Sentences with phrase «covered by the negligent driver»

With the high costs of auto repairs and medical bills, your injuries might not be fully covered by the negligent driver's policy.

Not exact matches

Unless the negligent driver has substantial assets to cover the injuries caused by the accident, many times the biggest question for serious car accidents or New Mexico wrongful death cases, is what is the available limits of insurance.

Typically, most automobile claims are covered by the insurance of the negligent driver and owner of the vehicle.

While some law firms settle personal injury and automobile accident cases as quickly as possible — knowing full well that the money will not cover the person's losses or future needs — our experienced trial lawyers are not afraid to take negligent drivers and insurance companies to court, especially for serious or permanent injuries caused by car wrecks and truck accidents.

Uninsured / Underinsured Motorist Bodily Injury (UM / UIMBI): whenever you are hurt in an accident caused by an uninsured driver in Rhode Island, your UM / UIMBI covers your medical costs, which should have been paid out by the negligent driver's insurer if he or she had any.

Uninsured motorist property damage (UMPD) covers your auto when property damage is sustained by an insured driver and the negligent driver does not have insurance.

For bodily injury, the state mandates at least $ 50,000 for the injury or death of one person victimized by a negligent covered driver in an accident.

Underinsured motorist coverage protects you as a covered policy holder from having to personally take care of the costs ordinarily paid by the other party in cases when you get into an accident and the negligent driver has no insurance.

Uninsured motorist protection provides coverage for the expenses that normally would be covered by the other driver in cases when you get into an accident that the other driver is responsible for but where the negligent driver does not have any auto insurance.

Uninsured and underinsured policies provide the coverage that covers expenses normally taken care of by the at fault driver in situations where that driver does not carry any automobile liability insurance at the time of the accident, or the insurance policy of the negligent driver is not enough to handle all expenses.

You may need to purchase bodily injury coverage separately from property damage coverage if you want to make sure that both your medical bills as well as any damage to your vehicle would both be covered if you were hit by a negligent driver without insurance or without enough to cover your damages.

The third and final part covers property damages caused by the negligent (covered) driver aside from damage to his or her own car.