Sentences with phrase «covered under a disability»

There are two ways you might be covered for private or group disability insurance: either you purchased the policy personally or, more comonly, you are covered under a disability plan through your employment.

As someone else commented, make sure your retirement contributions are also covered under a disability policy.

Not exact matches

Your responsibilities under disability discrimination law People with cancer are covered by the Disability Discrimindisability discrimination law People with cancer are covered by the Disability DiscriminDisability Discrimination Act.

Ultimately, this classification covers students whose needs fit under more than one disability and are simultaneous.

(For children covered under Part C, the systemic improvement plan would measure how well early - identification systems are implementing evidence - based practices that improve outcomes for babies and toddlers with disabilities.)

-- On the application of a State or local government, the Attorney General may, in consultation with the Architectural and Transportation Barriers Compliance Board, and after prior notice and a public hearing at which persons, including individuals with disabilities, are provided an opportunity to testify against such certification, certify that a State law or local building code or similar ordinance that establishes accessibility requirements meets or exceeds the minimum requirements of this Act for the accessibility and usability of covered facilities under this title.

However, a covered entity is not required to provide an accommodation to an individual who meets the definition of disability solely under the «regarded as» prong.

Tax - free savings accounts may be the shiny new toy on the street and registered education savings plans come with that 20 per cent grant from Ottawa but those plans, along with Registered Disability Savings Plan, don't have the same protection as the 60 - year - old RRSP which is covered under Canada's Bankruptcy and Insolvency Act once you declare bankruptcy.

You may elect Long - Term Disability Plan coverage paying 60 % (untaxed) of your base salary (up to $ 600,000); benefit payments start after 26 weeks of a covered disability, which are generally covered under theDisability Plan coverage paying 60 % (untaxed) of your base salary (up to $ 600,000); benefit payments start after 26 weeks of a covered disability, which are generally covered under thedisability, which are generally covered under the STD plan.

They are canines trained specifically to provide affection, comfort and love to people in hospitals, retirement homes, nursing homes, schools, hospices, disaster areas, and are defined but not covered or protected under the Federal Housing Act or Americans with Disabilities Act.

A Monthly Benefit will be paid if you become Totally Disabled while covered under the Long Term Disability Coverage and are under the continuing care of a physician.

Consider this scenario: An employee is covered for long - term disability (LTD) benefits under his employer's group policy of insurance.

Second, the Trustees determined that since Wayne's disabilities were the result of a compensable workplace accident, any related medical expenses ought to be covered by a provincial medicare plan, and because they were not, his medical cannabis expenses were therefore excluded under the Plan.

This is why clinical depression is covered under Social Security Disability Insurance (SSDI).

People are often surprised to hear that psychological disorders are covered under Social Security Disability Insurance, assuming only physical disabilities are covered.

Those covered under private or group disability plans must exhaust those benefits before the TTD benefits are payable.

For this reason, personality disorders may be covered under Social Security Disability Insurance benefits.

However, it is unlawful to terminate someone based on a legally protected category such as age, disability, gender, pregnancy, race, religion, national origin or other protected trait covered under the law.

We have excluded education records covered by FERPA, including those education records designated as education records under Parts B, C, and D of the Individuals with Disabilities Education Act Amendments of 1997, from the definition of protected health information.

So knowing what your disability insurance will cover under these circumstances is important.

Calling the scheme a game changer, Adhiya added that under PMSBY, a renewable one - year accidental death - cum - disability insurance cover of Rs 2 lakh will be given to those in the age group of 18 and 70.

It also won't cover bodily injury to an employee caused by a fellow employee, responsibility for damage you assume under a contract and losses that should be handled by a Workers Compensation, Disability Benefits or Unemployment Compensation Law.

Another reason for putting it off is the misconception that the majority of disabilities are work - related and therefore, covered under workman's compensation benefits.

For example, a surgeon with hand tremors would continue to be covered under an own occupation disability insurance rider, even if she took a job as a lecturer at the local college.

The benefit cover in the event of disability is subject to the degree of disability which should be not be less than 40 % in aggregate for any claim under Personal Accident Plan.

It also covers the policyholder, his / her spouse and two dependent children under 23 years of age, against accidents that could be fatal or cause disability.

Long - term disability insurance and Social Security disability insurance differ in another key way: how and when you can get covered under either.

If you're covered under a group long - term disability policy through your employer, this is probably not portable.

For Example, A PA plan helps by providing coverage for disability, which is typically not covered under Health Insurance.

