Sentences with phrase «covering damages to the structure»

The tornado insurance included in a homeowners policy typically covers damage to the structure of your home and out - buildings, as well as your personal possessions.

If your place catches fire, or gets robbed, chances are your landlord's insurance will only cover the damage to the structure and property.

The insurance your landlord is required to have will probably only cover damage to the structure you're renting, not the stuff (or people) inside of it!

Homeowners insurance in particular covers damage to the structure — your home — while renters insurance doesn't (structural issues are covered by a the owner's insurance).

If you own your building, your business property insurance needs to cover damage to the structure and what is inside; if you lease your space, you need this coverage for your business personal property.

Property damage liability averages around $ 15,000 per accident to cover damages to structures.

It also covers damage to the structure of the building, including the exterior walls, and sometimes the plumbing, wiring, and windows as well.

Tornado insurance, as part of your home insurance policy, covers damage to the structure of your South Dakota home as well as to any outlying structures on your property such as storage sheds, fences and detached garages.

While your landlord or condo association will have a master policy in place to cover damage to the structure of your home should a tornado strike, this policy will not cover personal belongings kept inside the home.

Property damage liability covers damages to structures other than a car like a house or commercial business.

Homeowners insurance in particular covers damage to the structure — your home — while renters insurance doesn't (structural issues are covered by a the owner's insurance).

For instance, if a freak windstorm takes the roof off your rented house, your landlord must cover the damage to the structure but is not responsible for your electronic equipment that gets rained on because the roof is damaged.

Such a policy covers damages to the structure of the building, but it covers none of your personal belongings.

Typically, the condo association will have a master policy that covers damages to the structure of the building and to the common areas.

When you have Wisconsin tornado insurance as part of your home insurance policy, it will cover damages to the structure of your home and outlying buildings on your property including storage sheds, fencing and detached garages.

A condo association's master policy typically covers damages to the structure of the building and the common areas.

While your NJ landlord will have to cover damage to the structure of your rental home, he or she will not be responsible for the items inside your home.

Property damage covers damages to structures, building and even landscape.

While your landlord or condo association will have a policy in place to cover damages to the structure of your home, personal belongings kept inside are not covered under these policies.

You are, however, responsible for covering damages to the structure of the home, any of your own personal property that is kept inside, and any liability expenses that may arise.

Renters insurance does not cover damage to the structure of the home, or include liability coverage for persons who are injured on the property.

Not exact matches

Homeowners insurance policies can provide coverage for damage to your home's physical structure (Dwelling coverage); damage to other structures like a garage or shed (Other Structures coverage); your personal belongings — whether in your home or elsewhere (Personal Property coverage); additional living expenses if necessary in the event of a covered loss (Loss of Use coverage); and your personal liability in the event someone is injured or their property is damaged by you or a family member (Liability structures like a garage or shed (Other Structures coverage); your personal belongings — whether in your home or elsewhere (Personal Property coverage); additional living expenses if necessary in the event of a covered loss (Loss of Use coverage); and your personal liability in the event someone is injured or their property is damaged by you or a family member (Liability Structures coverage); your personal belongings — whether in your home or elsewhere (Personal Property coverage); additional living expenses if necessary in the event of a covered loss (Loss of Use coverage); and your personal liability in the event someone is injured or their property is damaged by you or a family member (Liability coverage).

Although most weather - related property damage is limited to the structure of the building and is therefore covered by your master policy, you will need the coverage afforded by your condo insurance if damage occurs within your home.

Flood insurance covers physical damage to structures caused by flooding.

This coverage may help pay to repair or rebuild the physical structure of your home if it's damaged by a covered peril.

But if the tree fell without causing damage to a structure on your property, you may find that insurance won't cover the cost of removing the debris, according to the III.

This coverage may help pay to repair or replace the structure — up to the limits stated in your policy — if it is damaged by a covered loss.

Termite damage isn't covered by renters insurance generally, but if the damage to the structure from the termites is so severe that it causes the building or structure to collapse or partially collapse and damage to your property results, you could have coverage for your property.

For example, most policies will exclude coverage for outlying structures such as swimming pools, fences and landscaping, and many will not cover damage to fragile items such as glass chandeliers and china.

It also provides cover for other structures that may be damaged and personal liability that may arise as a result of the disaster to your house.

Dwelling Coverage: This coverage helps pay to rebuild or repair the physical structure of your home if it's damaged by a covered peril.

A standard homeowner's policy covers damages caused by wind to the structure of your home.

Your landlord's insurance should cover damages to the external structure.

The «other structures» coverage under your home insurance policy covers damage to your fence from a storm or neighborhood vandal, but not from the dings of a lawnmower or landscaping gone wrong.

However, you will need to cover the structure of the home and any of your own property on the rental premises (e.g., appliances, carpeting and light fixtures) against loss or damage.

HO - 3's hazard insurance — the part of a homeowners policy that covers damage to your home's structure — insures against damage from «open perils.»

Like homeowners insurance, your policy will cover the structure in the event that it is damaged due to storms, fire or malicious acts.

Some policies will cover accessory structures such as garages, while others cover damage only to the home.

As its Fortnite, you'll also be able to harvest resources and build structures like houses to camp in, walls for cover, traps to deal damage, and ramps to help you climb up mountains.

Property damage liability is usually set around a minimum of $ 20,000 per accident and is designed to cover the repair and / or replacement cost of a structure damaged in a car accident.

It also helps cover the cost of damage you caused to others» property with your vehicle such as places of business, houses and structures like mailboxes and fences.

The landlord's homeowners policy should cover damages to the building, but this coverage does not protect the belongings inside the structure or protect the renter from liability claims.

Property damage liability will cover the cost to repair a structure damaged in a car accident such as landscape or a house.

It can help with costs to replace structures such as sheds, fences and detached garages on your property if they're damaged or destroyed by a covered peril.

Earthquake insurance covers repairs needed because of earthquake damage to your home and may cover other structures not attached to your house, like a garage.

- Dwelling protection, covering damage to your house or other structures on your property like a tool shed or garage.

If your home was vandalized while you were away, the structure and any damages would be covered under your homeowner's insurance policy, but may be subject to your deductible.

Property damage liability will cover the costs to repair and / or replace structures damaged in a car accident such as a house or even landscape.

You are, however, expected to cover any damages that may occur to the structure of the rental home, as well as to any of your own personal property, such as appliances and fixtures, that are included with the home.

Some policies will cover accessory structures such as garages, while others cover damage only to the home.