Sentences with phrase «coverage takes effect»

Another way to get a better renters premium is to increase your deductible, the amount you pay on your own before your coverage takes effect.

This is the amount of loss that the policyholder is responsible for before the insurance policy coverage takes effect.

The insurer may also have a waiting period before coverage takes effect, and may charge a yearly fee.

Also, be aware that when planning whether or not to purchase travel insurance, you must wait at least 24 hours before the trip cancellation coverage takes effect.

Florida rental coverage takes effect if your belongings need to be replaced or repaired due to any type of accidental damage, including storm damage, natural disasters, thefts, faulty plumbing and many other types of accidents.

Your coverage takes effect immediately, once Farmers processes your first premium payment.

Your deductible is the amount you agree to pay out of pocket before your coverage takes effect.

Furthermore, if you answer yes to these questions, it will have huge implications upon the price and when your coverage takes effect.

Otherwise, you'll have to wait until the next open enrollment period to apply for an Obamacare plan (note that this is true regardless of whether you're enrolling through the exchange or off - exchange; plans sold outside the exchange are ACA - compliant too, and have the same limited enrollment windows; Nevada is an exception, where off - exchange plans are sold year - round, but with a 90 - day waiting period before coverage takes effect).

By working with someone directly on the phone, you can ensure that your coverage takes effect the same day while also making sure that the coverage isn't intended to take care of a loss that's already occurred.

Immediate term life insurance: MassMutual's Direct Term is available online, and coverage takes effect immediately if the application is approved.

If you think you need flood insurance, don't wait for a flood season warning on the evening news to buy a policy — there is a 30 - day waiting period before the coverage takes effect.

For example, a probationary period in health insurance is the time before coverage takes effect, usually in a employer group plan.

The premium that is charged is based on the applicant's age and gender when the coverage takes effect, as well as the amount of life insurance coverage that they are applying for.

As soon as you depart on your trip, this coverage takes effect.

If you have renters or homeowners insurance that will cover your loss, that policy would pay out before this coverage takes effect.

If you think you need flood insurance, don't wait for a flood season warning on the evening news to buy a policy — there is a 30 - day waiting period before the coverage takes effect.

By working with someone directly on the phone, you can ensure that your coverage takes effect the same day while also making sure that the coverage isn't intended to take care of a loss that's already occurred.

This coverage takes effect at the time of delivery.

All personal property should be inventoried, with photographs of the items, prior to the insurance coverage taking effect.

Not exact matches

The Kaiser Family Foundation says nearly 96 percent of companies of that size already were offering coverage before the law took effect in 2014.

Businesses providing coverage must comply with the 90 - day waiting period limit that goes into effect next year, and to taxes associated with the ACA, among other regulations, according to Marathas, who suggests businesses get professionals to help them with the law, such as a «solid broker» and a lawyer who understand and take seriously the ACA.

Amid alarmist media coverage on the predicted numbers of jobs that will be lost to the combined effects of automation, artificial intelligence, machine learning and robotics, we like to take a regular look at some of the newer...

The Obama administration's policy requiring most employers to provide free birth control coverage in their health insurance policies takes effect on Wednesday (Aug. 1)- a deadline that has sparked apocalyptic warnings from conservative activists and some faith groups.

They kept the employee coverage because they are «hopeful that legal challenges to the health care law will prevent much of it from taking effect», so that same reasoning would apply to the students health policy, but they dropped it anyway.

They were able to take Rob Gronkowski out of the game plan for the Patriots both with pressure and coverage looks, and that had a trickle down effect for the rest of the Patriots» offense.

Choose an obstetrician or health care provider Interview potential doctors Contact health insurance company about coverage Start and pregnancy and birth budget Discuss financial effects of pregnancy and baby with partner Stop smoking Stop drinking Stop using street drugs Talk to your physician about any prescription medications Drink at least 8 glasses of water every day Visit the doctor at least once per month or every 4 weeks Do not dye or perm hair Stop drinking coffee and other caffeinated beverages Exercise daily Start taking prenatal vitamins Eat foods rich in folic acid Eat iron rich foods Increase daily intake of whole grains, fruits and vegetables Nap as much as possible as fatigue is common Eat fish with low levels of mercury no more than 2 days per week Do not eat undercooked meats Do not eat unpasteurized dairy producs Do not eat cold cut deli meats Allow someone else to clean out the kitty litter, if applicable Limit exposure to chemicals Try to limit stress and tension Complete all prenatal tests — HIV, Chlamydia, Gonorrhea, Anemia, Blood Typing, Sickle Cell Anemia, Urine Screening and Rubella.

