Sentences with phrase «covered under liability coverage»

If you cause a fire because the lights you're using to grow with are poorly wired, that's not likely to be covered under liability coverage on your Phoenix renters insurance because you technically caused the loss while committing a crime.

The damage and possible injury that you caused you should covered under your liability coverage, assuming your policy is active and up to date.

This does not apply if it involves your auto, as that would be covered under your liability coverage on your car insurance.

Not exact matches

Topics to be discussed include: Court Procedure: An understanding of the civil litigation process in New Jersey as it pertains to negligence claims; Damages: Understanding the standards for, and the differences between Compensatory and Punitive Damages; Facility Maintenance: Identifying potential safety hazards related to facilities and grounds, and taking reasonable steps to address common problems; Indemnification: Identifying when the school district is responsible for the actions of its employees, and when it may disclaim coverage; Insurance Coverage Issues: Understanding what is, and is not covered under a school district's insurance policy, and understanding whether your district will be allowed to choose its attorney or be required to utilize the attorney assigned by the Insurance Company; Negligent Supervision: Examples of school district negligence liability lie within the school, on the athletic field, in the locker room, and on school trips; Sovereign Immunity: Understanding the effect of the New Jersey Torts Claims Act on negligence claims against school districts.

«We insure, up to the limit of liability... for this coverage for direct physical loss not caused by the negligence of an insured, to property covered under Section I caused by water or water - borne material, which... backs up through sewers or drains...»

Liability coverage on your Fremont, California renters insurance pays for the defense costs for a liability claim which would be covered under the policy if you were proven to be resLiability coverage on your Fremont, California renters insurance pays for the defense costs for a liability claim which would be covered under the policy if you were proven to be resliability claim which would be covered under the policy if you were proven to be responsible.

While spiritual creatures from other realms are not a covered peril for personal property, we expect that if a poltergeist somehow forced you to take a specific action which resulted in bodily injury or property damage to another person, you could well have coverage under the liability section of your Erie, PA renters insurance policy.

Their York, PA Renters Insurance is covering the damage to their property, and likely will cover any damage to the apartment under their liability coverage, but who tried to kill them, and why?

Since liability coverage extends to your children as well as yourself, and the acts of children under thirteen are presumed to be negligent (and therefore covered) even if they were intentional, you don't have to pay for the defense costs or for the settlement — your policy would take care of both in a situation like that.

With liability coverage, the insurance company will even defend you against claims that would be covered under the policy so you don't have to pay for the lawyer yourself.

If you don't have coverage under your homeowners policy, purchase canine liability insurance — a policy that is designed to specifically cover you in the event you are sued due to your dog's conduct, Cannon advises.

In other words, if his policy covered you, you would not have liability coverage for burning down his townhome because you're all be insured under the policy!

Even if the owner's policy covered you — which it probably doesn't — you've got a serious problem with regard to liability coverage: Assuming for a moment that you had coverage under that policy (you don't!)

Notwithstanding, there are certain liabilities which will not be covered by personal liability coverage under your home insurance policy.

Trailers are sometimes covered under the boat, auto, or homeowners liability policy, but coverage may not be adequate to protect you after an accident.

If your home insurance policy covers trampoline - related injuries, remember that only those outside of the household would fall under that liability coverage.

In order to know what large items are covered and which ones aren't above a certain number, you need to read the «Special Limitations of Liability» section under personal property coverage.

It could be covered under your medical payments no fault coverage if it's a minor injury, or it could be covered under liability if there's fault or the bills get higher.

We insure, up to the limit of liability shown in the Declarations for this coverage, for direct physical loss, not caused by the negligence of an «insured», to property covered under Section I caused by water, or water - borne material, which:

Thus, if an accident is covered under a policy's liability coverage, it must also be covered under the UM coverage.

Under - insured motorist coverage provides a source of compensation to an injured party when the existing liability coverage of the at - fault driver does not fully cover damages.

The Appeal Court was asked whether Precision's liability for the release of pollutants, which was not a covered peril under the policy, could nonetheless still result in coverage if a concurrent cause of the damage was a covered peril.

If you accidentally damage a stranger's property, your renters insurance also covers the damages under your liability coverage.

