Sentences with phrase «covers open perils»

Given that the floater policy you'll need to protect your fine art snowman covers open perils, you still need to mitigate the risk of heat destroying your snowman.
Given that the floater policy you'll need to protect your fine art snowman covers open perils, you still need to mitigate the risk of heat destroying your snowman.
If you like, you can even endorse your The Village At Fox Creek to cover open perils, which insures against risk of direct physical loss by any cause, subject to exclusions such as nuclear hazards and intentional acts.
Your policy contemplates a wide variety of risks, and you can add additional coverage — you can even make your policy cover open perils if you prefer.
You can also endorse the policy for a very small cost to cover open perils, or any kind of direct physical loss to the covered property which isn't excluded.
You can also endorse the policy to cover open perils, affording you even more coverage for your personal property.
If you'd like more comprehensive coverage, you can endorse your policy to cover open perils.
Ask your insurer if they have a policy covering open perils on contents and no obligation to replace with replacement values.
Your policy contemplates a wide variety of risks, and you can add additional coverage — you can even make your policy cover open perils if you prefer.
You can also endorse the policy for a very small cost to cover open perils, or any kind of direct physical loss to the covered property which isn't excluded.
You can also endorse the policy to cover open perils, affording you even more coverage for your personal property.

Not exact matches

There's something called open perils coverage that covers anything not specifically excluded.
If you prefer to have even broader coverage, you can often add «open perils» coverage to the policy, which means that any cause of loss not specifically excluded is covered.
If you prefer to be covered on an open perils basis, where you're insured for risk of direct physical loss to property regardless of the cause, subject to exclusions, that's an option as well.
An open perils policy is endorsed to have language similar to «We insure against risk of direct physical loss to property covered by the policy.»
Most homeowners insurance policies cover an «open peril» list.
Some people prefer to be covered for more than these risks, so they opt for what's called an «all risk» or «open perils» policy on their Allendale, NJ Renters Insurance.
To find out more, and to find out how little it costs to endorse your policy to open perils, just call (800) 892-4308 or click to get covered - whether you need Allendale renters insurance quotes online or coverage anywhere else!
Effective Coverage offers Copper Spring Apartments renters insurance that covers the standard named perils, of course, but you can also get open perils coverage if you feel like you need more protection.
Generally floaters are written on an open perils basis which means that, save for exclusions such as nuclear hazard, the property is covered regardless of the cause of loss.
If, however, a wild elephant tramples your new laptop while you're sitting on your porch with your morning coffee, that could be covered under an open perils policy but might not be under a named perils policy.
On an open perils policy if the loss is not excluded it is covered.
Some homeowners insurance may cover named perils while some may be open perils policy.
If you'd like damage from the undead to be covered, you need open perils renters insurance.
Essentially, open perils policy will specifically mention the losses that are not covered in the policy.
Other policy types, such as an HO - 3, cover «open perils
Most home insurance policies have an open peril list of covered events that protect against most common disasters.
You can even expand that coverage to a policy that covers far more, called open perils.
If you have open perils coverage, of course, that list is much longer because open perils covers any losses that aren't specifically excluded, such as nuclear hazard.
The building owner's policy may or may not cover the damage, depending whether it's open perils or named perils.
First of all, this gives you open perils on personal property, meaning if it's not excluded, it's covered.
The endorsement provides you with open perils coverage, meaning that your items are covered for everything except what is explicitly excluded in your policy.
This allows you to properly cover the jewelry, usually on an open perils basis rather than named perils.
The open perils clause covers losses for reasons that are not specifically excluded in the policy.
HO - 3's hazard insurance — the part of a homeowners policy that covers damage to your home's structure — insures against damage from «open perils
Open perils — this type of homeowners insurance will cover all loss except for those specifically listed as excluded from coverage within the policy.
An open perils policy is also shorter than a standard named perils policy — the endorsement replaces the list of what's covered with much more sweeping language and those very limited exclusions.
When there's a loss, whether it's covered under named perils or open perils, you contact your insurance.
The endorsement provides you with open perils coverage, meaning that your items are covered for everything except what is explicitly excluded in your policy.
If, however, a wild elephant tramples your new laptop while you're sitting on your porch with your morning coffee, that could be covered under an open perils policy but might not be under a named perils policy.
On an open perils policy if the loss is not excluded it is covered.
There's something called open perils coverage that covers anything not specifically excluded.
Open perils means that if something is not specifically excluded, it's covered.
If you own your home, check whether you have a named perils or open perils homeowners insurance policy, and if fire damage is covered.
In fact, open perils policies are sometimes known as all - risk policies because they generally cover any and all risks, incidents, and events.
For example, because an open perils policy is based on the concept that unless something is excluded or limited, it is covered.
An open perils policy is also shorter than a standard named perils policy — the endorsement replaces the list of what's covered with much more sweeping language and those very limited exclusions.
Most home insurance policies have an open peril list of covered events that protect against most common disasters.
When there's a loss, whether it's covered under named perils or open perils, you contact your insurance.
You may have a policy that covers all risks or open perils, or one that is only going to cover specified perils for personal property.
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