As a reminder, pre-existing conditions will not be covered under a new disability insurance policy, but many other conditions can and will get covered

You may elect Long - Term Disability Plan coverage paying 60 % (untaxed) of your base salary (up to $ 600,000); benefit payments start after 26 weeks of a covered disability, which are generally covered under theDisability Plan coverage paying 60 % (untaxed) of your base salary (up to $ 600,000); benefit payments start after 26 weeks of a covered disability, which are generally covered under thedisability, which are generally covered under the STD plan.

In addition, if the disability insurance policy is an individual policy (versus an employer - sponsored group plan), the insured will be covered under the policy regardless of who he or she is employed through.

If you're employed, chances are you're covered under group disability insurance.

Those of us who earn our living using primarily our knowledge and communication skills — and those of us who are motivated to try to work even if our ability to do so is impaired — will have significant problems collecting under a group plan which almost certainly does not cover anything but total disabilities.»

The biggest thing is making sure you can qualify for life insurance with SBLI, so lets cover (in general) what SBLI will and won't insure: SBLI Underwriting Uninsurable medical scenarios with SBLI: • Aids / HIV + status • ALS (Amyotrophic Lateral Sclerosis) • Alzheimer's disease or dementia or significant cognitive impairments related to functionality • Cancer diagnosis within last 2 years • Chronic pain treatment, severe, receiving disability, narcotic use • Cirrhosis of the Liver • Congestive heart Failure • COPD / Emphysema or chronic bronchitis - Severe or with current nicotine use • Cystic Fibrosis • Defibrillator use • Depression, severe, recurrent or with multiple in - patient hospitalization history • Diabetes with co-morbidities that include significant cardiac disease, or impairment of renal function or mobility • Heart / Cardiac Disease - multiple vessels diagnosed within 2 years or any past history with current nicotine use • Muscular Dystrophy • Multiple Sclerosis, if symptoms progressing • Organ Transplants, in most scenarios • Quadriplegia • Pulmonary hypertension • Renal failure, Renal insufficiency - severe • Stroke within 1 year • Suicide attempt within 5 years • Surgical repair of heart valves, aneurysms, intracranial tumors, major organs within six months, including gastric bypass Uninsurable non-medical scenarios: • Marijuana use, 4 or more times weekly • Substance abuse / misuse within last 5 years • Criminal activity - any history within the last 10 years • DUI, more than 2 or under age 25 if within 1 year • Unemployed (other than homemakers or retired) with minimal household income or dependent on SSI / disability benefits • Bankruptcy filing within 2 years • Liens / Judgements - outstanding activity that exceeds $ 50K

Add critical illness insurance to help offset expenses that may not be covered under your employer's existing medical insurance and disability plans.

A specific time that must pass following the onset of a covered disability before any benefits will be paid under a disability income policy.

Riders like critical illness cover, accident death or disability cover, hospital cash etc. gives you additional benefits under insurance policy.

Would temporary disability covered under this rider?

If the insured person dies or gets totally or partially disabled through a natural illness, such disability (or death) will not be covered under a personal accident policy.

For instance, if you purchase Rs 1 crore cover under HDFC Life Click 2 Protect Plus with a disability rider (of Rs 1 crore), the insurance company will pay you Rs 1 lakh per month for the next 10 years in case of accidental disability.

It will not affect your base cover but in case of accidental injuries, death, or permanent disability caused under the influence of alcohol will not be covered.

The policyholder could get a cover up to as much as INR 1 crore, under this plan to insure permanent disability or death that he / she may be at risk for by participating in adventure sports.

Under the disability cover, insured will receive Rs 1 Lakh.

It covers all unfortunate incidents like deaths disability and severe body injury and hence the insured gets a complete security under such circumstances.

Under this cover, Tata Docomo will pay monetary compensation to the nominee in case of the customer's sudden accidental death or permanent total disability.

This plan will cover certain percentage (As per the Grid below) of the sum insured under Permanent partial Disability if the insured person suffers from Permanent Partial Disability occurring due to solely and directly due to an accident and within 90 days of such unforeseen incident the amount will be paid.

The home insurance plan provides protection the customer and his or her family under Personal Accident compensation that covers death, or permanent partial disability or permanent temporary disability.

Any accidental injuries suffered if found under the influence of alcohol that further resulted into death or disability would not be covered.

Permanent Total Disability (PTD) caused from an accidental injury is covered as mentioned under the schedule.