Common Exclusions: No coverage for (1) bodily injury / death when you are using your vehicle to carry persons or property (including magazines, newspapers, food) for compensation or a fee; (2) liability assumed under a contract; (3) bodily injury / death to an employee; (4) bodily injury / death caused by an intentional act; (5) property owned by, rented to, or in the charge of an insured person; (6) bodily injury / death to you or relative; (7) bodily injury / death or property damage resulting from a relative's use of a vehicle, other than a covered vehicle, owned by a person who resides with you; or (8) bodily injury or property damage resulting from your operation or use of a vehicle owned by you, other than a covered vehicle.

Nor do they typically cover losses due to floods, mudslides, water damage from sewer backups, damage resulting from war or nuclear hazard, neglect, earthquakes, power failures, seepage, dry rot, or vermin.Homeowner insurance does not provide general free legal advice under the liability portion of the policy, however low cost legal insurance may be an interesting option to compliment your coverage.

It is important to know that personal injury liability does not cover injuries to the car insurance policy holder, nor other people that are under the same auto insurance coverage plan (such as family members).

If you purchase the minimum liability amount of coverage, other riders may not be covered under your plan.

Umbrella or Excess Liability offers broader coverage and covers for things which are not included under Standard Homeowners or Auto policies, such as libel, slander, and invasion of privacy.

You can purchase a drone insurance policy that goes above and beyond what is in your home or renters policy, including medical and accidental death coverage for your own injuries (not covered under home insurance), as well as additional liability coverage.

Its meaning is important because it determines the types of contracts that are covered under contractual liability coverage.

Since liability coverage extends to your children as well as yourself, and the acts of children under thirteen are presumed to be negligent (and therefore covered) even if they were intentional, you don't have to pay for the defense costs or for the settlement — your policy would take care of both in a situation like that.

A good umbrella policy can cover these and many more liability risks for which you may not have coverage under your automobile or home insurance policy.

Trailers are sometimes covered under the boat, auto, or homeowners liability policy, but coverage may not be adequate to protect you after an accident.

It is important to understand that liability coverage does not cover your own injuries, or injuries to other people who are covered under your auto insurance policy.

These problems are not covered under standard PIP and liability insurance policies, but it's a good idea to have this coverage.

A liability car insurance policy typically provides coverage for any accident in which the policyholder (or someone else covered under the policy) drives in a negligent manner — and perhaps even in a grossly negligent or reckless manner, depending on what the policy says — and causes a car accident.

Bobtail insurance protects a tractor when it's operated without a trailer, whether or not it's under dispatch, while Non-Trucking Liability coverage only covers a vehicle when it's driven for personal, nonbusiness use.

Automobile damage by fire can be covered under your collision insurance, your uninsured or underinsured motorist property damage coverage or the other driver's liability coverage if the fire is a result of an accident; otherwise it may be a comprehensive claim.

The injuries to the other driver could be claimed under your bodily injury liability coverage and your own injuries would be covered under personal injury protection (PIP) or medical payments (MedPay).

The injury could be covered under medical payments or liability coverage on renters insurance in Mississippi, depending on the severity of the injury.

Liability coverage also offers defense against a claim or suit that would be covered under the policy.

An insurance policy designed to provide additional coverage against major losses covered under the original policy if existing liability claim payments are exhausted past their limits.

Renters insurance liability is on an open perils basis, which means that generally anything not excluded (like criminal acts) is covered under your renters insurance liability coverage.

You'll know about the different types of coverage, and what things are covered under each different type, from liability insurance, to collision insurance, to comprehensive insurance, and more.

They cover all the basics, liability and under / uninsured motorist coverage, collision, and comprehensive coverage, as well as some options we couldn't get with other companies, like new car replacement and property protection coverage.

A personal umbrella policy not only increases the limits applicable with your basic liability coverage, it also covers you in situations that may not be covered under your basic policy such as:

Under Iowa state law, drivers must buy car insurance policies with minimum liability limits of $ 20,000 in bodily injury protection per person, $ 40,000 in coverage per accident, and $ 15,000 insurance to cover the cost of property damage.

However, the civil indemnity insurance policy will provide coverage for all these aspects under the «civil liability» cover.

Renters insurance combines liability coverage, which pays for damage to the property caused by the tenant's negligence, with personal property coverage, which pays to help replace a tenant's damaged or stolen property, items that are not covered under the building's policy.

Comprehensive coverage pays for situations that are not covered under liability or collision.