Sentences with phrase «covered by the motorist»

Not exact matches

The following is covered by Uninsured / Underinsured Motorist insurance:
A type of uninsured / underinsured motorist coverage in which policyholders can «stack,» or combine the limits of the uninsured / underinsured motorist coverage they purchase for each of their insured vehicles to help cover the cost of damage from an accident caused by an uninsured or underinsured driver.
If you drive a vehicle valued at $ 50,000, for example, and you are hit by a driver whose insurance provides coverage up to $ 25,000 in damages, your uninsured or underinsured motorist coverage would cover the difference, up to the limits of liability in your policy.
Your uninsured motorist (UM) coverage is intended to provide a financial safety net when you or another person covered by your car insurance policy is injured by an uninsured driver who is at fault.
One of the best things you can do to prepare for a car accident is to make sure you are covered by uninsured motorist coverage.
Your underinsured motorist (UIM) coverage will provide protection when you or another person covered by your car insurance policy is injured by an underinsured driver who is at fault.
For example, if you were seriously harmed in a car crash caused by a reckless motorist, the amount of compensation you receive from personal injury protection (PIP) benefits may not be enough to cover the cost of your medical bills, lost wages, and other damages.
If you are hit by a motorist carrying minimal insurance while cycling, his or her car insurance may not cover the cost of your injuries.
If you are covered by an ICBC Basic Autoplan, you already have unidentified and uninsured motorist protection.
If you are struck as a pedestrian by an uninsured, underinsured or even a hit - and - run driver, and you maintain a policy of uninsured motorist coverage, you might be covered and eligible for compensation for your injuries.
Our legal team is prepared to help persons seek compensation for their injuries, regardless of whether or not they are covered by an uninsured motorist protection plan.
Your Underinsured Motorist (UIM) Coverage will provide protection when you or another person covered by your car insurance policy is injured by an underinsured driver who is at - fault.
The government intends to introduce measures to end the right to cash compensation for minor whiplash injuries, and will consult on the details in the New Year This will end the cycle in which responsible motorists pay higher premiums to cover false claims by others.
Uninsured motorist protection also covers damages caused by a hit - and - run driver.
Your auto insurance policy should offer this coverage, which could be a source of benefits if you were hit by a motorist whose insurance does not cover all damages for an accident.
If your injury was caused by a driver who had coverage, (i.e. the minimum amount required in Kentucky), but not nearly enough coverage to cover your total damages, you may recover Underinsured Motorist Benefits (UIM) from your own automobile insurance company if you have elected to purchase UIM coverage as part of your insurance policy.
Injured parties, however, may be covered by their own insurance policies; uninsured and underinsured motorist coverage protects accident victims in these cases.
Because all 50 states require motorists to cover liability insurance which will pay victim's injuries, if you sustained your TBI in a motor vehicle accident caused by another driver, you will likely be able to recover compensation for your losses.
If you were injured by an uninsured motorist outside of B.C., the amount you are covered for can vary, depending on the jurisdiction where you were injured.
Uninsured motorist coverage will not only pay if you are injured by an uninsured driver, it can also cover limited injury costs for other people.
If the at - fault driver doesn't carry enough insurance to cover your injury claim, an experienced Dallas personal injury attorney with the Weaver Injury Law Firm can explore alternative sources of compensation: your own underinsured motorist coverage, for example, or possibly the compensation provided by Texas crime victim programs.
According to a local news source covering the fatal trucking accident, a motorist was operating a pick - up truck on a dirt road that was originally built by a paper mill so that the mill could access trees deep in the forest.
Regardless of whether you need a Salt Lake City uninsured motorist accident lawyer or they were fully covered, you deserve financial compensation for any injuries or damages caused by someone else's negligence.
That's because if you get into an accident with an uninsured or under - insured motorist, you could be stuck paying for the damage to your car, lost wages beyond what is covered by your own first party no - fault insurance, and other damages.
Ultimately these costs are covered by the motoring public's insurance premiums (it costs the motorist an additional # 30 a year for this fund).
