Sentences with phrase «covers the driver responsible»

With liability coverage, the insurance company covers the driver responsible for the accident, up to the policy's limits.

Not exact matches

All commercial auto insurance policies in Connecticut will provide, at the very least, liability protection to cover injuries or property damage to others in the event that you or one of your drivers is responsible for an accident while driving a company car.
Even if you're not the generous sort, adding a second responsible driver can also help lower the cost of your cover.
While Spencer hypothesizes that the changes in cloud cover are the main driver behind global warming, Dessler concludes that they're only responsible for a small percentage of the changes in surface temperature from 2000 to 2010.
However, while Spencer hypothesizes that the changes in cloud cover are the main driver behind global warming, Dessler concludes that they're only responsible for a small percentage of the changes in surface temperature from 2000 to 2010.
Craig Loehle Your still making an assumption that CO2 was the main driver of recent warming when the observations show a 4 - 5 % reduction of cloud cover during the 1990s that was responsible at least 75 % (0.3 degC or 0.7 W / m2) of the observed warming in the satellite period.
If a court finds the driver legally responsible for the accident, it can award damages to cover the various expenses, as well as pain and suffering, victims and their families deal with in the aftermath of automobile accidents.
In pedestrian or bicycle accidents caused by a car or truck driver, the driver's auto insurance is primarily responsible for covering your medical expenses.
When this occurs, an injured individual (or the family members of a person killed in a fatal car accident) may be able to sue the responsible driver for the difference that insurance doesn't cover.
What happens if Uber denies your claim, partially covers your request for damages, and / or argues that the driver should be held personally responsible?
In a case such as this, we will pursue the highest amount of financial compensation possible, and this will typically be covered by the responsible driver's insurance policy.
In every accident and injury case, our law firm quickly seeks to determine the parties who are responsible and liable to cover damages, such as the other driver and their insurance company.
This is determined by any medical insurance They have but yes, Sometimes the driver responsible is going to need to cover the injured parties medical statements in case at fault for your crash.
When roads are wet, slippery, icy, or snow - covered, the responsible driver will slow down to account for differences in the car's handling.
The situation might be that a driver only has a provisional licence and doesn't have someone travelling with them; they may have no driving licence; the car may have been lent to another party without the insurer being notified; in these circumstances the insurance company who have the existing policy on the car will settle the claim (but look to the party responsible for covering their costs).
If for example, a pedestrian was hit by an uninsured driver while crossing the street or riding their bicycle, the UM coverage in their insurance policy would cover the cost of their injuries — whether the responsible motorist was driving a bus, truck, motorcycle or car.
The insurance company covering the at - fault driver is responsible for any damages you may have as a result of the automobile accident in question...
Even if you were the only driver involved and 100 % responsible for what happened, Michigan law ensures that your medical needs are covered.
Similarly, if the responsible driver has a minimal liability insurance policy and it is not enough to cover the full value of the injury, uninsured / underinsured coverage may be able to make up the difference.
If a driver does not have car insurance, then he or she is financially responsible to cover the costs of an accident by paying out of pocket.
In some cases, an at - fault driver can be financially responsible for damage done to your car, and for other losses not covered by your no fault benefits.
Bodily injury liability (BI) pays, up to your policy limits, for injuries or death that you (the policyholder), or other drivers covered by your car insurance policy, are found responsible for after a motor vehicle accident.
Responsible drivers should know what personal injury liability covers and how it works, so they can maintain a high level of financial security.
There is a no fault law in New York that says each driver is responsible for using their Freeport auto insurance policy to cover any damages or injuries.
If a motorist is at - fault for an accident in which someone is injured or property is damaged, it is important that the responsible driver be able to cover any resulting losses.
«Instead of paying workers» compensation premiums to cover all of its workers, as responsible businesses do, Uber will charge drivers for the medical care and time - loss benefits that the rest of us get by virtue of working at a job,» Smith says.
The first step is having a good understanding of exactly what this coverage does: collision coverage pays for damages to your car in an accident regardless of who is responsible it also covers your vehicle if you are accident in which other drivers aren't involved, like if you hit a stationary object.
Drivers who are legally responsible for an accident may not have enough insurance to cover damages they inflict.
Even drivers who do carry insurance sometimes only carry minimum limits, which may not be enough to cover all of the damages in an accident for which they're responsible.
However, you will only be personally responsible if the excluded driver was driving your vehicle at the time, regardless of whether or not he or she was covered under your insurance policy at the time of the accident.
Just because the at fault driver can not cover the damages, does not make you financially responsible but it is often very difficult to receive payment from the responsible party.
This means that an insurance carrier must pay the expenses of a covered driver without regard to who was responsible for the accident.
With standard auto liability insurance, the insurance company of the driver responsible for an accident pays the costs resulting from a covered accident (up to the policy's limits).
But bad accidents — ones involving serious injuries, major property damage and even fatalities — can be very costly, and the at - fault driver is responsible for expenses not covered by his or her liability insurance.
If an uninsured or a hit - and - run driver is responsible for an accident that causes you injuries or property damage, the responsible driver is responsible for covering your losses.
I Drive Safely's South Carolina online defensive driving course may only be 4 hours long, but it covers a wide variety of info you need to become a safer, more responsible driver.
If the vehicle or other property damaged is at a significantly higher value than the amount of insurance protection you have, you, as the driver, are financially responsible for covering the remaining difference.
The beginning yearly mileage and ending yearly mileage is recorded and if the ending mileage exceeds this amount the collector vehicle will not be covered and / or the person responsible for the coverage will have to pay the difference for removing the restricted driver coverage and upping the mileage premium.
This is because if you are injured or suffer property damage in a collision caused by an uninsured driver that driver is responsible for covering your cost — and it may be difficult or impossible to collect these funds.
You can sue the driver if he is not able to cover all your medical expenses but as a passenger even you will be held responsible for the accident, if at all you encouraged the driver to break traffic rules or had distracted him while on the drive.
If your driver is held responsible for causing an accident due to distraction, breaking signal, traffic violation or unexpected collisions with another car, are you as a passenger being covered?
But what if the other driver has crashed into you and is deemed responsible for your injuries but has no insurance to cover the expense?
This type of auto insurance policy will also cover residential and personal injury damage; however, the at - fault driver will be responsible for repairing their own car.
Mature drivers education is a course that covers the latest rules of the road, defensive driving, and everything that you need to know to keep being being a safe, responsible driver.
Uninsured motorists are responsible for the damage they cause, including your property damage and medical costs, but there is no guarantee these drivers have enough insurance to cover those costs.
In this case, your insurance company will cover your damage and will go after the responsible driver on its own.
This puts you at risk because if an uninsured driver is at fault for a collision with you, that person is responsible for covering your damage.
Uninsured motorist insurance covers bodily injury and property damage liabilities of the driver responsible for the accident who has no insurance coverage.
In this case, your insurance company will cover your losses and will go after the responsible driver on its own.
If one of these drivers is at fault for a collision with you, the driver is responsible for covering your damage.
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