Risk - based pricing refers to the act of establishing or adjusting pricing and other terms and conditions of
a credit agreement provided to a consumer based on their credit history and score.
While the credit charges set out in
the credit agreements provided prima facie evidence of the costs to the claimant of obtaining the credit it was open to the other side to adduce evidence to show that the charges were excessive.
Not exact matches
In January, the Company replaced its existing debt with a $ 10.0 million
credit agreement to strengthen its balance sheet,
provide additional cash for operations and
provide increased financial and operating flexibility through a covenant package more suitable to its business.
• to
provide the information, products and services you request; • to
provide you with effective customer service; • to
provide you with a personalized experience when you use this Site; • to contact you with information and notices related to your use of this Site; • to contact you with special offers and other information we believe will be of interest to you (in accordance with any privacy preferences you have expressed to us); • to invite you to participate in surveys and
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credit or fraud prevention purposes; and • for any other purpose identified in an applicable Privacy Notice, click - through
agreement or other
agreement between you and us.
In connection with loan
agreements, we may also collect personal information from
credit bureaus in order to verify your current and ongoing creditworthiness and other information you may
provide to us.
In November 2015, we terminated the unsecured revolving
credit facility
provided under such
credit agreement, and we entered into a new secured revolving
credit agreement with these lenders as well as affiliates of Jefferies LLC, Stifel, Nicolaus & Company and SMBC Nikko Securities America, Inc., under which these underwriters and / or affiliates have been, and may be in the future, paid customary fees.
In addition to any other requirements or restrictions set forth in this
Agreement, you shall not: (i) utilize the
credit available on any Card to
provide cash advances to Cardholders, (ii) submit any card transaction for processing that does not arise from your sale of goods or service to a buyer customer, (iii) act as a payment intermediary or aggregator or otherwise resell our services on behalf of any third party, (iv) send what you believe to be potentially fraudulent authorizations or fraudulent card transaction, or (v) use your Merchant Account or the Service in a manner that Visa, MasterCard, American Express, Discover or any other Payment Network reasonably believes to be an abuse of the Payment Network or a violation of Payment Network rules.
We expect our new
credit agreement will
provide us with financing sufficient to repay the outstanding borrowings due under our current
credit agreement and
provide an additional source of financing for use in our operations.
Specifically, benefits subject to the HP Severance Policy include: (a) separation payments based on a multiplier of salary plus target bonus, or cash amounts payable for the uncompleted portion of employment
agreements; (b) any gross - up payments made in connection with severance, retirement or similar payments, including any gross - up payments with respect to excess parachute payments under Section 280G of the Code; (c) the value of any service period
credited to a Section 16 officer in excess of the period of service actually
provided by such Section 16 officer for purposes of any employee benefit plan; (d) the value of benefits and perquisites that are inconsistent with HP Co.'s practices applicable to one or more groups of HP Co. employees in addition to, or other than, the Section 16 officers («Company Practices»); and (e) the value of any accelerated vesting of any stock options, stock appreciation rights, restricted stock or long - term cash incentives that is inconsistent with Company Practices.
The 2014 Recapitalization
Agreement would also
provide for the issuance of a new note with a principal amount of $ 50.0 million and a $ 100.0 million letter of
credit facility.
The line - of -
credit and Master Lease
Agreement concepts save you both time and money and
provide you with all - encompassing financial solutions that allow you to bundle a variety of products and services into one monthly payment.
