Sentences with phrase «covers damage claims»

It covers damage claims that you, your dependents or your pets cause to others, and it kicks in once claims exceed your home insurance and auto insurance liability limits.

Should it be determined that you are liable or partially liable, your homeowners insurance will cover the damages claimed by the contractor.

Not exact matches

The NFIP is already deeply in debt and likely will have to be bailed out again by U.S. taxpayers, as it was after Katrina, to cover the bill for flood damage claims from Harvey.

Covers your new purchases for up to 120 days against damage or theft up to $ 10,000 per claim and $ 50,000 per account.

If the mold is not attached to a water damage claim either, your renters insurance is not going to cover the cost of repairing or replacing your belongings.

The right insurance to cover defense costs and damages related to various employment - related claims can be critically important to help protect business assets.

Helps cover defense and damages costs resulting from a variety of employment - related claims including allegations of wrongful termination, discrimination, workplace harassment and retaliation.

Insurance Payouts May Not Cover All Wildfire Damage for California Wineries Wineries damaged by wildfires tearing through Northern California are starting insurance claims, and at least some of the smaller vintners are likely to find limits in their policies mean payouts fall short of rebuilding costs...

This special extension to British Cycling's motor vehicle insurance arrangements is «comprehensive» (i.e. not «third party») in the event of a road traffic incident only and does not provide insurance cover for property or vehicle damage claims arising, for example, from the use of radio and other event equipment or where a motorcycle has fallen to the ground from a stationary position.

If you are involved in an incident causing injury or property damage that was (or is alleged to have been) your fault your insurance cover may indemnify you in respect of the legal costs of defending a third party claim and any resulting damages awarded against you.

Event organisers benefit from insurance cover which is for legal liabilities arising from claims made against an event organiser, official or participant * which involves either bodily injury or property damage to a third party and which have been caused by the negligence.

General Liability: NAYS League Directors also receive Commercial General Liability, which covers NAYS League Directors while acting in their capacity as administrators in youth sports activities if they become legally obligated to pay for claims arising out of bodily injury, property damage and personal injury.

NAYS Coaches are covered for Excess General Liability while acting in their capacity as coaches in youth sports activities if they become legally obligated to pay for claims arising out of bodily injury, property damage and personal injury.

Besides the damaging claims likely to come out in the Walsh trial, a key Spota deputy, Christopher McPartland, is the target of a federal grand jury investigating allegations of a cover - up by the police department to protect James Burke, the former county chief.

Presently, renters can not file insurance claims to cover damages caused by chipping and peeling lead paint.

If you choose one that does not claim to be non-staining, you'll have to be sure to cover all the surfaces that could be damaged.

Topics to be discussed include: Court Procedure: An understanding of the civil litigation process in New Jersey as it pertains to negligence claims; Damages: Understanding the standards for, and the differences between Compensatory and Punitive Damages; Facility Maintenance: Identifying potential safety hazards related to facilities and grounds, and taking reasonable steps to address common problems; Indemnification: Identifying when the school district is responsible for the actions of its employees, and when it may disclaim coverage; Insurance Coverage Issues: Understanding what is, and is not covered under a school district's insurance policy, and understanding whether your district will be allowed to choose its attorney or be required to utilize the attorney assigned by the Insurance Company; Negligent Supervision: Examples of school district negligence liability lie within the school, on the athletic field, in the locker room, and on school trips; Sovereign Immunity: Understanding the effect of the New Jersey Torts Claims Act on negligence claims against school distclaims; Damages: Understanding the standards for, and the differences between Compensatory and Punitive Damages; Facility Maintenance: Identifying potential safety hazards related to facilities and grounds, and taking reasonable steps to address common problems; Indemnification: Identifying when the school district is responsible for the actions of its employees, and when it may disclaim coverage; Insurance Coverage Issues: Understanding what is, and is not covered under a school district's insurance policy, and understanding whether your district will be allowed to choose its attorney or be required to utilize the attorney assigned by the Insurance Company; Negligent Supervision: Examples of school district negligence liability lie within the school, on the athletic field, in the locker room, and on school trips; Sovereign Immunity: Understanding the effect of the New Jersey Torts Claims Act on negligence claims against school distClaims Act on negligence claims against school distclaims against school districts.

The Fund provides liability insurance coverage to covered individuals and protects against damages or claims arising out of the performance of their work and within the scope of their employment or assignment

Accidental property damage If your vehicle accidently causes damage to other people or their property, you needn't stress as your 3rd party cover only allows you to claim for that too.