The rules taking effect Jan. 1 are intended to make it harder for health insurers to deny coverage for inpatient addiction treatment and medications used to fight addiction.

When the co-payment increase to take effect in April was announced in late 2015, Thruway officials said the change was bringing the retirees» cost of health care coverage in line with other retired state workers.

One way to keep your winter foundation in rotation is by taking a small amount of your fuller coverage foundation and mixing in a serum or light moisturizer to give it more of a tinted - moisturizer look and effect.

Whether media coverage like this regarding Mass Effect Andromeda «s will affect other AAA developers and publishers to take their time, we'll have to wait and see.

Topics to be discussed include: Court Procedure: An understanding of the civil litigation process in New Jersey as it pertains to negligence claims; Damages: Understanding the standards for, and the differences between Compensatory and Punitive Damages; Facility Maintenance: Identifying potential safety hazards related to facilities and grounds, and taking reasonable steps to address common problems; Indemnification: Identifying when the school district is responsible for the actions of its employees, and when it may disclaim coverage; Insurance Coverage Issues: Understanding what is, and is not covered under a school district's insurance policy, and understanding whether your district will be allowed to choose its attorney or be required to utilize the attorney assigned by the Insurance Company; Negligent Supervision: Examples of school district negligence liability lie within the school, on the athletic field, in the locker room, and on school trips; Sovereign Immunity: Understanding the effect of the New Jersey Torts Claims Act on negligence claims against school districts.

This coverage will take effect at the time of delivery.

Insurance exchanges, both public and private, will take effect to help insurance buyers shop for affordable coverage.

Many people feel an urgency to purchase term life coverage and have it take effect immediately when their health begins to deteriorate.

Without the early retiree health coverage that was supported through the ERRP, many early retirees might not have had any actual or affordable alternatives prior to the ACA health insurance reforms that took effect in 2014.

Prior to January 1, 2014, when guaranteed issue of insurance coverage, elimination of preexisting condition exclusions, and several other critical ACA protections took effect for individual health insurance coverage, early retirees between ages 55 and 64 often faced difficulties obtaining insurance in the individual market because of age or chronic conditions that made coverage unaffordable or inaccessible.

The only area where the two policies differ is the amount of time you must be delayed for the coverage to take effect.

We rely on pet owners to properly care for cats and dogs in order for our coverage to take effect.

Travel Protection coverages (except Pre-Departure Trip Cancellation and Post Departure Trip Interruption) will take effect on the later of 1) the date the plan payment has been received by the Policyholder; 2) the date and time you start your Covered Trip; or 3) 12:01 A.M. Standard Time on the Scheduled Departure Date of your Covered Trip.

Unlike trip cancellation insurance coverage, post-departure coverages don't take effect until you begin your trip.

Though the UStiA study suggests trip cancellation was once a more widely - known travel protection coverage, Chambers says, «many standard travel insurance plans have always included, and continue to include, a number of lesser - known post-departure coverages that take effect when you begin your trip.»

As is often the case with credit card - provided insurance, you'll need to use your Platinum Card ® from American Express to pay for the entire fare for this coverage to take effect.

The new regulation is drafted in line with China's Energy Conservation Law, which took effect on April 1 and has received good coverage by China Environmental Law Blog.

The algorithms implemented ensure a correct propagation of the uncertainty information and generate an additional uncertainty component taking into account the effects of incomplete sampling (e.g. due to cloud coverage).

September: Several important provisions began to take effect, such as tax credits for 4 million of the smallest business, an end to lifetime limits for essential services on new plans, and a requirement that dependent children can extend coverage on their parents» plans up to the age of 26.

For your uninsured motorist coverage to take effect, you'll need to inform your insurance company immediately after the accident.

This policy is restricted to those whose coverage hasn't yet taken effect.

If the child is 19 or older, the insurer may exclude coverage of pre-existing conditions for a period of time, as allowed by existing state and federal law, until the prohibition on preexisting condition exclusions takes effect in 2014.

Flood insurance coverage must be purchased separately to cover flooding events, and takes 30 days to go into effect.