It was still night, at least an hour before sunrise, but the darkness was already lifting, enough to reveal a sky
covered by heavy rain clouds and, beyond the light strip of beach, a sea that looked like a Pekingese dog.
Not exact matches
What's in a typical policy: Flood insurance
covers direct physical losses
by flood and losses resulting from flood - related erosion caused
by heavy or prolonged
rain, coastal storm surge, snow melt, blocked storm drainage systems, levee dam failure or other similar causes.
Indeed, over 40 percent of homeowners think that standard homeowners insurance
covers flood damage caused
by heavy rain, according to the Insurance Information Institute (I.I.I.).
They won't
cover water damage caused
by heavy rain or overflowing rivers.
Laos, Vietnam and Cambodia are epitomised
by contrast: modern cities with technology, to the seemingly untouched ethnic hill people who weave for a living;
heavy rains to temperate climate; large areas
covered by mountains to vast plains with large lakes and rivers.
Flood insurance
covers direct physical losses
by flood and losses resulting from flood - related erosion caused
by heavy or prolonged
rain, coastal storm surge, snow melt, blocked storm drainage systems, levee dam failure or other similar causes.
The NFIP, operated
by the Federal Emergency Management Agency, works with more than 90 private insurance carriers to provide flood insurance to
cover damage that results from flash floods, hurricanes, winter storms or
heavy rains.
However, damages caused
by heavy rain or rising water from a nearby river or stream will not be
covered on a regular renters insurance policy.
Your policy does not
cover mudslide damage, even if the damage was caused
by heavy rains and flooding.