Sentences with phrase «covers insured drivers»

Medical payments car insurance protection covers the insured drivers and passengers for additional expenses related to medical needed as a result of injuries stemming from accidents.

Most insurance policies in Ontario contain a fixed collection of accident benefits, also known as no - fault benefits, which cover insured drivers regardless of whether the accident occurs within Ontario, within Canada but outside of Ontario, in the United States, or on a ship between ports of Canada and the United States.

In your insurance policy, look for the PIP or Personal Injury Protection, which covers the insured driver's medical expenses resulting from a car accident.

Personal Injury Protection insurance covers the insured driver and their passengers for any injury treatment, rehabilitation or other costs that are incurred in an accident.

It provides essentially the same insurance as a liability policy, only it covers the insured driver's own vehicle rather than the other one.

Uninsured Motorist: Uninsured Motorist Coverage covers the insured driver's bodily injury and property damage claims in the event that:

Bodily Injury Liability doesn't cover the insured driver or anyone else in their car — it's strictly for covering costs related to injuries that you cause.

Not exact matches

If your policy doesn't cover the loss or you're not insured, you can sue the perpetrator, especially if the perpetrator is insured, as might be the case of the DUI driver who smashes your store.

It covers injuries to you as a rider, as well as damages to your bike caused by another driver who is inadequately insured.

Personal Injury Protection (PIP) covers expenses from accidents if the other driver is not insured.

To cover the added risk of insuring younger drivers some insurers will assign the driver who's the most expensive to insure to the car that's the most expensive to insure.

If the other driver's injuries and / or property damage exceed your policy limits, he can file a claim against his own under - insured motorist coverage to pay what your policy will not cover.

A type of uninsured / underinsured motorist coverage in which policyholders can «stack,» or combine the limits of the uninsured / underinsured motorist coverage they purchase for each of their insured vehicles to help cover the cost of damage from an accident caused by an uninsured or underinsured driver.

Named insured and their spouse, residents, relatives, non-resident drivers using the covered vehicle with the named insured's permission

Instead of insuring the driver for any car in which they are driving, Autonational instead covers a named vehicle, meaning whomever is driving the car, legally, when assistance is required, is instead covered under that policy.

Obviously car insurance will cover you to drive your own vehicle (you have insured) but some comprehensive policies insure you (not the named drivers)-- if you're driving the cars of your friends and family — with their permission of course.

Even if the driver who hit you was uninsured or not sufficiently insured to cover your costs, we can help you bring a claim against your own insurance provider based on the uninsured or underinsured motorist provision of your coverage.

All drivers are insured, if they are not then the claim will be covered by the Motor Insurers Bureau (MIB), as the insurer of last resort.

Unfortunately, many accident victims discover the at - fault driver is not insured or does not have adequate insurance to cover the balance of your personal injury claim.

Uninsured and underinsured coverage — When the other driver is not insured or does not have enough insurance to cover your losses, or when you are hurt in a hit and run, your Underinsured Motorist Protection, Hit and Run, and Uninsured Motorist Protection should cover you.

In many cases, commercial vehicles are insured by a business or organization, and are covered adequately for cases of driver error, which result in accident with injury.

That means the vehicle's liability insurance or UM / UIM coverage will not cover a crash if that driver is operating the insured car.

This coverage protects insureds in the event they are involved in a crash with an at - fault driver who either doesn't have auto insurance (as required by law) or doesn't have enough auto insurance liability coverage to cover the full cost of the plaintiff's injuries and damages.

Under - insured motorist coverage provides a source of compensation to an injured party when the existing liability coverage of the at - fault driver does not fully cover damages.

If you are an insured driver or have a family member with a policy in your household, that auto insurer will cover your medical expenses, lost wages, and attendant care costs.

But by using an under - insured motorist insurance policy, you make sure you are covered even when the other driver falls down on their responsibilities.

«In addition to paying for insurance that covers their own actions, insured drivers pay a portion of the costs incurred by drivers without insurance through uninsured motorist (UM) coverage.

Underinsured motorist (UIM) coverage allows insureds to seek recovery from their own insurance company when an at - fault driver is underinsured — carrying less liability coverage than necessary to cover the injured party's claim.

$ 10,000 in PIP covers you, your passengers and other authorized drivers of your car who are injured while in your insured vehicle

It also covers legal defense costs in the event that the insured driver is sued.

Unfortunately, bodily injury is covered under the liability portion of your insurance and therefore insures the other driver.

This is great news for people insured in those 21 states because if they suffer an injury as a result from being hit by an at fault and uninsured driver, they are covered with a state minimum policy.

What most policyholders don't realize, though, is that medical payments insurance covers so much more than just the injuries of the insured driver.

This is intended to cover insureds for bodily injury or property damage that they sustain if involved in an accident with a driver who does not carry a policy or whose liability limits are not sufficient enough to compensate for the losses caused.

If the insured individual is at - fault in an accident, bodily injury liability covers the other driver's and their passenger's hospital charges.

Comprehensive and Collision insurance will pay for repairs to the insured's vehicle and their medical expenses when they are deemed to be at fault in an accident or when the other driver's insurance is not sufficient to cover damages when they are at fault as well as damages to the vehicle when it is damaged by wildlife or another act of nature.

Covers doctor's expenses for the other driver and their passengers when the insured driver is at - fault for the accident.

Liability insurance specifically covers the costs incurred by other people injured or suffering a loss of property in an accident the insured driver causes.

Insured driver yet not covered??

PIP insurance will cover medical expenses of the insured driver.

Uninsured / Underinsured Motorist Coverage covers the cost of damages, repairs, or injuries caused to the policyholder or passengers in his / her vehicle in the event of a collision with an uninsured or inadequately insured driver.

Car owners and drivers have to be covered against New Hampshire liability expenses, purchase medical payments coverage, and include uninsured motorist protection on their policies should they choose to be insured in order to fulfill their legal obligation as set forth by the state of New Hampshire [1].

This auto insurance coverage component pays medical bills and / or funeral expenses if a covered driver or accompanying passengers are injured or killed while in an insured vehicle, regardless of fault in an accident.

Insured motorist rear ends uninsured motorist If an insured motorist rear ends a vehicle that is not insured is the damage done to the uninsured vehicle covered by the at fault Insured motorist rear ends uninsured motorist If an insured motorist rear ends a vehicle that is not insured is the damage done to the uninsured vehicle covered by the at fault insured motorist rear ends a vehicle that is not insured is the damage done to the uninsured vehicle covered by the at fault insured is the damage done to the uninsured vehicle covered by the at fault driver?

«We have them listed as insured (aka occasional drivers),» says Snyder, AIA vice president and assistant general counsel, in Washington, D.C. «If you cover them under your policy, they'll probably have more coverage than they could afford if they had to buy their own policies on their own.»

Even if the other driver hits you, they may not be insured and then you will need your Bel Air auto insurance policy to cover your damages and injuries.

A personal accident cover is provided for individual owner or driver of the vehicle insured while traveling in, mounting or dismounting from the vehicle.

Uninsured Motorist Property Damage — Again, similar to the PDL description above, this coverage protects the driver against property damage caused by an uninsured motorist in an accident — for instance, should an insured driver hit your car, your body work and repairs would be covered.

In terms of and subject to the limitations of the indemnity granted by this section and covered within the scope of its car insurance plan to the insured, the Company will indemnify any driver who is driving the vehicle on the insured's order or with insured's permission provided that such driver shall as though he / she was the insured observe fulfill and be subject to the terms exceptions and conditions of this Plan in so far as they apply.

Person accident cover is also given to the owner driver of the insured vehicle.