Sentences with phrase «covered by other policies»

Some risks may be covered by other policies.

An umbrella insurance policy is a policy designed to extend your liability coverage, along with helping cover events that may not be covered by other policies.

Umbrella insurance refers to liability insurance that is in excess of specified other policies and also potentially primary insurance for losses not covered by the other policies.

Surprisingly many people don't get Michigan renters insurance, thinking it is too expensive or that their possessions are covered by other policies, such as those held by their landlord or by the renters parents.

Umbrella Coverage Umbrella insurance provides broad coverage and protects against major claims, such as lawsuits that may not be covered by other policies.

Some risks may be covered by other policies.

Not exact matches

He's endorsed policies like direct drug price negotiation in Medicare (usually a Democratic wish list item that's despised by drug makers) while simultaneously promising to slash other regulations on the biopharma industry; he famously promised «insurance for everybody» yet ostensibly supports benefit cuts and a rollback of the Medicaid expansion, which has covered millions of the poorest Americans.

Important factors that could cause our actual results and financial condition to differ materially from those indicated in the forward - looking statements include, among others, the following: our ability to successfully and profitably market our products and services; the acceptance of our products and services by patients and healthcare providers; our ability to meet demand for our products and services; the willingness of health insurance companies and other payers to cover Cologuard and adequately reimburse us for our performance of the Cologuard test; the amount and nature of competition from other cancer screening and diagnostic products and services; the effects of the adoption, modification or repeal of any healthcare reform law, rule, order, interpretation or policy; the effects of changes in pricing, coverage and reimbursement for our products and services, including without limitation as a result of the Protecting Access to Medicare Act of 2014; recommendations, guidelines and quality metrics issued by various organizations such as the U.S. Preventive Services Task Force, the American Cancer Society, and the National Committee for Quality Assurance regarding cancer screening or our products and services; our ability to successfully develop new products and services; our success establishing and maintaining collaborative, licensing and supplier arrangements; our ability to maintain regulatory approvals and comply with applicable regulations; and the other risks and uncertainties described in the Risk Factors and in Management's Discussion and Analysis of Financial Condition and Results of Operations sections of our most recently filed Annual Report on Form 10 - K and our subsequently filed Quarterly Reports on Form 10 - Q.

In other words, the entire mortgage value is covered by the insurance policy.

This area covers the impact of regulatory and other policies, such as taxes and subsidies and competition policy, on specific economic sectors (except those covered by the Institute's natural resources or financial services research), on consumers, and on the overall state of competition in Canada.

If you provide your Facebook or other third - party account credentials to, you understand some content and / or information in those accounts («Third Party Account Information») may be transmitted into your account with us, and that Third Party Account Information transmitted to our Services is covered by this Privacy Policy; for example, when you log in to our Services using your Facebook Messenger account, we may receive your personal information associated with that account, such as your Facebook pages.

Investment professionals who have long relied on Bloomberg for its suite of financial data and analytics now have access to research from Glass Lewis on matters not well covered by traditional investment research: accounting policies, financial statement transparency, corporate governance, litigation and regulatory developments, related - party transactions, executive compensation and board of director independence and quality, among others.

These companies are strictly bound by our privacy policy covered below, as well as by all other conventions and business practices of Thornton Winery concerning user information and data from online sources.

Examples of other policies to be considered include Workers» Compensation if required by state law; Property insurance to cover buildings and contents against loss due to fire, wind, theft, vandalism, etc.; Equipment insurance to cover equipment that may move from location to location; and Auto insurance if vehicles are owned.

For each interest disclosed to the President of the Board of Directors, the Chair will determine whether to: (a) take no action; (b) assure full disclosure to the Board of Directors and other individuals covered by this policy; (c) ask the person to recuse him / herself from participation in related discussions or decisions within the association; (d) ask the person to resign from his or her position in the association; (e) if resignation is refused, to initiate procedures for removal of that person from that position.

Board Members covered by this policy will disclose their interests that could give rise to conflicts of interest, such as a list of family members, substantial business or investment holdings, and other transactions or affiliations with businesses and other organizations or those of family members.

It should all be covered by the other driver's Allstate policy.

If you have other exposures you need to work with your agent, so that they can be covered by endorsement or a separate policy.

Homeowners insurance policies can provide coverage for damage to your home's physical structure (Dwelling coverage); damage to other structures like a garage or shed (Other Structures coverage); your personal belongings — whether in your home or elsewhere (Personal Property coverage); additional living expenses if necessary in the event of a covered loss (Loss of Use coverage); and your personal liability in the event someone is injured or their property is damaged by you or a family member (Liability coverother structures like a garage or shed (Other Structures coverage); your personal belongings — whether in your home or elsewhere (Personal Property coverage); additional living expenses if necessary in the event of a covered loss (Loss of Use coverage); and your personal liability in the event someone is injured or their property is damaged by you or a family member (Liability coverOther Structures coverage); your personal belongings — whether in your home or elsewhere (Personal Property coverage); additional living expenses if necessary in the event of a covered loss (Loss of Use coverage); and your personal liability in the event someone is injured or their property is damaged by you or a family member (Liability coverage).

