Sentences with phrase «coverages as riders»

It is good practice to ask about these coverages as riders instead of just purchasing them separately.

It is good practice to ask about these coverages as riders instead of just purchasing them separately.

Many insurers offer a form of LTC coverage as a rider for an additional premium.

You may be able to add renters earthquake coverage as a rider to your policy if you live in an affected area, or you may have to purchase a separate catastrophic insurance policy.

The most direct way is to simply add personal effects coverage as a rider or coverage endorsement on the comprehensive portion of your commercial insurance policy.

Look into medical costs coverage as a rider on your homeowners insurance.

You can add hurricane coverage as a rider to some policies for an extra cost.

If you are concerned about the need to cancel coverage, then you may purchase trip cancellation coverage as a rider on some plans or purchase a stand - alone trip cancellation plan to cover your accident / sickness and trip cancellation needs in one.

Not exact matches

Then get it insured, either as part of your homeowners or renters coverage (you may need a separate rider) or a separate policy.

A set amount of coverage is included as part of your group life insurance policy, similar to a rider.

Riders are useful as they allow you to tailor your life insurance policy and gain certain benefits that aren't available with the standard coverage.

Take the money you'll save on the shorter coverage period and buy a shorter waiting period, benefit for home care (as many policies pay out only 50 cents on the dollar for long - term - care at home), and compound - inflation protection riders.

He narrates their world as if explaining a dreamscape, complemented with unprecedented, action - packed coverage of the riders in their element.

The coverage provided by the rider can be converted to a permanent policy as long as a plan of insurance is available at the additional insured's current age.

Riders considering this optional coverage should make sure they don't already have these benefits by any other means, such as a AAA membership.

In addition, there is a long list of optional coverages, such as comprehensive and collision insurance, that are available for riders to purchase.

We gathered quotes for a 45 - year - old male rider in Ohio for a policy that included bodily injury protection ($ 50,000 per person and $ 100,000 per accident) and personal property damage coverage ($ 25,000), as well as $ 500 deductibles for collision and comprehensive coverages.

Instead, you can obtain this coverage as a «rider,» or add - on, to your own coverage.

Policies sometimes have limits for how much coverage can be included under certain categories such as electronics, jewelry and artwork, so if the value of your property greatly exceeds these limits, you may want to purchase additional riders so that you are fully covered.

Instead, you may have to add additional coverage as an optional rider to your policy, or purchase coverage from a third - party insurer.

A set amount of coverage is included as part of your group life insurance policy, similar to a rider.

Riders are useful as they allow you to tailor your life insurance policy and gain certain benefits that aren't available with the standard coverage.

Other topics include credit car rental car coverage, how to add «riders» to policies, the privacy implications of «pay - as - you - drive» insurance, increased FDIC deposit insurance, rental insurance and news of a new insurance web site created by Consumer Action.

Unusually expensive items, such as fine jewelry or an art collection, may require the renter to purchase additional coverage, called a rider or floater.

The coverage limits for an additional insured rider vary by insurer, but will typically have a minimum and maximum dollar amount (such as $ 50,000 to $ 500,000 of coverage).

Medical payments claims can be filed no matter who is at fault for an accident and act as supplemental coverage if a rider meets their health insurance coverage limit.

Permanent life insurance policies can include provisions, sometimes referred to as «riders,» that allow the insured to essentially increase his or her coverage over their lifetime.

For mortgage protection insurance, these forms of additional coverage are added on to policies and are known as living benefit riders.

The reason for high home insurance costs can be house location (e.g. with history of flooding), house age and the last house upgrade date (e.g. old house elements such as roof can drive up costs), house components (from plumbing and wiring to building structure), level of insurance coverage, size of deductibles, additional riders (e.g. extra coverage for jewelries such as wedding / engagement ring) etc — all that can drive additional costs.

The face value does not always equal the death benefit, particularly when you are dealing with permanent coverage, such as whole life insurance, that has accompanying riders such as PUA riders and term riders and also has life insurance dividends that can increase the death benefit.

These dividends can be taken as cash, used to pay future premiums, or to purchase additional coverage using the paid up additions rider.

Sewage backup: That option is often not covered in many policies but rather offered as an optional coverage (also called insurance rider).

Another type of additional coverage is often referred to as a floater or rider.

As an additional bonus to this plan, you can also add several riders that can provide life insurance coverage.

Primerica also offers several riders which act as add - ons to their term coverage, allowing you to customize a policy to your financial situation, though each rider will typically increase your premiums by a small amount.

Your Virginia homeowners insurance doesn't cover flooding or earthquakes, but coverage for special catastrophes like these can be purchased separately, or as a rider to your current policy.

Full coverage can also include adding additional riders such as Uninsured / Underinsured motorist which is when the other driver is at fault but does not currently have automobile insurance.

Renters insurance jewelry riders offer coverage for jewelry in excess of the limit written into the policy, but there are additional benefits as well.

Transamerica's accidental death coverage can be bought as a standalone policy or as a rider to an existing policy.

The Trendsetter Super Series includes the option for an accelerated death benefit if you have over $ 50,000 in coverage, but you can add this feature as a rider for smaller policies.

This coverage is available to employees, as well as to their spouses and to their children (the children are covered by a term insurance rider).

Truth: Life insurance coverage is never wasted as it protects you against risk, but you can get a return of premium rider (if your policy does not automatically have this feature).

The life insurance companies also offer solutions such as chronic illness riders AND long term care riders, which allow a portion of the policy death benefit to be used for long term care costs while also preserving a portion of the death benefit coverage.

This is a great optional rider to add to life insurance for children as it will provide them the ability to increase coverage down the road, even if they have developed some sort of condition that would typically make them ineligible for coverage.

Not included in comprehensive policies, but it can be added as extra coverage (also known as a «rider» or an «add - on»).

This coverage is sometimes included as a rider on your vehicle insurance policy.

Trailer insurance, whether included as part of your car, truck, boat, or ATV policy or purchased as a separate rider, will offer a few different types of coverage options.

Although some pet insurance companies offer wellness care coverage, usually as an add - on rider to their accident and illness policy, the main reason to purchase health insurance for your pet is to cover the unexpected and potentially expensive events that happen.

Typically, terminal life coverage is added as a rider to standard life insurance policies and the cost is generally minimal if the policy holder has yet to be diagnosed with a terminal illness.

This rider can provide an additional amount of death benefit coverage to the policy beneficiary if the insured dies due to accidental injuries that occur while he or she is riding as a fare - paying passenger on a common carrier, such as an airplane, a bus, or a train.