Sentences with phrase «covered vehicle is an insured»

(1) Any rates, rating schedules, or rating manuals for the liability, personal injury protection, and collision coverages of a motor vehicle insurance policy filed with the office shall provide for an appropriate reduction in premium charges as to such coverages when the principal operator on the covered vehicle is an insured 55 years of age or older who has successfully completed a motor vehicle accident prevention course approved by the Department of Highway Safety and Motor Vehicles.

Not exact matches

The radar - based system showed reductions in claim frequency for all coverages except collision and personal injury protection, which is sold in states with no - fault insurance systems and covers injuries to people in the insured vehicle.

Personal injury protection coverage is sold in states with no - fault insurance systems and covers injuries to occupants of the insured vehicle regardless of who is at fault.

HLDI found that claim frequency under collision insurance, which covers damage to the insured vehicle, was 5 percent lower for vehicles with the park assist feature than for those without, while claims under property damage liability, which covers damage to other vehicles, were 17 percent lower.

Since most carriers cover the vehicles under their motorcycle insurance policies, shoppers can begin the process online as if they were insuring a motorcycle.

Acuity has an optional «Replacement Cost Coverage» feature that supplies a new or similar car when an insured vehicle is completely totaled under a covered loss.

An optional coverage available with an auto insurance policy that pays a set amount per day for a specific period of time, to rent a vehicle while the insured vehicle is in the process of being repaired or replaced as a result of a covered loss.

Instead of insuring the driver for any car in which they are driving, Autonational instead covers a named vehicle, meaning whomever is driving the car, legally, when assistance is required, is instead covered under that policy.

Obviously car insurance will cover you to drive your own vehicle (you have insured) but some comprehensive policies insure you (not the named drivers)-- if you're driving the cars of your friends and family — with their permission of course.

Car insurance will also not cover damage that occurred when a person who lives with you but is not insured under your policy drives your vehicle.

When you're ready to insure your vehicle, you might select each coverage type individually or select a package of protection offered by your insurer that fully covers your vehicle:

Typically, auto insurance coverage — liability and collision — will cover the insured person's damage to his or her vehicle in an accident, the damage to the other person's auto or property if the insured was at fault, as well as medical bills, all up to the maximum stated in the policy and subject to the deductible.

In many cases, commercial vehicles are insured by a business or organization, and are covered adequately for cases of driver error, which result in accident with injury.

That means the vehicle's liability insurance or UM / UIM coverage will not cover a crash if that driver is operating the insured car.

In general, it is an endorsement added to an insurance policy stating that a specifically named individual with access to your insured vehicle will NOT be covered by the insurance provider to drive the insured vehicle.

(a) The party claiming has to have asked the party causing the accident for details required under section 154 of the Road Traffic Act 1988 i.e. whether or not the person was insured or there was an insurance policy covering the vehicle and the registration number.

The Hartford policy stated that insured people are anyone «while using with (the university's) permission» a covered vehicle that the university «owned, hired or borrowed.»

He's trying to recover on an under - insured motorist policy that unfortunately for him, is limited by the terms of the contract to «occupying a covered vehicle» as defined by the USF&G policy.

Collision coverage covers your insured vehicle for physical damage that your car sustains when it hits, or is hit by, another vehicle, or another object.

When your travel trailer or towable camper is on an ERIE auto insurance policy, you can be covered for physical damage while it's parked temporarily at a campsite and for liability damage while it's attached to your insured vehicle.1

$ 10,000 in PIP covers you, your passengers and other authorized drivers of your car who are injured while in your insured vehicle

You can use uninsured motorist property damage to cover damage to or total loss of your insured vehicle, up to the limits that are stated in your policy.

Common Exclusions: No coverage for (1) bodily injury / death when you are using your vehicle to carry persons or property (including magazines, newspapers, food) for compensation or a fee; (2) liability assumed under a contract; (3) bodily injury / death to an employee; (4) bodily injury / death caused by an intentional act; (5) property owned by, rented to, or in the charge of an insured person; (6) bodily injury / death to you or relative; (7) bodily injury / death or property damage resulting from a relative's use of a vehicle, other than a covered vehicle, owned by a person who resides with you; or (8) bodily injury or property damage resulting from your operation or use of a vehicle owned by you, other than a covered vehicle.

Uninsured Motorist Coverage Protects you, your resident relatives, and occupants of a covered vehicle if any of these insured sustain bodily injury, including any resulting death, in an accident in which the owner or operator of a motor vehicle who is legally liable does not have insurance.

Protects you, your resident relatives, and occupants of a covered vehicle if any of these insured sustain bodily injury, including any resulting death, in an accident in which the owner or operator of a motor vehicle who is legally liable does not have insurance.