Examples of these risks, uncertainties and other factors include, but are not limited to the impact of: adverse general economic and related factors, such as fluctuating or increasing levels of unemployment, underemployment and the volatility of fuel prices, declines in the securities and real estate markets, and perceptions of these conditions that decrease the level of disposable income of consumers or consumer confidence; adverse events impacting the security of travel, such as terrorist acts, armed conflict and threats thereof, acts of piracy, and other international events; the risks and increased costs associated with operating internationally; our expansion into and investments in new markets; breaches in data security or other disturbances to our information technology and other networks; the spread of epidemics and viral outbreaks; adverse incidents involving cruise ships; changes in fuel prices and / or other cruise operating costs; any impairment of our tradenames or goodwill; our hedging strategies; our inability to obtain adequate insurance coverage; our substantial indebtedness, including the ability to raise additional capital to fund our operations, and to generate the necessary amount of cash to service our existing debt; restrictions in the
agreements governing our indebtedness that limit our flexibility in operating our business; the significant portion of our assets pledged as collateral under our existing debt
agreements and the ability of our creditors to accelerate the repayment of our indebtedness; volatility and disruptions in the global
credit and financial markets, which may adversely affect our ability to borrow and could increase our counterparty
credit risks, including those under our
credit facilities, derivatives, contingent obligations, insurance contracts and new ship progress payment guarantees; fluctuations in foreign currency exchange rates; overcapacity in key markets or globally; our inability to recruit or retain qualified personnel or the loss of key personnel; future changes relating to how external distribution channels sell and market our cruises; our reliance on third parties to
provide hotel management services to certain ships and certain other services; delays in our shipbuilding program and ship repairs, maintenance and refurbishments; future increases in the price of, or major changes or reduction in, commercial airline services; seasonal variations in passenger fare rates and occupancy levels at different times of the year; our ability to keep pace with developments in technology; amendments to our collective bargaining
agreements for crew members and other employee relation issues; the continued availability of attractive port destinations; pending or threatened litigation, investigations and enforcement actions; changes involving the tax and environmental regulatory regimes in which we operate; and other factors set forth under «Risk Factors» in our most recently filed Annual Report on Form 10 - K and subsequent filings by the Company with the Securities and Exchange Commission.
Updated: A few readers have pointed out the
agreement does
provide some administrative changes that folded some non-academic functions into the city, an aspect that also led to the
credit positive rating.
Lord Oakeshott, the Liberal Democrat spokesman at the Treasury, said: «It is vital to the coalition
agreement that all the banks agree to a target for net lending to SMEs this year as
providing credit to these companies is critical for economic recovery.
«(B) except as
provided in paragraph (5) or (6), the quantity of the international offset
credits is determined by comparing the national emissions from deforestation relative to a national deforestation baseline for that country established, in accordance with an
agreement or arrangement described in subsection (b)(2)(A), pursuant to paragraph (4);
Additionally, by articulation
agreement, completion of the Health Coach Training Program (HCTP) at the Institute for Integrative Nutrition will be accepted for 12
credits provided the student validates learning through successful completion of the International Association of Health Coaches certification exam.
The founder of the site, Boris Giller, is touting the site's security features, which require prospective menthe's to supply a résumé, fill out a detailed application, sign a legal
agreement stating that all information
provided is truthful and submit to identity verification and a
credit report.
At the sole discretion of LEGO Education,
credit may be withdrawn from any customer who fails to meet agreed payment terms without prior
agreement, until such time as the outstanding amounts are paid in full and a satisfactory assurance
provided by you that the payment terms will be met in the future.
[81] While these contingent commitments are not an obligation and do not guarantee receipt of RRIF or TIFIA
credit assistance, as applicable, they represent an
agreement between the DOT and a project sponsor to
provide credit assistance subject to the satisfaction of all of the terms and conditions for
credit assistance set forth under the RRIF or TIFIA statutes, as applicable, including satisfaction of Federal eligibility requirements (such as the National Environmental Policy Act of 1969) and the availability of budgetary authority for such
credit assistance.
In addition, the master
credit agreement will include the terms and conditions for
providing the
credit assistance as well as terms and conditions that will be common across all
credit instruments issued under the master
credit agreement.
Once terms and conditions acceptable to the DOT have been finalized, the parties will execute a term sheet, which obligates the
credit assistance, a definitive
credit agreement, which sets forth the terms and conditions of the
credit assistance, and the other documents necessary to
provide credit assistance, and close the transaction.
The
credit agreement is the definitive
agreement between the USDOT and the borrower (and the guaranteed lender, if applicable) containing all terms and conditions pursuant to which the disbursement of TIFIA
credit assistance is
provided.
In addition, the
credit agreement will obligate the borrower to
provide the DOT with an annual update to the project's financial plan in accordance with specified requirements.
Accordingly, borrowers will be required to covenant in the
credit agreement to
provide ongoing financial and project information not only during construction, but so long as any Bureau
credit instrument is outstanding and / or until any debt obligation to the Federal Government is fully repaid.
