hand, if you have an auto policy with bodily injury liability of $ 100,000 per person, $ 300,000 per accident, and $ 100,000 of property damage along with full coverage (let's say the actual cash value of your car is $ 20,500), the company's maximum exposure on that policy would be $ 300,000 + $ 100,000 + $ 20,000 (ACV of your car, minus $ 500 deductible), or $ 420,000.

The insurance industry recommends underinsured motorist bodily injury liability coverage of $ 100,000 per person and $ 300,000 per accident (referred to as 100/300), if you can afford these higher limits.