Collision insurance: An auto insurance policy that insures and covers damage to the policy holder's vehicle that was sustained in a car accident with another vehicle or property.

Comprehensive and Collision insurance will pay for repairs to the insured's vehicle and their medical expenses when they are deemed to be at fault in an accident or when the other driver's insurance is not sufficient to cover damages when they are at fault as well as damages to the vehicle when it is damaged by wildlife or another act of nature.

Liability is different from Comprehensive or Collision insurance, which — regardless of fault — covers damage to an insured vehicle in the event of a loss.

In having several vehicles to insure, a single policy can be availed of to cover all of them, making the entire transaction much easier not only for the insurer, but also for the beneficiaries.

Once a vehicle has been declared «SORN» then the legal requirement to insure it ceases, although many vehicle owners may desire to maintain cover for loss of or damage to the vehicle while it is off the road.

This auto insurance coverage component pays medical bills and / or funeral expenses if a covered driver or accompanying passengers are injured or killed while in an insured vehicle, regardless of fault in an accident.

If your home, car and other vehicles are properly insured, but you still wonder if your coverage is enough, you may want to consider umbrella insurance to cover unexpected situations that could negatively impact your financial well - being.

All truck - tractors, buses and other commercially registered motor vehicles operated in Pennsylvania must be covered by financial responsibility in the form of a standard motor vehicle liability policy from an insurance company licensed to do business in the Commonwealth (unless the vehicles are self - insured in accordance with regulations of the PA Department of Insurance and the PA Department of Transportation).

Insured motorist rear ends uninsured motorist If an insured motorist rear ends a vehicle that is not insured is the damage done to the uninsured vehicle covered by the at fault Insured motorist rear ends uninsured motorist If an insured motorist rear ends a vehicle that is not insured is the damage done to the uninsured vehicle covered by the at fault insured motorist rear ends a vehicle that is not insured is the damage done to the uninsured vehicle covered by the at fault insured is the damage done to the uninsured vehicle covered by the at fault driver?

Therefore, should you opt for the least expensive type of auto insurance, liability coverage, you may only be fully covered when you are driving your insured vehicle.

With the named insured or resident spouse's permission, those who drive an insured vehicle will be covered by the owner's policy (subject to applicable limits, conditions and policy exclusions).

Below mentioned expense are covered under the scope of plan subject to authorization by the insured to repair of the vehicle necessitated by damage for which the Company may be liable under this Plan provided that:

A personal accident cover is provided for individual owner or driver of the vehicle insured while traveling in, mounting or dismounting from the vehicle.

Wider PA Benefit cover can be availed to provide wider coverage for personal accident to the owner while driving the insured vehicle.

In the event of the vehicle being disabled by reason of loss or damage covered under this Plan the Company will bear the reasonable cost of protection and removal to the nearest repairer and redelivery to the insured but not exceeding in all Rs. 1500 / - in respect of any one accident.

The occupants in the vehicle at the time of the accident are also covered under the plan to a maximum Sum Insured of Rs 2 lakhs per person.

Loss Or damage to the vehicle insured: In case of Accident / Burglary / Theft Fire, Explosion, Self Ignition, Lightning Terrorism, Riots, Strikes, rail, air or Earthquake, Flood, Storm, Landslide the car is covered.

In terms of and subject to the limitations of the indemnity granted by this section and covered within the scope of its car insurance plan to the insured, the Company will indemnify any driver who is driving the vehicle on the insured's order or with insured's permission provided that such driver shall as though he / she was the insured observe fulfill and be subject to the terms exceptions and conditions of this Plan in so far as they apply.

Person accident cover is also given to the owner driver of the insured vehicle.

The company will cover the loss for any driver who is driving the vehicle on the insured's order or permission provided the terms and conditions are met.

A Driving - train Protect cover may be chosen where the company will cover damage to the internal child parts of the engine, differential housing and / or gear box of the two - wheeler, when the damage is due to water ingress or due to the Leakage of lubricating oil and / or damage to engine, differential housing and / or gear box of the Insured Vehicle arising out of leakage of lubricating oil due to accidental means.

However, it's necessary under law to at least insure your vehicle under third - party cover.

Personal Accident Cover: This plan compensates the losses for bodily injury / death which is caused to the owner - driver directly or while mounting / dismounting or while travelling in the insured vehicle as co-driver, caused by vicious accident which is external within 6 calender months.

Windshield Glass Cover Plan: Under this plan, repair or replacement of front or / and rear windshield glass of the insured vehicle can be done that too without affecting the No Claim Bonus for the next subsequent year.

As the name suggests, the Comprehensive Plan is an extensive cover that protects the insured vehicle during an accident or if a liability claim is filed.