Sentences with phrase «coverage under the policy as»

The second named insured has the same coverage under the policy as the named insured.

Not exact matches

Topics to be discussed include: Court Procedure: An understanding of the civil litigation process in New Jersey as it pertains to negligence claims; Damages: Understanding the standards for, and the differences between Compensatory and Punitive Damages; Facility Maintenance: Identifying potential safety hazards related to facilities and grounds, and taking reasonable steps to address common problems; Indemnification: Identifying when the school district is responsible for the actions of its employees, and when it may disclaim coverage; Insurance Coverage Issues: Understanding what is, and is not covered under a school district's insurance policy, and understanding whether your district will be allowed to choose its attorney or be required to utilize the attorney assigned by the Insurance Company; Negligent Supervision: Examples of school district negligence liability lie within the school, on the athletic field, in the locker room, and on school trips; Sovereign Immunity: Understanding the effect of the New Jersey Torts Claims Act on negligence claims against school districts.

Most condo insurance policies have limits on how much coverage you can purchase under certain categories such as electronics, jewelry and art.

Choose your own coverage period as there are multiple Policy Term options available under the product.

If the property is excluded under the policy or has a sublimit, such as a ten foot high stack of cash, you might have difficulty with coverage but any property you could expect to be covered under the policy would fall under this water backup renters insurance coverage, subject to the remainder of the endorsement.

As a result, it is often unclear how much your term life insurance rates will be, how long you are covered under a policy, and the amount of insurance coverage you need.

Gerber's whole life insurance policies also can be purchased without undergoing a medical exam, so long as you are under 51 and are seeking less than $ 100,000 in coverage.

Policies sometimes have limits for how much coverage can be included under certain categories such as electronics, jewelry and artwork, so if the value of your property greatly exceeds these limits, you may want to purchase additional riders so that you are fully covered.

That's one of the benefits of having renters insurance in Montgomery County; The Maryland renters insurance company is required as part of the policy to defend you against claims and suits which could result in a claim under your liability coverage being paid.

Given your father gave you the juicer and his father gave it to him, that means you won't get very much at all under an actual cash value policy, also known as depreciated loss coverage.

We insure off - road bikes and dirt bikes under our motorcycle insurance policies, so you'll get all of the same coverages as you would if you were insuring a traditional motorcycle.

Since liability coverage extends to your children as well as yourself, and the acts of children under thirteen are presumed to be negligent (and therefore covered) even if they were intentional, you don't have to pay for the defense costs or for the settlement — your policy would take care of both in a situation like that.

As we noted about, our insurance experts are on salary, so they're willing to take the time to get the right policy for you and to answer all of your questions — they're not under sales pressure, their entire job is to help educate you about the coverage and how it meshes with your needs, and to get you the correct policy to meet those needs.

Expensive collectables and valuables such as jewelry may not be covered under a basic renters policy and may require additional coverage.

In short, it's good to shop around on price — but to make a true comparison, be sure you understand the types of coverage available to you, as well as the deductibles and limits that apply under each policy you're considering.

If you list them as additional insured, they're insured under the policy and likely not eligible to make a claim against your liability coverage.

If it's a more serious injury, such as from a venomous pet, you could likely find coverage under the liability section of the policy.

If you're cooking dinner and turn away to answer the phone, and there's a fire as a result, you would expect to have coverage under all parts of the policy.

If you're under their policy, you're out of luck as well because that intentional act which caused the loss excludes coverage for all insureds.

Most home warranty companies also offer additional coverage for an extra charge, such as protection for your swimming pool (which would get treated differently under your home insurance policy) or hot tub.

For their non-med term policy, you can get coverage anywhere from $ 50,000 — $ 400,000 as long as you're under the age of 55.

It is, of course, an excellent idea to have supporting documentation such as receipts, appraisals, and pictures as a best practice, but the coverage is there under the policy.

On the other hand, claims made under the comprehensive coverage of your policy, such as windshield damage from rocks or other airborne objects, do not impact premiums.

