Sentences with phrase «coverage provided by the policy for»

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Sewer backup and sump pump overflow coverage: Most homeowners insurance policies don't provide coverage for damage caused by sewer backup, but American Family's endorsement serves to protect homeowners against these costly incidents.
Homeowners insurance policies can provide coverage for damage to your home's physical structure (Dwelling coverage); damage to other structures like a garage or shed (Other Structures coverage); your personal belongings — whether in your home or elsewhere (Personal Property coverage); additional living expenses if necessary in the event of a covered loss (Loss of Use coverage); and your personal liability in the event someone is injured or their property is damaged by you or a family member (Liability coverage).
Like many other natural disasters, homeowners insurance policies will typically not provide coverage for damage caused by tsunamis or resulting flooding.
The Comprehensive Form provides coverage for a range of events, unless specifically excluded by the policy.
If you're looking at your renters insurance policy, you'll see a zero, «nil», or another indicator that there is no coverage at all provided by the policy for renters insurance Coverage A.
You'll have a defense provided by your insurance policy, as well as coverage for the judgment or settlement as applicable.
An individual policy provides coverage for your personal possessions and for any structural elements not covered by the master policy if you are the victim of fire, theft or other disaster listed in your policy.
Long Term Care Insurance definition: any insurance policy or rider that provides coverage for costs and services, including maintaining, diagnosing, rehabilitating and personal care services provided by certain organizations, including assisted living facilities, nursing homes and in - home care.
Most homeowners insurance policies have exclusions for flood damage, so the only way to get coverage is by supplementing your home insurance policy with a policy provided through the National Flood Insurance Program.
While tornadoes can be accompanied by heavy rain, it's important to understand that homeowners insurance policies generally do not provide coverage for flood damage.
If you drive a vehicle valued at $ 50,000, for example, and you are hit by a driver whose insurance provides coverage up to $ 25,000 in damages, your uninsured or underinsured motorist coverage would cover the difference, up to the limits of liability in your policy.
In stark contrast, all Hippo Insurance policies provide coverage for basic repair and replacement of appliances, even if the damage was caused by normal wear and tear.
The other reason the coverage is so important is that it provides for a defense against claims that would be covered by the policy.
Although policies vary, a typical homeowners policy provides coverage for damage caused by certain «perils,» such as fire, lightning, and wind damage (except in certain locations).
Working RE magazine is published by OREP, providing a low - cost broad - coverage insurance policy for home inspectors that includes E&O, general liability and many other essential coverages.
But it does come with a caveat: such policies, by design, provide coverage for a limited period of time, leaving your heirs with no death benefit if you outlive the policy.
By using their relationships with several different insurance companies, these agents can easily provide you with quotes for a variety of competitively priced policies that both meet your personal coverage needs and adhere to state - required minimums.
When you're comparing Citrus Heights insurance quotes for your vehicle, check to see if the policies the companies are offering provide the basic liability coverage required by California law or standard coverage, which includes higher liability limits plus comprehensive, collision, insured and uninsured motorist coverages.
Travel protection plans will only consider coverage with documentation and receipts for services provided by legally qualified health - care facilities, and in accordance with policy terms.
There would be no coverage for the exempt lawyer under the program policy in its pre-2016 form, since the run - off coverage afforded to exempt lawyers generally precludes coverage for claims arising out of professional services provided by the lawyer while exempt from the requirement to pay insurance premium levies.
A typical ATE policy provides $ 100,000 in coverage for automotive and non-automotive personal injury claims commenced by a plaintiff.
Attorney Fee Insurance is a policy taken out by a plaintiff to provide coverage for the attorney fees and / or out of pocket costs they pay when pursuing a commercial dispute (litigation or arbitration).
Representation of a law firm to appeal a decision by the Connecticut Superior Court holding that a crime policy issued to a Connecticut law firm provided coverage for a loss suffered as a result of an e-mail scam.
The policy provides coverage for damages and claims expenses... caused «by any Act of the Insured, or any other person for whose Acts the Insured is legally responsible, and arising out of the rendering of or failure to render Professional Services by or on behalf of the Insured for clients of the Named Insured.»
The Comprehensive Form provides coverage for a range of events, unless specifically excluded by the policy.
While renter's insurance won't pay for repairs your landlord fails to do, you can be rest assured that by having a policy that provides you with adequate coverage, that if the landlord's failure to do those repairs causes damage or total destruction to your property, your insurance would reimburse you for the cost of repairing the damage.
But, by purchasing a policy for your parents and taking care of the premium payment, you can give them the gift of coverage, while also providing yourself with peace of mind.
Fact: Medical payments coverage on a homeowner's policy provides coverage for guests who are hurt on your property by accident.
For individuals that are thinking about renting an apartment or home, the following is a quick run down of the common categories of coverage provided by these policies.
