Sentences with phrase «covered in their standard policy»

It's water backup, and that's not covered in the standard policy.

However, the most likely scenario when shopping for a malpractice insurance policy for a virtual law firm is that the software and / or hardware that you depend on may not be covered in the standard policies provided by malpractice insurance carriers.

If you're planning some extreme fun, check what's covered in our standard policies, and find out if you need our Adventure Pack add - on.

It's water backup, and that's not covered in the standard policy.

Specifically, umbrella coverage is for people who want protection against a large jury award that is not covered in their standard policy.

Natural disasters including flooding, tornadoes, hurricanes and earthquakes are generally not covered in a standard policy.

Not exact matches

Keep in mind that not every item you own, or potential damage you face, may be covered with a standard policy.

Yet Texas teachers perceive policy to be more specific than teachers in the other two states, indicating they believe their districts provide more guidance on how to cover the standards.

Since joining Education Week in 2010, she has covered curriculum, instruction, state standards, and teacher policy issues as a reporter, and served as the associate editor for Education Week Teacher.

Manzo started as a reporter at EdWeek in 1996, covering curriculum and standards, reading policy, textbooks, and educational technology.

Topics to be discussed include: Court Procedure: An understanding of the civil litigation process in New Jersey as it pertains to negligence claims; Damages: Understanding the standards for, and the differences between Compensatory and Punitive Damages; Facility Maintenance: Identifying potential safety hazards related to facilities and grounds, and taking reasonable steps to address common problems; Indemnification: Identifying when the school district is responsible for the actions of its employees, and when it may disclaim coverage; Insurance Coverage Issues: Understanding what is, and is not covered under a school district's insurance policy, and understanding whether your district will be allowed to choose its attorney or be required to utilize the attorney assigned by the Insurance Company; Negligent Supervision: Examples of school district negligence liability lie within the school, on the athletic field, in the locker room, and on school trips; Sovereign Immunity: Understanding the effect of the New Jersey Torts Claims Act on negligence claims against school districts.

Other choices you'll have will include the size of your deductible, endorsements to cover certain classes of valuables, and additional coverages for special types of risks such as earthquake and flood, which aren't included in standard homeowners policies.

In this case, gap insurance will cover the vehicle's replacement cost, above and beyond what a standard comprehensive or collision policy would provide.

Based on the language in the standard policy form, Regency Towers renters insurance will cover: The named insured (you), resident relatives of the named insured, and the resident spouse of the named insured.

Identity theft is not a covered peril in the standard renters insurance policy.

In the standard policy, your policy will also offer coverage for the additional living expenses incurred following a covered loss while you're waiting on repairs to your apartment.

If you live in an area that's prone to earthquakes or floods, a standard renters policy won't cover you for those disasters, so you'll need to get additional coverage, Larkin - Thorne says.

Standard homeowner's policies in the United States don't cover radiation damage caused by an accident at a commercial nuclear reactor.

Standard homeowner's policies in the United States don't cover... more

In other words, if there's a fire or another covered loss and you can't use your home as a result, the policy pays for you to stay in a hotel so you can maintain your standard of living while repairs are being donIn other words, if there's a fire or another covered loss and you can't use your home as a result, the policy pays for you to stay in a hotel so you can maintain your standard of living while repairs are being donin a hotel so you can maintain your standard of living while repairs are being done.

Keep in mind that not every item you own, or potential damage you face, may be covered with a standard policy.

The standard Long Island renters insurance policy says that it will «cover personal property owned or used by an insured while it is anywhere in the world.»

In the case of insurance policies, they can provide additional coverage or change the terms of the standard contract to expand what your term life insurance covers.

In other words, the policy covers, up to the policy limit, necessary living expenses that you incur in order to continue your life in a way that is as near as possible to your normal standard of livinIn other words, the policy covers, up to the policy limit, necessary living expenses that you incur in order to continue your life in a way that is as near as possible to your normal standard of livinin order to continue your life in a way that is as near as possible to your normal standard of livinin a way that is as near as possible to your normal standard of living.

«Standard polices, which are the policies most average Canadians carry, all cover the rebuilding of the same - size home that was destroyed,» says Adam Mitchell of Mitchell and Whale Insurance Brokers in Whitby, Ont.

