Sentences with phrase «covered by your homeowners insurance policy»

Also, no damage to your vehicle would be covered by your homeowners insurance policy.

Most roof leaks are covered by homeowners insurance policies.

Just as you shouldn't assume that a vacation home you own is covered by your homeowners insurance policy on your primary residence, it's important to know that a recreational vehicle usually requires coverage separate from your traditional automobile insurance.

A process by which an insurance carrier and a homeowner arrive at an agreed value for a loss covered by a homeowners insurance policy.

This means that if any peril is not listed among the excluded perils, then such peril is covered by the homeowners insurance policy.

In fact, anyone who lives in your house, is under the care of one of the residents of the home, is younger than 21 or a relative is covered by your homeowners insurance policy.

Flood damage caused by a hurricane will not be covered by your homeowners insurance policy.

Whether you are pick - pocketed in the street, or someone comes into your garage and takes your bike, you would be covered by your homeowners insurance policy.

Learn what's generally covered by each homeowners insurance policy type — and what's not.

The only motorized vehicle that might be covered by a homeowners insurance policy would be something like a small electric scooter.

Odds are you'll need to be covered by a homeowners insurance policy that was in effect on the day of the incident.

Key Consumer Tip: Understand what is and isn't covered by your homeowners insurance policy to ensure that you are able to rebuild your home and replace your personal belongings.

If an underground utility line is damaged and your yard or driveway has to be dug up for repairs, the cost can run more than $ 1,000 dollars and will not be covered by your homeowners insurance policy.

Many people think that if their property is lost or damaged during a move that they are automatically covered by their homeowners insurance policy or, in the cases of corporate relocation, by the company that is handling the move.

A process by which an insurance carrier and a homeowner arrive at an agreed value for a loss covered by a homeowners insurance policy.

These vehicles may be covered by your homeowners insurance policy, but you'll likely need a special ATV Insurance policy if you ride it off your property.

Also, no damage to your vehicle would be covered by your homeowners insurance policy.

Whether you are pick - pocketed in the street, or someone comes into your garage and takes your bike, you would be covered by your homeowners insurance policy.

Just as you shouldn't assume that a vacation home you own is covered by your homeowners insurance policy on your primary residence, it's important to know that a recreational vehicle usually requires coverage separate from your traditional automobile insurance.

While pools are typically covered by homeowners insurance policies, you'll probably want to review your coverage to make sure you have the right amount of protection in place.

Hazard insurance is a term sometimes used to describe risks covered by a homeowners insurance policy.

What is not covered by your homeowner insurance policy depends on the details of your specific policy.

Water damage to your house can be covered by your homeowners insurance policy, depending on what caused the damage.

Don't make the mistake of assuming your home is covered by your homeowner insurance policy; flood insurance must be purchased separately.

Most roof leaks are covered by homeowners insurance policies.

Most importantly, make sure that all your valuable belongings are properly covered by your homeowners insurance policy.

Not exact matches

Two dorm roommates are probably each covered by their respective parent or guardian's homeowners or renters insurance policy.

Roommates living in a dormitory owned by the university are probably covered by a parent or guardian's homeowners policy and don't need renters insurance.

Laws vary by state but, as a general rule, your homeowners insurance policy must be in an amount which covers the cost to rebuild your home as - is.

However, college students who live in a dorm are probably covered by their parents homeowners or renters insurance policy.

A few years ago, the National Association of Insurance Commissioners released a survey that found a large percentage of homeowners had misunderstandings about what is covered by their homeowners policy.

Homeowners insurance policies can provide coverage for damage to your home's physical structure (Dwelling coverage); damage to other structures like a garage or shed (Other Structures coverage); your personal belongings — whether in your home or elsewhere (Personal Property coverage); additional living expenses if necessary in the event of a covered loss (Loss of Use coverage); and your personal liability in the event someone is injured or their property is damaged by you or a family member (Liability coverage).

It's not always easy to figure out when water damage is and isn't covered by your policy because the distinctions are so fine, but this guide will inform you of the specific situations when your homeowner's insurance will cover water damage.

Even the top companies frequently exclude this coverage from renters and homeowners insurance policies (it's also not covered by flood insurance).

Perils such as regional flooding and earthquakes are often not covered by standard homeowners insurance policies.

Floods caused by burst or leaking pipes or sewage backup are not covered by a flood policy, but are usually covered by homeowners insurance.

Also, most policies don't pay if your loss is otherwise covered by your homeowner's or renter's insurance.

Homeowners insurance covers damage from a fire caused by lightning, and some policies also protect against damage from power surges from a lightning strike, according to the Insurance Information Iinsurance covers damage from a fire caused by lightning, and some policies also protect against damage from power surges from a lightning strike, according to the Insurance Information IInsurance Information Institute.

If your home is burglarized or is partially or totally destroyed by a cause that is covered by your policy, homeowners insurance will help you replace your belongings, repair your home, or even rebuild.

However, college students who live in a dorm are probably covered by their parents homeowners or renters insurance policy.

Remember that flood insurance and earthquake damage are not covered by a standard homeowners policy.

If your five - year - old fur coat is no longer worth the $ 5,000 you paid for it, you'll want to reduce or cancel your floater (extra insurance for items whose full value is not covered by standard homeowners policies such as expensive jewelry, high - end computers and valuable art work) and pocket the difference.

Although your Fort Worth homeowners insurance policy will cover loss and damage caused by burglaries or vandalism, being the victim of a property crime can be stressful.

Because condo insurance typically doesn't cover flood damage (homeowners insurance doesn't either, by the way), you'll need a separate policy for protection against flood waters.

Or, if the driver didn't have an auto insurance policy, the damage may be covered by your standard homeowners insurance policy.

Purchasing fire insurance in addition to a standard homeowners insurance policy will help cover the costs associated with the replacement, repair or rebuilding of property above the limit set by the a property insurance policy.

It's also important to know that, whether it's during a move or not, any property covered by homeowners insurance will only be protected up to the limits on your policy.

Did you know, for example, that standard Santa Barbara insurance policies for homeowners do not cover damage caused by flooding or earthquakes?

Flooding is not covered by a standard homeowners insurance policy.

Roommates living in a dormitory owned by the university are probably covered by a parent or guardian's homeowners policy and don't need renters insurance.