(7) LINE OF
CREDIT. - The term «line of
credit» means an
agreement entered into by the Secretary with an obligor under section 604 to
provide a direct loan at a future date upon the occurrence of certain events.»
The
credit agreement is the definitive
agreement between the DOT and the borrower, containing all of the terms and conditions pursuant to which the DOT's
credit assistance is
provided.
provide for the obligation of funds for the secured loans or secured Federal
credit instruments after all requirements have been met for the projects subject to the master
credit agreement, including --
To get the actual terms of your
agreement, you'll need to fill out a financing application for the
credit service we use to
provide you with so that they can see what terms will fit your needs best, found in our online Chrysler finance center.
In addition, it
provides co-branded
credit card
agreements and advertising services, serves developers and enterprises through Amazon Web Services, and manufactures and sells electronic devices.
As elsewhere
provided in this
agreement, a different APR and / or fee (s), a different starting date from which an Interest Charge is assessed, and a different available
credit limit may apply for Cash Advances.
Overdraft Protection Advances If you have an eligible checking account with us and have enrolled this Account to
provide overdraft protection, you may link this
credit card Account to the eligible checking account with us to cover an overdraft on that pre-designated checking Account under the terms of this
Agreement and your checking account a
Agreement and your checking account
agreementagreement.
In order to be
credited on the day of receipt, your payment must be accompanied by the payment stub from your Periodic Statement, and must be received in the form specified, and by the hour specified, as
provided by law and this
Agreement.
In the end, what I am trying to figure out is how paying off debt through collection agencies would affect my
credit report,
provided I reach a full settlement
agreement with them.
Your use of Digital Banking, and the specific services available through Digital Banking, are governed by this
Agreement, the Bank's Disclosure of Products and Fees applicable to your accounts, the application you complete (if required) for any service available through Digital Banking, any instructions we provide you on using Digital Banking, and any other agreements applicable to the deposit or loan accounts or the services you access through Digital Banking, including our Deposit Account Agreement, Business and Treasury Services Agreement, any applicable overdraft protection agreement, any applicable loan agreement, any credit card agreement, and any other applicable agreement such as our Funds Transfer Authorization Agreement and our Agreement for Automated Clearing House Services («Banking Agreements»), all as they may be amended from time
Agreement, the Bank's Disclosure of Products and Fees applicable to your accounts, the application you complete (if required) for any service available through Digital Banking, any instructions we
provide you on using Digital Banking, and any other
agreements applicable to the deposit or loan accounts or the services you access through Digital Banking, including our Deposit Account Agreement, Business and Treasury Services Agreement, any applicable overdraft protection agreement, any applicable loan agreement, any credit card agreement, and any other applicable agreement such as our Funds Transfer Authorization Agreement and our Agreement for Automated Clearing House Services («Banking Agreements»), all as they may be amended from tim
agreements applicable to the deposit or loan accounts or the services you access through Digital Banking, including our Deposit Account
Agreement, Business and Treasury Services Agreement, any applicable overdraft protection agreement, any applicable loan agreement, any credit card agreement, and any other applicable agreement such as our Funds Transfer Authorization Agreement and our Agreement for Automated Clearing House Services («Banking Agreements»), all as they may be amended from time
Agreement, Business and Treasury Services
Agreement, any applicable overdraft protection agreement, any applicable loan agreement, any credit card agreement, and any other applicable agreement such as our Funds Transfer Authorization Agreement and our Agreement for Automated Clearing House Services («Banking Agreements»), all as they may be amended from time
Agreement, any applicable overdraft protection
agreement, any applicable loan agreement, any credit card agreement, and any other applicable agreement such as our Funds Transfer Authorization Agreement and our Agreement for Automated Clearing House Services («Banking Agreements»), all as they may be amended from time
agreement, any applicable loan
agreement, any credit card agreement, and any other applicable agreement such as our Funds Transfer Authorization Agreement and our Agreement for Automated Clearing House Services («Banking Agreements»), all as they may be amended from time
agreement, any
credit card
agreement, and any other applicable agreement such as our Funds Transfer Authorization Agreement and our Agreement for Automated Clearing House Services («Banking Agreements»), all as they may be amended from time
agreement, and any other applicable
agreement such as our Funds Transfer Authorization Agreement and our Agreement for Automated Clearing House Services («Banking Agreements»), all as they may be amended from time
agreement such as our Funds Transfer Authorization
Agreement and our Agreement for Automated Clearing House Services («Banking Agreements»), all as they may be amended from time
Agreement and our
Agreement for Automated Clearing House Services («Banking Agreements»), all as they may be amended from time
Agreement for Automated Clearing House Services («Banking
Agreements»), all as they may be amended from tim
Agreements»), all as they may be amended from time to time.