If for example, a pedestrian was hit by an uninsured driver while crossing the street or riding their bicycle, the UM coverage in their insurance policy would cover the cost of their injuries — whether the responsible motorist was driving a bus, truck, motorcycle or car.
Uninsured / Underinsured Motorist Coverage: This is coverage you buy to cover yourself and your passengers if you are injured by a driver who has no auto insurance or who does not have sufficient coverage to fully compensate you for your losses.
Meanwhile, decedent and her sister were covered by uninsured motorist (UM) coverage and underinsured motorist (UIM) coverage.
If you are seriously injured by a motorist in B.C., whose coverage is not sufficient to cover your damages, then there is something called underinsured motorist protection (UMP) that would cover you for up to $ 1 million dollars.
The purpose of this requirement is to ensure that, in the event a motorist causes a Florida car accident resulting in serious injuries or death, the motorist has sufficient assets to cover the costs incurred by the accident victim.
An underinsured motorist insurance policy covers you in case you are hit by someone without the insurance to pay for your Third Party injuries.
The plaintiff filed a personal injury lawsuit against the underinsured motorist, which resulted in the plaintiff receiving some compensation; due to the low policy limit, it failed to cover the costs of any pain and suffering caused by the accident.
He's trying to recover on an under - insured motorist policy that unfortunately for him, is limited by the terms of the contract to «occupying a covered vehicle» as defined by the USF&G policy.
But by using an under - insured motorist insurance policy, you make sure you are covered even when the other driver falls down on their responsibilities.
The civil liability for negligence is inadequate: it is usually covered by insurance or through the uninsured motorist provisions, and so does not carry with it any real deterrent effect.
«In addition to paying for insurance that covers their own actions, insured drivers pay a portion of the costs incurred by drivers without insurance through uninsured motorist (UM) coverage.
Because most motorists today are covered by comprehensive health insurance policies, many do not elect to purchase more than the required amounts for this insurance.
Most car insurance companies» provide coverage for accidents caused by drivers with no insurance (uninsured motorists) or by drivers without enough insurance to cover the damages (underinsured motorists).
Uninsured motorist protection can cover property damage to your vehicle or medical bills that result from being struck by a driver who doesn't have auto insurance.
Underinsured Motorist Coverage - policy option for bodily injury or property losses caused by a motorist with coverage insufficient to cover total dollar amount ofMotorist Coverage - policy option for bodily injury or property losses caused by a motorist with coverage insufficient to cover total dollar amount ofmotorist with coverage insufficient to cover total dollar amount of losses.
Personal injury protection covers medical expenses and lost wages for you and your passengers injured in an accident, and uninsured / underinsured motorist coverage pays for injuries you sustain if you're hit by a motorist with inadequate car insurance.
Uninsured motorist bodily injury covers medical expenses if you or your passengers are injured by an uninsured driver.
Uninsured Motorist Bodily Injury will cover you and your passengers in the event you are struck by an uninsured party or you are the victim of a hit and run.
Underinsured Motorist Bodily Injury will cover the difference for you and your passengers for injuries caused by an underinsured driver.
Uninsured / underinsured motorist property damage (UMPD) insurance covers damage to your car if hit by an uninsured driver or a driver with insufficient coverage
Uninsured motorist bodily injury covers medical expenses for you and your passengers if injured when hit by a driver with no insurance.
If your injury expenses exceed the at - fault party's Liability limits, you can use Underinsured Motorist Bodily Injury coverage to pay for the amount not covered by the at - fault person's insurance.
If you are in a collision with an uninsured driver, you can rest assured that your damage is covered because you are required by the state to include uninsured motorist coverage in your Norwood car insurance policy.
So if you get into an accident during an Uber ride and one of your passengers is injured, or if an uninsured motorist hits you and hurts you or your passengers, you should be covered by Uber insurance.
Underinsured / uninsured motorist bodily injury covers bodily injury caused by an uninsured or underinsured driver.
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