Believe it or not but damage caused by intentional acts — such as vandalism or a criminal act — or often excluded from coverage under a homeowner's insurance policy.

Full Membership — $ 95 annual membership fee includes one dog, insurance coverage as a volunteer under the C.A.T. blanket liability policy, one C.A.T. t - shirt and one dog bandana.

One of the companies we spoke with — State Farm — said that if you have «appraised» animals, such as show dogs or pedigreed breeder stock, you can obtain coverage under the «Personal Articles» portion of a homeowner's policy, but indicated that, in general, pets were not covered.

In both cases courts held that coverage under the Fund Transfer Fraud policy was denied as the victim knew or consented to the instructions given to its bank... [more]

Brown & Musslewhite knows the law and knows how to search for available insurance policies such as Uninsured / Under - Insured Motorist and Personal Injury Projection coverage to compensate you.

Well, if your policy does not include uninsured (UM) or under - insured (UIM) coverage or your insurer did not properly offer it to you as required by state law then you WOULD NOT be covered for that certain TYPE of auto accident.

[2] The contractor argued that the damage to the windows arose as a result of unforeseen environmental conditions at the construction site (e.g., the airborne debris from the stone cutting machines) and was therefore an «occurrence» under the Policy triggering coverage.

As well you would not have E&O coverage under your LAWPRO policy, pursuant to the territoriality exclusion.

As a result, coverage was shown under that policy.

As framed by the Court of Appeal for Ontario, there were three issues presented on the appeal: (1) whether the appellant, as a former employee of Pitney Bowes, was entitled to coverage under the Manulife Policy; (2) whether the appellant submitted a timely proof of claim; and (3) whether the one - year contractual limitation period in the policy barred the appellant's claiAs framed by the Court of Appeal for Ontario, there were three issues presented on the appeal: (1) whether the appellant, as a former employee of Pitney Bowes, was entitled to coverage under the Manulife Policy; (2) whether the appellant submitted a timely proof of claim; and (3) whether the one - year contractual limitation period in the policy barred the appellant's claias a former employee of Pitney Bowes, was entitled to coverage under the Manulife Policy; (2) whether the appellant submitted a timely proof of claim; and (3) whether the one - year contractual limitation period in the policy barred the appellant's Policy; (2) whether the appellant submitted a timely proof of claim; and (3) whether the one - year contractual limitation period in the policy barred the appellant's policy barred the appellant's claim.

The motion judge held that the provision in the policy limiting coverage to claims made within one year of the loss did not override the statutory two - year limitation period set out in s. 4 of the Limitations Act, 2002, S.O. 2002, c. 24 lacked specificity to override the statutory limitation period and that in any event, the contract of insurance was not a «business agreement» as required under s. 22 (5) of the Limitations Act, 2002.

As well you would not have E&O coverage under (for Ontario lawyers) your LAWPRO policy, pursuant to the territoriality exclusion.

The coverage does this by treating a «dishonest, fraudulent, criminal or malicious» act of either the insured or of others for whose actions the insured might be liable (for example, under the doctrine of vicarious liability) as an «error, omission or negligent act» as described in the policy.

When an insured defaults on his / her obligation to remit payment of a premium, and the policy lapses as a result, the policy may acquire a paid up value such that the face amount of coverage under the policy is reduced in proportion with the number and amount of premiums paid until the date of default.

The insurance policy provided coverage to the hospital and its employees for third party claims for «personal injury», which the insurance policy defined broadly as including invasion or violation of privacy, but only for liability «arising from the operations of» the hospital and only for employees «while acting under the direction of» the hospital.

Any average person applying for this additional insurance coverage would understand a «policy of insurance» to mean an optional, private insurance contract and not a mandatory statutory scheme such as the CPP; so future CPP disability benefits do not reduce the amount payable by the insurer under the endorsement.