After reviewing dozens of cardmember
agreements for unsecured
credit cards for bad
credit, we weren't able to find a single one that
provided a clear answer on what its annual fee will be.
Mercedes Enterprises INC shall, upon initiation of
agreement,
provide prompt assistance to client in obtaining
credit records for the client from all three
credit - reporting agencies Equifax (CSC for Texas Residents), Experian, and Trans Union by mail.
FICO, the
credit score most often used, reached an
agreement with Experian to
provide scores.
To
provide employment for legions of undecipherable - fine - print - writing attorneys (see your
credit card
agreement)
It also stores information
provided by lenders about loans, cards, bank accounts and other
credit agreements you've taken out.
Funds advanced from a
credit line or
credit card account will accrue interest at the interest rate
provided in the
agreement for that account.
(1) Before executing a contract or
agreement with or receiving money or other valuable consideration from a buyer, a
credit services organization shall provide the buyer with a written statement containing: (a) A complete and detailed description of the services to be performed by the credit services organization for the buyer and the total cost of the services; (b) A statement explaining the buyer's right to proceed against the surety bond or surety account required by section 45 - 805; (c) The name and address of the surety company that issued the bond or the name and address of the depository and the trustee and the account number of the surety account; (d) A complete and accurate statement of the buyer's right to review any file on the buyer maintained by a consumer reporting agency as provided by the Fair Credit Reporting Act, 15 U.S.C. 1681 et seq.; (e) A statement that the buyer's file is available for review at no charge on request made to the consumer reporting agency within thirty days after the date of receipt of notice that credit has been denied and that the buyer's file is available for a minimal charge at any other time; (f) A complete and accurate statement of the buyer's right to dispute directly with the consumer reporting agency the completeness or accuracy of any item contained in a file on the buyer maintained by the consumer reporting agency; (g) A statement that accurate information can not be permanently removed from the files of a consumer reporting agency; (h) A complete and accurate statement of when consumer information becomes obsolete and of when consumer reporting agencies are prevented from issuing reports containing obsolete information; and (i) A complete and accurate statement of the availability of nonprofit credit counseling ser
credit services organization shall
provide the buyer with a written statement containing: (a) A complete and detailed description of the services to be performed by the
credit services organization for the buyer and the total cost of the services; (b) A statement explaining the buyer's right to proceed against the surety bond or surety account required by section 45 - 805; (c) The name and address of the surety company that issued the bond or the name and address of the depository and the trustee and the account number of the surety account; (d) A complete and accurate statement of the buyer's right to review any file on the buyer maintained by a consumer reporting agency as provided by the Fair Credit Reporting Act, 15 U.S.C. 1681 et seq.; (e) A statement that the buyer's file is available for review at no charge on request made to the consumer reporting agency within thirty days after the date of receipt of notice that credit has been denied and that the buyer's file is available for a minimal charge at any other time; (f) A complete and accurate statement of the buyer's right to dispute directly with the consumer reporting agency the completeness or accuracy of any item contained in a file on the buyer maintained by the consumer reporting agency; (g) A statement that accurate information can not be permanently removed from the files of a consumer reporting agency; (h) A complete and accurate statement of when consumer information becomes obsolete and of when consumer reporting agencies are prevented from issuing reports containing obsolete information; and (i) A complete and accurate statement of the availability of nonprofit credit counseling ser
credit services organization for the buyer and the total cost of the services; (b) A statement explaining the buyer's right to proceed against the surety bond or surety account required by section 45 - 805; (c) The name and address of the surety company that issued the bond or the name and address of the depository and the trustee and the account number of the surety account; (d) A complete and accurate statement of the buyer's right to review any file on the buyer maintained by a consumer reporting agency as
provided by the Fair
