Sentences with phrase «covered by the other driver»

It should all be covered by the other driver's Allstate policy.

In Alabama, if you get into an accident with a driver who carries no insurance or only the minimum insurance required, your insurance carrier must pay the balance of expenses not covered by the other driver's policy.

If you are not at fault during an accident then you can be rest assured that you will be covered by the other driver's liability insurance.

It pays excess costs above and beyond those covered by the other driver's policy, up to the limits of coverage.

If you are not at fault for the accident, you'll typically be covered by the other driver's bodily injury liability coverage.

Uninsured motorist protection provides coverage for the expenses that normally would be covered by the other driver in cases when you get into an accident that the other driver is responsible for but where the negligent driver does not have any auto insurance.

Not exact matches

[In other words, your car is covered for collision damage regardless of whether the accident was caused by you or another driver, but you are not covered for any damage you cause to another car.

Care by Volvo takes care of insurance, maintenance, and «ownership» of the XC40 on a lease type basis, effectively creating a cell - phone contract - like subscription in which the driver only needs to pay for refuelling, with all other costs covered within the monthly subscription fee.

If the total amount of insurance coverage carried by their driver is not enough to cover their total damages, they may have to settle for less than what their case is worth — unless the other driver is liable to them for what has happened.

Uninsured motorist coverage will not only pay if you are injured by an uninsured driver, it can also cover limited injury costs for other people.

In a perfect world, every driver would be covered by sufficient car insurance to protect other drivers should they cause an auto accident.

But by using an under - insured motorist insurance policy, you make sure you are covered even when the other driver falls down on their responsibilities.

In some cases, an at - fault driver can be financially responsible for damage done to your car, and for other losses not covered by your no fault benefits.

Bodily injury liability (BI) pays, up to your policy limits, for injuries or death that you (the policyholder), or other drivers covered by your car insurance policy, are found responsible for after a motor vehicle accident.

Property damage liability helps cover costs, such as repairing a home or retail establishment damaged by a vehicle crash and repairing the vehicles of other drivers involved in the accident.

Comprehensive and Collision insurance will pay for repairs to the insured's vehicle and their medical expenses when they are deemed to be at fault in an accident or when the other driver's insurance is not sufficient to cover damages when they are at fault as well as damages to the vehicle when it is damaged by wildlife or another act of nature.

Liability insurance specifically covers the costs incurred by other people injured or suffering a loss of property in an accident the insured driver causes.

The other driver and passengers in both vehicles are covered by this policy.

If you live in Massachusetts and have Bodily Injury Caused by Uninsured or Underinsured Motorist coverage (Parts 3 & 12), it may cover your medical expenses, lost wages, and pain and suffering if the other driver does not have insurance.

If you or your vehicle are hit by someone who does not have enough insurance, underinsured motorists coverage will cover the difference between your bills and the other driver's insurance.

Comprehensive insurance covers all of the above and damage to the vehicle caused by the driver themselves, as well as vandalism and other risks.

This is established to cover payouts on the difference of medical bills» actual cost caused by the other driver and the maximum payout of the at - fault driver.

This kind of insurance and the two preceding types do not cover damage to the vehicle caused by the driver or other hazards.

Some drivers prefer to only carry minimal coverage, while others like to make sure their bases are all covered by purchasing as much insurance as they can afford.

Whether that person was the other driver in the accident, a passenger in another car, or someone on a bicycle or on foot, the limit of the amount of money your PA auto insurance company will pay out to cover their medical expenses related to the accident is determined by the preset policy limit.

Volunteering to move a vehicle, for example, where another motorist had been taken ill or been involved in an accident, could lead to the «assisting» driver being prosecuted for no insurance if the other car's insurance did not cover use by any driver.

As you're sitting in your car, other drivers honking, you wonder — will this be covered by my car insurance?

The state has identified you as a high - risk driver (i.e. you have a higher propensity of causing accidents compared to other motorists), and you will have to be certified by your insurer that you have been properly covered by the appropriate auto insurance package.

UM / UIM liability covers medical and other expenses when you're hit by a driver who has inadequate or no auto insurance.

You'll need to have your driver's license and the licenses for any other drivers in your family who will be covered by your car insurance plan.

Uninsured / Underinsured motorist (UM / UIM) coverage covers medical and other expenses when you are hit by a driver without adequate auto insurance.

You'll need your driver's license and the licenses of any other people who will be covered by your auto insurance plan.

To cover damages to the other driver's automobile, personal property, and public property, such as traffic signs or guard rails, at least $ 25,000 of property damage liability cover must be maintained by each resident of the state of SD for each automobile they own.

In other words, every policy issued by a licensed insurer will cover you for the other driver's injuries and property damage when you cause an accident, or your own the medical expenses when you are injured by an uninsured motorist.

Even if you are covered by excellent liability coverage, that protection will do nothing for you in collision situations in which the other driver is found liable.

If it's an accident caused by the other driver, their bodily injury would hypothetically cover pay your medical bills.

Uninsured motorist insurance protects the covered driver from having to personally pay for damages normally taken care of by the other driver.

Medical payments coverage also may apply when the covered driver on the policy and family members are in other vehicles and get into accidents, or when any of them is struck by a vehicle while walking as a pedestrian.

Most plans that include personal injury protection will cover the injuries of a driver of your vehicle and also any injuries caused to the other party in an accident by the driver.

Automobile damage by fire can be covered under your collision insurance, your uninsured or underinsured motorist property damage coverage or the other driver's liability coverage if the fire is a result of an accident; otherwise it may be a comprehensive claim.

Older drivers that are not dependents or living with their parents may be covered by a spouse, significant other or in some cases a roommate that has auto insurance.

«No - fault» means that regardless of which driver was at fault, some of the medical expenses for the policyholder and others in the policyholder's car may be covered by insurance.

For a person other than the owner and driver, the Personal Accident cover has to be purchased separately by paying an additional premium.

-- Liability: This protection covers medical payments, repairs, and legal settlements of physical injuries or damage done to someone else's person or property that was a result of an accident caused by you or someone other driver covered under your auto insurance policy.

Whatever the costs of injuries and property damages the driver had caused to others is covered by such auto insurance quote.

Liability coverage, required by law in most states, covers the other driver's personal injury and property damage in a crash where you're found to be at fault.

Most states require bodily - injury liability insurance to cover medical treatment, rehabilitation and funeral costs incurred by your own passengers, other drivers, their passengers and even injured pedestrians.

These types of insurance are designed to financially cover drivers whose vehicles are damaged by collisions, hail storms, freezing weather, fires, floods, and falling objects, as well as non natural disasters such as vandalism, car theft, and other vehicular misfortunes.

The minimum coverage your car must have by law only covers other drivers, so if they don't have coverage it can be very costly.

Others may be protected by policy definition even though their names aren't on the policy, such as other drivers operating (with consent) the named insured's covered auto.