Business Development: Brokering various business dealings that further the diversification of Indian economies Developing and accessing commercial financial programs and services for tribal governments, including tax - exempt offerings and federally - guaranteed housing loans Serving as issuer or underwriter's counsel in tribal bond issuances Ensuring tribal compliance with Bank Secrecy Act and other federal financial regulatory requirements Handling federal and state income, excise, B&O, property and other tax matters for tribes and tribal businesses Chartering tribal business enterprises under tribal, state and federal law Registering and protecting tribal trademarks and copyrights Negotiating franchise agreements for restaurants and retail stores on Indian reservations Custom - tailoring construction contracts for tribes and general contractors Helping secure federal SBA 8 (a) and other contracting preferences for Indian - owned businesses Facilitating contractual relations between tribes and tribal casinos, and gaming vendors Building tribal workers» compensation and self - insurance programs Government Relations: Handling state and federal regulatory matters in the areas of tribal gaming, environmental and cultural resources, workers» compensation, taxation, health care and education Negotiating tribal - state gaming compacts and fuel and cigarette compacts, and inter-local land use and law enforcement agreements Advocacy before the Washington State Gambling Commission, Washington Indian Gaming Association and National Indian Gaming Commission Preparing tribal codes and regulations, including tribal court, commercial, gaming, taxation, energy development, environmental and cultural resources protection, labor & employment, and workers» compensation laws Developing employee handbooks, manuals and personnel policies Advocacy in areas of treaty rights, gaming, jurisdiction, taxation, environmental and cultural resource protection Brokering fee - to - trust and related real estate and jurisdictional transactions Litigation & Appellate Services: Handling complex Indian law litigation, including commercial, labor & employment, tax, land use, treaty rights, natural and cultural resource matters Litigating tribal trust mismanagement claims against the United States, and evaluating tribal and individual property claims under the Indian Claims Limitation Act Defending tribes and tribal insureds from tort claims brought against them in tribal, state and federal courts, including defense tenders pursuant to the Federal Tort Claims Act Assisting tribal insureds in insurance coverage negotiations, and litigation Representing individual tribal members in tribal and state civil and criminal proceedings, including BIA prosecutions and Indian probate proceedings Assisting tribal governments with tribal, state and federal court appeals, including the preparation of amicus curiae briefs Our Indian law & gaming attorneys collaborate to publish the quarterly «Indian Legal Advisor ``, designed to provide Indian Country valuable information about legal and political developments affecting tribal rights.

Example # 3: There is no coverage under the program policy for what is typically viewed in the insurance world as education liability or media liability.

Obtaining coverage on summary judgment for a utility as an «additional insured» under a contractor's general liability policy in connection with underlying wrongful death claims.

As previously discussed, if you are entitled to receive Part 7 Benefits under your policy of insurance and don't pursue these a Defendant who is responsible for injuring you in a BC Motor Vehicle Collision can reduce the amount of damages that they have to pay you by the amount of benefits you should have received from your own insurance coverage.

Bernard LLP» coverage work includes enforcement, as well as maintaining denials of first part property and third party liability coverage, under CGL, builders risk, life and disability, excess auto and homeowners insurance policies.

These large and complex construction defect suits often involve multiple parties in which issues of code violations, negligence, breach of contract and fraud are at issue, as well as insurance coverage claims under GL policies.

As mentioned above, an umbrella policy expands the coverage afforded under your auto liability policy and your homeowner's liability policy.

This new law requires every Maryland insurance company to offer an insured liability coverage for personal injury claims made by family members in the same amount as the liability coverage for claims by a non-family member under the insurance policy.

If one of your lawyers is properly admitted in a foreign jurisdiction and doing work involving the laws of that jurisdiction, arrange your own coverage for that work, as it will not be covered under the LAWPRO policy.

As a resident of B.C., there was also up to a million in coverage under my wife's auto policy known as «underinsured motorist protection.&raquAs a resident of B.C., there was also up to a million in coverage under my wife's auto policy known as «underinsured motorist protection.&raquas «underinsured motorist protection.»

(ii) If the authorization was obtained as a condition of obtaining insurance coverage, other law provides the insurer with the right to contest a claim under the policy.