While your automobile liability insurance policy provides coverage for every passenger in your vehicle injured in an accident caused by the driver's negligence, it will most likely not provide any liability coverage when the injured passenger is your spouse.
In some cases, homeowners insurance policies will cover damages caused by heavy winds, but in many states where wind damage is common, insurance companies may require homeowners to purchase a separate windstorm insurance rider to provide coverage for damages.
CUNA offers products that provide coverage for the unique risks faced by credit unions, including bonds, business auto policies, collateral protection, cyber incident protection, litigation coverage, mortgage insurance, credit card fraud, property and business liability, risk management tools, and workers compensation.
Umbrella policies cover claims, as well as defense costs and attorney fees associated with claims that your umbrella policy covers, that may not be covered by your primary auto or homeowners policy, and coverage is provided should you be sued for the following:
IRC section 79 provides an exclusion for the first $ 50,000 of group - term life insurance coverage provided under a policy carried directly or indirectly by an employer.
We have completed our review, and unfortunately we are unable to provide benefits under the coverage purchased for the following reasons: Under our policy guidelines, Trip Cancellation / Interruption benefits do not cover losses due to travel arrangements cancelled by the airline, cruise line, or tour operator.
Policy provide whole coverage for health problems and whole bill payments are payed by the company.
It provides coverage by paying the difference between what is received for a total loss or theft from the standard auto insurance policy, and what is still owed on the car.
Provides coverage for special assessments due to insured damage to or liability arising out of common areas caused by a shortfall in the corporation policy.
Our search form provides you with a complete list of the policies available for your trip, and the ability to sort your results by price, coverage, or ratings.
The booking for the Trip must be the first and only booking for this travel period and destination, You are not disabled from travel at the time You pay the premium, and You must purchase this policy for the full non-refundable cost of Your Trip; 2) Suicide, attempted suicide or any intentionally self - inflicted Injury while sane or insane (in Missouri, sane only) committed by You, Traveling Companion, or Family Member whether insured or not; 3) War, invasion, acts of foreign enemies, hostilities between nations (whether declared or not), civil war (does not apply to Cancel for Work Reasons coverage); 4) Participation in any military maneuver or training exercise (does not apply to Cancel for Work Reasons coverage); 5) Piloting or learning to pilot or acting as a member of the crew of any aircraft; 6) Mental or emotional disorders, unless hospitalized; 7) Participation as a professional in athletics; 8) Being under the influence of drugs or intoxicants, unless prescribed by a Physician; 9) Commission or the attempt to commit a criminal act by You, Traveling Companion or Family Member whether insured or not; 10) Participating in bodily contact sports; skydiving; hang gliding; parachuting; any race, bungee cord jumping; speed contest; spelunking or caving; (Does not apply while on Your Trip if You purchase Sports Coverage); 11) Participating in extreme skiing or mountaineering (mountaineering below 15,000 feet is covered while on Your Trip if You purchase Sports Coverage); 12) Dental treatment except as a result of Accidental Injury to sound natural teeth; 13) Pregnancy and childbirth (except for Complications of Pregnancy or as specifically provided under Part A); 14) Traveling for the purpose of securing medical treatment.
Third Party Liability: This policy provides for legal liability coverage for the third party as well which is mandated by the law.
The policy Mr. Ashley purchased provides coverage for trip cancellation if a sickness results in medically imposed restrictions as certified by a physician at the time of loss preventing their continued participation in the trip.
If the insurance plan that is provided by a former employer provides overseas medical coverage, then the COBRA insurance policy will also offer financial protection for certain losses that may occur during travel.
And someone who dies prematurely will have paid more money for the same amount of coverage provided by a term life insurance policy.
A CT insurance policy can be purchased by corporate employers who aim to provide insurance coverage to their employees who travel overseas for business purposes.
The policies offered by such companies will provide the best coverage for different groups of people, whether they are individual travelers, family travelers, senior travelers, or backpackers.
The limits of such uninsured motorist bodily injury coverage shall be equal to the highest limits of bodily injury liability coverage for any one vehicle insured under the policy; provided, however, that (i) the limits shall not exceed one million dollars ($ 1,000,000) per person and one million dollars ($ 1,000,000) per accident regardless of whether the highest limits of bodily injury liability coverage for any one vehicle insured under the policy exceed those limits and (ii) a named insured may purchase greater or lesser limits, except that the limits shall not be less than the bodily injury liability limits required pursuant to subdivision (2) of this subsection, and in no event shall an insurer be required by this subdivision to sell uninsured motorist bodily injury coverage at limits that exceed one million dollars ($ 1,000,000) per person and one million dollars ($ 1,000,000) per accident.
Landlord policies provide property insurance coverage for physical damage to the structure of the home caused by fire, lightning, wind, hail, ice, snow or other covered perils.
If, however, your vehicle is used or operated in another state or Canadian province that requires higher liability limits than the above New York mandated limits or what is purchased, your policy will provide coverage for those limits required by such other jurisdiction.
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