Credit Reporting Act, 15 U.S.C. 1681 et seq.; (e) A statement that the buyer's file is available for review at no charge on request made to the consumer reporting agency within thirty days after the date of receipt of notice that credit has been denied and that the buyer's file is available for a minimal charge at any other time; (f) A complete and accurate statement of the buyer's right to dispute directly with the consumer reporting agency the completeness or accuracy of any item contained in a file on the buyer maintained by the consumer reporting agency; (g) A statement that accurate information can not be permanently removed from the files of a consumer reporting agency; (h) A complete and accurate statement of when consumer information becomes obsolete and of when consumer reporting agencies are prevented from issuing reports containing obsolete information; and (i) A complete and accurate statement of the availability of nonprofit credit counseling ser
Credit Reporting Act, 15 U.S.C. 1681 et seq.; (e) A statement that the buyer's file is available for review at no charge on request made to the consumer reporting agency within thirty days after the date of receipt of notice that
credit has been denied and that the buyer's file is available for a minimal charge at any other time; (f) A complete and accurate statement of the buyer's right to dispute directly with the consumer reporting agency the completeness or accuracy of any item contained in a file on the buyer maintained by the consumer reporting agency; (g) A statement that accurate information can not be permanently removed from the files of a consumer reporting agency; (h) A complete and accurate statement of when consumer information becomes obsolete and of when consumer reporting agencies are prevented from issuing reports containing obsolete information; and (i) A complete and accurate statement of the availability of nonprofit credit counseling ser
credit has been denied and that the buyer's file is available for a minimal charge at any other time; (f) A complete and accurate statement of the buyer's right to dispute directly with the consumer reporting agency the completeness or accuracy of any item contained in a file on the buyer maintained by the consumer reporting agency; (g) A statement that accurate information can not be permanently removed from the files of a consumer reporting agency; (h) A complete and accurate statement of when consumer information becomes obsolete and of when consumer reporting agencies are prevented from issuing reports containing obsolete information; and (i) A complete and accurate statement of the availability of nonprofit
credit counseling ser
credit counseling services.
The borrower must
provide a copy of the
agreement and evidence that payments were made on time in accordance with the
agreement, and a minimum of three months of scheduled payments have been made prior to
credit approval.
Under the National
Credit Act, the rental provider must
provide the total amount payable as rent in the consumer lease
agreement.
The bank can not
provide you with the business report due to privacy
agreements and if they violate them they can lose their contract with the business
credit bureaus.
While a security freeze
provides protection that is governed by law, locks are governed by your contractual
agreement for each
credit bureau.
(A) Before executing a contract or
agreement with a buyer or receiving money or other valuable consideration, a
credit services organization shall
provide the buyer with a written statement containing all of the following information:
Before executing a contract or
agreement with a buyer, or receiving money or other valuable consideration, a
credit services organization shall
provide the buyer with a statement in writing, containing all of the following: a.
The
Credit Union is not obligated to make any loan advances to the Checking account if the outstanding overdraft balance exceeds the established credit limit or as otherwise provided in the agreement governing the personal line of c
Credit Union is not obligated to make any loan advances to the Checking account if the outstanding overdraft balance exceeds the established
credit limit or as otherwise provided in the agreement governing the personal line of c
credit limit or as otherwise
provided in the
agreement governing the personal line of
creditcredit.
June 26 (Reuters)- Commercial Metals Co: Commercial Metals Co - On June 23, co, unit entered second amendment to fourth amended and restated
credit agreement - SEC Filing.Commercial Metals Co - Amendment amends
agreement to
provide for a coterminous delayed draw term loan in maximum principal amount of $ 150.0 million.Commercial Metals Co - Amendment also amends
agreement to extend maturity date of
credit agreement to June 23, 2022.
We have
agreements and controls in place with
credit bureaux,
credit insurers, other lenders and third party service providers requiring that any information
provided by us must be safeguarded and used only for the sole purpose of
providing the service we have requested the company to perform.