Purchasing fire insurance in addition to a standard homeowners insurance policy will help cover the costs associated with the replacement, repair or rebuilding of property above the limit set by the a property insurance policy.

In this scenario, your standard homeowners insurance policy will cover the costs associated with the damage and an agent can help you start the process of filing a water damage insurance claim.

A standard home insurance policy typically includes enough dwelling coverage to completely rebuild your house in the event of a covered loss.

In addition to increasing your coverage limit for jewelry, scheduled items may also be protected against risks that a standard renters insurance policy doesn't cover.

In addition to riders, renters may want to consider additional policies, especially if they live in an area prone to natural disasters such as floods, earthquakes or hurricanes, which are not covered by a standard policIn addition to riders, renters may want to consider additional policies, especially if they live in an area prone to natural disasters such as floods, earthquakes or hurricanes, which are not covered by a standard policin an area prone to natural disasters such as floods, earthquakes or hurricanes, which are not covered by a standard policy.

Normally, you'd have to purchase an endorsement in order for damage to service lines connecting to municipality lines to be covered under a standard homeowners policy.

The standard renters insurance policy in Kansas also offers coverage for additional living expenses following a covered loss, as well as a small medical payments to others coverage.

Do you know how much jewelry is covered by a standard renters insurance policy in your state?

While that may indicate that they have some deeper issues and you're better off without them anyway, that vandalism can be covered under your renters insurance in Arlington — and anywhere else, since it's a standard peril named on most renters insurance policies.

What you need is a company that can get you renters insurance in Honolulu in just a few minutes, and with coverage for the standard things you expect to be covered under a renters insurance policy.

Loss of Use (or Coverage D) is the portion of a standard home insurance policy that protects you in the event that your home is destroyed or damaged by a covered peril and you must seek other living arrangements while repairs are made.

These likely aren't covered in your standard property insurance policy, but they'll be well worth the expense in the unfortunate event of a worst - case weather scenario.

Earthquakes in the United States are not covered under standard homeowners or business insurance policies.

What's more, most standard homeowners and renters insurance policies only provide jewelry coverage in response to certain «covered perils,» or causes of loss.

A majority of commercial property policies cover debris removal costs in the same manner as the standard ISO form.

Standard homeowners and auto insurance policies generally cover personal liability, but you may not have enough coverage to protect your income and assets in the event of a high - dollar judgment.

Renters insurance in Iowa covers water damage from broken pipes, but water backup is excluded from the standard policy.

The more robust policies — which have become an industry standard — will also cover the replacement or repair of your belongings (known, in insurance speak, as «contents» coverage).

It is true that most standard pet insurance policies will not cover your pets for pre-existing conditions, so it's perhaps understandable that many people don't see the value in insurance when their pet is old and already suffering from costly ailments.

Petplan covers chronic and hereditary conditions, prescription medications, surgery and hospitalization, periodontal disease, cancer treatments, alternative therapies, behavioral therapies and more for the life of the pet — all as standard in every policy.

They provide discounts for eco buildings; are the only insurer in the UK to cover small renewable energy systems as a standard part of household policy; and offer cover to alternative houses that might usually struggle to get insured, for example timber - framed and straw bale housing.

So what the insurance company will cover depends on the policy provisions, providing that the policy is inclusive enough to meet the standards set out in the Act.

Stephen E. Goldman, the firm's managing partner, has served as counsel for insurers in many significant property insurance and class action cases, including Standard Fire v. Knowles, 133 S. Ct. 1345 (2013)(holding that the plaintiff's stipulation can not defeat federal jurisdiction under the Class Action Fairness Act) and Travco v. Ward, 736 S.E. 2d 321 (Va. 2012)(affirming the trial court's judgment that property insurance policies do not cover losses caused by the presence of Chinese drywall).

Routine disclosures also are not subject to individual review; instead, covered entities must implement policies and procedures (which may be standard protocols) to limit the protected health information in routine disclosures to the minimum information reasonably necessary to achieve the purpose of that type of disclosure.

(A) Ensure that the policy or procedure, as revised to reflect a change in the covered entity's privacy practice as stated in its notice, complies with the standards, requirements, and implementation specifications of this subpart;