Sentences with phrase «coverage than the state minimum»

Depending on your vehicle's worth, your lifestyle, and other factors, you'll likely want more coverage than the state minimum requirement.

Our analysis was based on a thirty year old single male driver for a policy with slightly wider coverage than the state minimum requirements.

This is true for all of the coverages, shoppers are just unable to go any lower on the required coverages than the state minimums.

Not exact matches

In every city, the cost of getting full coverage was more than double the cost of basic, state minimum coverage.

The amount of coverage we opted for gave our driver bit more than what is required of state minimums.

You'll likely want to find much greater coverage than this, as most states require more for just minimum coverage.

@BrianHall: To be clear, the numbers you give are in line with many state minimums for liability coverage, but most car insurance companies do push higher coverage limits (commonly 250K / 500K / 100K for per person / per incident person cap / per incident property damage), and the incremental cost of the higher coverage is often much less than the cost of the basic coverage (it's not paid out often, and electing it demonstrates responsibility, which they like in their insured).

Commercial vehicles must also carry a minimum amount of liability coverage, which is established by state regulations and the Federal Motor Carrier Safety Administration (FMCSA) and is higher than for personal vehicles.

Also, if the person who hit you has the state minimum limits of $ 25,000 but your medical bills and / or your injuries are worth much more than that, you can seek compensation from your underinsured motorist coverage.

Most experts recommend purchasing more than the minimum; however, you need at least enough coverage to cover your assets, and purchasing the state minimum is generally only enough to keep you driving legally.

But it's often wise to purchase more than your state's minimum coverage to be adequately protected.

However, leasing companies typically require you to purchase a more expensive plan than one with only the minimum coverage requirements in your state.

If you choose to buy liability coverage that is higher than the state minimum of 25/50/25 — a good idea, we think — you no longer have the option of declining uninsured and underinsured motorist bodily injury coverage.

Many individuals in the United States have health coverage today that is already recognized as minimum essential coverage and will not need to do anything more than continue the coverage that they have.

If you want the minimum coverage required by your state, your quote will be less expensive than it would be if you wanted higher limits of liability with added comprehensive and collision coverage.

The more coverage you have the less likely you are to run into this issue, which is why most agents recommend liability limits at least one step higher than the minimum required to be legal in your state.

If you go with just the state minimum property damage coverage of $ 25,000 and hit a car and it costs more than $ 25,000 to fix it, you're on the hook for the rest of the bill.

But what if you want more than the state minimum coverage, and still want to save money?

Additional coverage types and higher coverage amounts provide more protection than the state's minimum requirements, which may or may not be enough to cover the full costs of an accident.

In most states, minimum insurance laws require that drivers only purchase liability coverage, rather than a more comprehensive policy.

Of course many drivers in Kentucky elect to carry more than the state minimum car insurance level of coverage and our attorneys highly recommend that you do the same.

But without knowing the state's minimum coverage levels for car insurance, you could be exposed to more calamity than you bargained for.

Her best quote for 30/60/25 state minimum coverage: $ 44 per month when she pays her premiums up front (that's cheaper than paying month to month, which often includes a down payment plus installment fees).

While auto insurance is required by law in New York state with minimums of 25/50/10 (which means $ 25,000 bodily injury coverage, $ 50,000 death coverage, and $ 10,000 property damage coverage), you'll quickly find that you might need more than just these minimums if you plan on driving in Buffalo.

(Three notes: The minimums required still vary by state and we didn't include New Hampshire, because even though it doesn't mandate insurance, you have to buy more than just liability coverage if you choose to buy insurance.

The amount of coverage we opted for gave our driver bit more than what is required of state minimums.

The state of Nevada has increasing medical costs so carrying more than the minimum coverage is always good idea.

You may want to get a little more coverage than the minimum required by law (which varies by state), but you probably don't need that extensive strategy the firm is trying to sell you.

The set limit for insurance in MI is 20,000 / 40,000 / 10,000 and although that is the minimum drivers in the state normally get more than the minimum coverage since Michigan can have severe weather during the winter season.

Minimum coverage limits and your deductibles — you may be required to carry higher limits than state minimum cMinimum coverage limits and your deductibles — you may be required to carry higher limits than state minimum cminimum coverage

It is better to have the state minimum coverage than to have no insurance at all.

In many States, when an issuer calculates the group's minimum participation rate, the issuer includes employees who enroll in coverage through sources other than the group health plan being insured.

Many companies opt for more than state - minimum coverage.

Many drivers in the state choose to carry more than the minimum levels of liability coverage, because more serious car accidents can result in damages far exceeding the state - mandated coverage thresholds.

The amount of coverage we gave the driver was also a bit better than state minimums.

The state of Hawaii advises that its residents carry more than minimum coverage to pay for damages as the costs of doctor's bills and repairs can surpass the minimum liability mandated by the state.

Minimum coverage requirements vary by state; maximums depend on what the insurance company is willing to offer, which is usually no more than $ 25,000.

Here's why you don't want to skimp on liability to pinch a few pennies: The cost of a car accident can be much higher than what your insurance will pay out if you have only the minimum coverage mandated by state law.

More Than the Minimum Your inclination might be to get the minimum insurance coverage required by law in yourMinimum Your inclination might be to get the minimum insurance coverage required by law in yourminimum insurance coverage required by law in your state.

You'll see in the chart below that hiking your coverage to liability limits of $ 50,000 per person ($ 100,000 per accident), and $ 50,000 for property damage costs less than the lower state minimum limits.

The state of Nevada has minimum requirements for coverage, but many drivers choose to include more than the minimum for liability insurance because so many accidents end up costing mush more than what state - minimum coverage can pay for.

You'll see below that hiking your coverage to liability limits of $ 50,000 per person ($ 100,000 per accident), and $ 50,000 for property damage costs less than the lower state minimum limits.That's because in some instances insurance companies take into account the amount of coverage you had prior to buying or renewing your policy.

If you are driving in a state that requires lower liability limits than your home state (like the reverse of the scenario just mentioned), your insurance policy will not decrease to meet that state minimum but rather provide the maximum coverage on your policy even if it is more than what the state you're visiting requires.

GEICO knew what the minimums were in my state and the dropdown to choose my coverage level didn't offer me less than that.

The term «minimum limit» means that the state establishes a certain amount of coverage that drivers are required to carry and no one is allowed to carry less than that.

Definitely consider buying more than the state auto insurance coverage requirement minimum to protect your assets, such as your home and savings.

While it isn't needed for drivers in the state or Arkansas to carry more than the minimum coverage, it is generally recommended that Arkansas residents also carry collision and comprehensive cover particularly if they are driving a newer vehicle.

All states, other than Virginia, require resident drivers to have a minimum amount of vehicle insurance coverage (known as compulsory insurance).

But these minimums represent much coverage than most drivers in Breckenridge and across the state choose to carry on their vehicles.

And while drivers must have liability car insurance with minimum required limits in almost every state, it's often a good idea for drivers to purchase more coverage than the law requires.