Damage to 3rd party properties If your vehicle accidently causes damage to other people or their property, you needn't stress as you comprehensive cover allows you to claim for thaDamage to 3rd party properties If your vehicle accidently causes damage to other people or their property, you needn't stress as you comprehensive cover allows you to claim for thadamage to other people or their property, you needn't stress as you comprehensive cover allows you to claim for that too.

Accidental Damage If your vehicle is accidentally damaged our comprehensive cover allows you to claim for the costs of repairing the vehicle or replacement costs.

HLDI analysts looked at how each feature affected claim frequency under property damage liability (PDL) insurance, which covers damage to another vehicle caused by the insured vehicle, and collision insurance, which covers damage to the insured vehicle.

HLDI research has also found that blind spot detection lowers rates of insurance claims covering damage to other vehicles.

Vehicles with rearview cameras tend to show lower rates of claims for damage caused to other vehicles, but some systems also have higher rates of claims covering damage to their own vehicle.

In an updated analysis, which includes the most recent data available, HLDI found that the rate of claims under property damage liability insurance, which covers damage to other vehicles and property, is 10 percent lower for Accords equipped with the camera - based forward collision and lane departure warning systems.

HLDI found that claim frequency under collision insurance, which covers damage to the insured vehicle, was 5 percent lower for vehicles with the park assist feature than for those without, while claims under property damage liability, which covers damage to other vehicles, were 17 percent lower.

However, those insurance policies typically only cover up to $ 2,000 in damages for that category of claim.

Claims should be filed when the cost of the covered event (damages or a lawsuit) would create significant financial hardship.

Our guide explains how and when your insurance company would cover or pay out for lightning strikes, and what homeowners can do to mitigate damages or issues when filing claims.

This can cover damage that you do accidentally where it's just not worth going through a liability claim.

The most common reason for a condo insurance claim to be denied is that the policy holder is making a claim for damages that are not covered by the policy.

If you suffer property loss or damage covered by your policy, you can receive compensation for your losses by filing a claim.

If you can't use your home at The Gallery Apartments in Clemson because there's been a fire, a broken pipe, or even smoke damage from a neighbor's fire, or another loss covered by the policy, you'll be able to get a hotel in the interim and you can file a claim to pay for it instead of having that money come out of your pocket.

Your policy can cover both the damages and the cost of defending the claim or suit.

Even though your homeowners insurance policy covers both your dwelling and your personal property, you will likely need to file two separate claims for reimbursement if both have been damaged.

In this instance, it would actually be the aggrieved party who would generally start a claim, but personal liability on a renters insurance policy covers you for bodily injury or property damage that you do to someone else.

If the other driver's injuries and / or property damage exceed your policy limits, he can file a claim against his own under - insured motorist coverage to pay what your policy will not cover.

Abilene renters insurance covers personal property against common perils like fire, theft, and vandalism, as well as protects you against liability claims for bodily injury or property damage due to your negligence.

Purchase protection — Covers new purchases against damage or theft for 120 days, with limits of up to $ 500 per claim and $ 50,000 per account.

Liability protection from covered claims made against you or a family member who resides with you for bodily injury or property damage

In order for your claim to be valid, the home's damage must stem from a covered loss under your policy.

You wouldn't likely file a claim to have renters insurance cover move out damages caused by your moving company.

For around $ 180 a year, you can rest assured that damage you caused to your neighbor through a complete accident would be covered and you won't have to worry about the claim or the defense costs.

Other costly, yet common claims that renters insurance covers are thefts and water damage.

Let's say you are traveling down the road, have a sudden sneezing attack, and you veer out of your lane into approaching traffic, causing an accident that involves more than one vehicle, chances are the above limits would not be enough to cover everyone that claimed damages.

Purchase Protection covers your new purchases for 120 days against damage or theft up to $ 500 per claim and $ 50,000 per account.

If they are stolen or damaged in a covered claim, this coverage may help pay to repair or replace them.

Your tent trailer is an investment, so make sure that you have insurance to cover damage or liability claims.

Living in a state with a high likelihood of tornadoes, lightning damage, and hurricanes along the coast increase your chances of having to file a claim, so it only makes sense to make sure you're adequately covered.

Third, of course, they'll pay the claim or settlement so long as it's a covered loss (bodily injury or property damage, not intentional, and not a crime — in a nutshell) and within the policy limits.