This is supplemental coverage not otherwise covered by another insurance policy (for example, cell phone insurance programs, or your home owner's, renter's, automobile, or employer's insurance policies) and may be applied after all other insurance.

That means they can't be on an insurance policy as a named insured or additional named insured, so the policy protects them by default because there's really no other practical way to cover them since your five year old can't exactly get their own policy.

There are many other perils covered by the policy as well, and you get replacement cost coverage that allows you to purchase a replacement item at retail rather than having to make up the often significant difference between retail price and the actual cash value that some policies provide.

Even if you do not think a fire like the one of 1871 is likely to happen again, there are 14 other types of losses that are covered by a Chicago renters insurance policy.

But the list of other people who can be covered by the policy may surprise you.

Whether or not other riders are covered by your motorcycle insurance depends entirely on your policy and your provider.

As difficult as the experience would be, a life insurance policy on your child can make it a little easier by providing the funds to cover these and other expenses.

By far the most common way to acquire personal liability insurance is as part of a renters insurance policy, because it's bundled with other coverage you need and because it's comparatively difficult to find a policy that just covers your liability.

The personal property losses would have been covered by the other tenants» renters insurance and possibly subrogated against the liable tenant's policy.

An individual policy provides coverage for your personal possessions and for any structural elements not covered by the master policy if you are the victim of fire, theft or other disaster listed in your policy.

Fortunately, tuition insurance provides a refund to families for both tuition and other academic expenses when students unexpectedly are forced to leave school for a reason covered by their policy.»

Depending on the policy, covered perils can include: fire or lightning; windstorm or hail; an explosion; riot or civil commotion; damaged caused by aircraft; damage caused by vehicles; smoke; vandalism or malicious mischief; theft; volcanic eruption; falling objects; weight of ice, snow or sleet; accidental overflow of water from within a plumbing, heating air conditioning or automatic fire protection system; sudden and accidental tearing apart, cracking, burning or bulging of a steam system, heating system, air conditioning or automatic fire protection system; freezing of plumbing and other systems; and damages from artificially generated electrical currents.

Dwelling coverage is the part of a standard home insurance policy that typically pays when your home is damaged by hail, wind, fire, and other covered perils.

A hazard insurance policy will replace items that are damaged by fire, wind, flood, or other covered events.

The other reason the coverage is so important is that it provides for a defense against claims that would be covered by the policy.

But otherwise, your policy covers you against theft on vacation and all of the other risks contemplated by the policy generally without regard to where you are.

Your Henderson, NV renters insurance policy covers «up to $ 1,000 per occurrence for property damage to property of others caused by an insured.»

Loss of Use (or Coverage D) is the portion of a standard home insurance policy that protects you in the event that your home is destroyed or damaged by a covered peril and you must seek other living arrangements while repairs are made.

There are other items that are automatically covered by every homeowner's insurance policy, including the costs involved in defending a claim, damage to the property of others, and first aid when a third party is injured.

Liability Coverage Liability insurance provides extra protection above what is covered by other insurance policies.

An umbrella insurance policy also pays some claims not covered by your home, auto, or other underlying insurance.

Good news is - under most standard home insurance policys - sheds, garages and other detached structures on your property are covered against damage caused by wind / hail / fire.

With the safe bucket covered and generating passive, tax advantaged income, they then have the freedom to entertain opportunities such as real estate, business start ups, private lending and other lucrative opportunities by borrowing money at favorable rates, often from the mutual insurance companies general account using their policy cash value as collateral, or shopping the rate to other financial institutions to see who is most competitive.

This is supplemental coverage not otherwise covered by another insurance policy (for example, cell phone insurance programs, or your homeowner's, renter's, automobile, or employer's insurance policies) and may be applied after all other insurance.

What's in a typical policy: Flood insurance covers direct physical losses by flood and losses resulting from flood - related erosion caused by heavy or prolonged rain, coastal storm surge, snow melt, blocked storm drainage systems, levee dam failure or other similar causes.

the change in corporate policy may get covered in the media or brought up in other discussions by animal advocates

I acknowledge and understand that as a volunteer of Furry Friends, I am not covered by workers» compensation or any other insurance policy through Furry Friends for any damages or injuries I may sustain during volunteer activities.

Damage and / or theft by any person other than anyone staying at the property if the theft is substantiated by a police report (please note, this does not cover your personal property... please check your homeowners» policy)

The law also requires an insurer to protect the confidentiality of a person covered under an insurance policy when that person delivers to the insurer a valid order of protection against the policyholder or other person covered by the policy.

In relation to personal information collected relating to Dubai which does not have existing data protection legislation, such data is covered by the Privacy Policy and other procedures which are designed to ensure an adequate level of protection.

On the other hand, any illnesses you may get on the road (except for sexually transmitted diseases) are usually covered by your travel policy.