Reliance General Insurance has launched Reliance Healthwise - a health insurance policy
covering hospitalisation expenses, day - care treatment and critical illness along with a cover against
Tata AIG Wellsurance offers a bundle of health insurance benefits right from
covering hospitalisation expenses to children's education benefit in case of accidental death.
You can insure your family members through a family health insurance and the second health insurance for senior citizens covers pre-existing diseases and ambulance charges apart from
covering hospitalisation charges.
Go4less offer a fully comprehensive travel insurance policy
covering hospitalisation, repatriation, cancellation and curtailment and much more!
Earlier, all mediclaim policies
covered hospitalisation, with sub-limits for room charges, medicine and doctor's fees.
Life insurance schemes do not generally
cover hospitalisation and medical expenses; this means that if you have fallen sick, regardless of holding a life insurance, you have to bear all the medical expenses by yourself.
The Individual Healthline Insurance policy
covers hospitalisation as well as related expenses.
While health insurance
covers hospitalisation and term insurance will help take care of your family's financial needs in the case of your demise, neither provide financial assistance if you should be partially or fully disabled either temporarily or permanently.
It doesn't
cover any hospitalisation costs, in contrast to regular health insurance policies that cover hospitalisation expenses only.
For instance, National Insurance's Varistha Mediclaim for Senior Citizens Policy categorically mentions that they will only
cover hospitalisation expenses under their health insurance cover and never cover any pre-existing disease under its critical illness rider.
Only overseas travel plans
cover hospitalisation, apart from travel - related risks.
Most overseas travel policies typically
cover hospitalisation, personal accident, loss or delay of baggage, trip cancellation, loss of passport, and a few other things.
New India Assurance, the publicly owned general insurance giant, has launched a global mediclaim policy called, «New India Global Mediclaim Policy», that will
cover the hospitalisation expenses incurred by a customer, for treatments like cancer, neuro - surgery, heart surgery, organ transplant and bone marrow transplant in hospitals outside of India.
However, these do not replace an indemnity - type health insurance policy, which
covers hospitalisation expenses.
Is health insurance plan
covers hospitalisation expenses for critical illness like cancer, heart attack, kidney failure or one should opt for critical illness man for health cover of 10 l.
Not exact matches
Non-medical expense
cover, as a result of
hospitalisation, commences on the first day of hospital admission for a maximum of 104 consecutive weeks
On the other hand such plans do not
cover your daily OPD needs or less than 24 hours
hospitalisation, which you may need for cases such as cataract, or minor surgical procedure, along with a host of other benefits like pre-
hospitalisation expenses, ambulance charges, etc..
Such plans not only
cover expenses related to
hospitalisation expenses, but also maternity charges and outpatient costs.
Begin by defining your needs, what you want to
cover yourself against — is it just critical illness, or injuries resulting from an accident,
hospitalisation expenses or OPD expenses as well.
Decision pertains to foreign travel policies and health policies issued by Indian insurers
covering medical treatment or
hospitalisation outside India
The scheme provides
hospitalisation cover of up to Rs 30,000 in a year.
The policy will
cover an insured's
hospitalisation expenses for treatments like cancer, neurosurgery, heart surgery, organ transplant and bone marrow transplant outside India.
Hospitalisation Cover: Covers in - patient hospitalisation expenses for a min
Hospitalisation Cover:
Covers in - patient
hospitalisation expenses for a min
hospitalisation expenses for a minimum of 24 hrs.
Health insurance offers comprehensive coverage, whereas mediclaim pays out only to
cover expenses that arise due to
hospitalisation.
They
cover you against
hospitalisation expenses from diseases, illnesses or injuries.
This scheme provides
cover for in patient
hospitalisation charges which includes expenses incurred against room rents, nursing charges, anaesthetics, medication and other such related expenses.
Ideally you should take a
hospitalisation cover for at least 5 lakh or 50 % of the sum assured of your life insurance policy.
Whether it's providing life insurance
cover against
hospitalisation, day care, post surgical treatment, or simply helping you build up your wealth in a safe secure manner, a life insurance policy does all this and more.
They
cover an individual against
hospitalisation expenses with option of including spouse, dependent children and dependent parents with a family discount.
Expenses including room rent, nursing and boarding charges during
hospitalisation of the insured are
covered for a maximum of 24 hours.
This scheme provides
cover for in patient
hospitalisation charges which includes expenses incurred against room rents, nursing charges, anaesthetics, medication and other such related expenses for a minimum of 24 hours.
This scheme provides
cover for pre
hospitalisation,
hospitalisation and post
hospitalisation.
Health insurance
covers the medical and surgical expenses of the insured individual due to
hospitalisation from an illness.
It provides
cover against death and permanent disability of students,
hospitalisation expenses and education expenses incurred by students who are not in a position to pay back owing to any injury.
A personal accident
cover shall not only ensure top quality medical treatment but will also cater to your post
hospitalisation requirements, if necessary.
Provides
cover for regular
hospitalisation expenses as well as expenses connected to diabetes and its complications.
Hospitalisation expenses (minimum period 24 hours) are
covered up to a max of 2 % and subject to a limit of 4000 INR.
The Jan Arogya Policy
covers reimbursement of expenses incurred on
hospitalisation for any illness, diseases or injury.
Accident Benefit: If you meet with an accident and you have a life insurance
cover, your life insurance policy might have a clause
covering all the expenses related to your accident such as
hospitalisation expenditure, medical expenses etc..
It is a health
cover for medical expenses incurred by the insured due to
hospitalisation.
It
covers pre
hospitalisation (30 days prior to admission to the hospital) and post
hospitalisation expenses along with ambulance charges, if any.
A top - up plan reimburses expenses exceeding base
cover only for one
hospitalisation.
Outpatient and
hospitalisation medical expenses
covered for 1 year, medical extension is available for year 2 also.
The policy
covers ICU
hospitalisation and accident hospital confinement expenses up to twice the daily benefit.
The Health Protector Policy provides health protection
cover for the insured and his / her family and
covers illnesses, and injuries and related
hospitalisation costs and medical expenses.
Personal Accident
Cover:
Cover yourself in the event of
hospitalisation or a fatal injury due to a car accident with personal accident extra.
Bajaj Allianz Life CEO & MD Tarun Chugh said the judicious health
cover of Rs 5 lakh for
hospitalisation under the NHPS is a progressive move by the government towards bringing more number of people under the ambit of health insurance.
This plan will offer life
cover of Rs 1 lakh to the family in case of death, critical illness and other
hospitalisation costs under Rs 20,000 - 30,000.
A basic health insurance
cover would include coverage for
hospitalisation and surgical treatments up to a certain limit.
To begin with, buy a Rs 3 - 5 lakh indemnity or
hospitalisation cover as soon as you start earning, as
covers get expensive as you age.