Sentences with phrase «credit as an applicant»

Not exact matches

The online financial provider uses alternative information to create a proprietary credit score for loan applicants, such as checking account, payment processing, and other loan information.

As I mentioned last quarter, we are seeing some deterioration in the credit quality of applicants, but the majority of the increase is the result of our subprime partners providing more attractive offers to our customers.»

Bankers and Loan Officers at Credit Unions represent the bank and the credit union not the applicant where as a commercial loan broker just like a mortgage broker representCredit Unions represent the bank and the credit union not the applicant where as a commercial loan broker just like a mortgage broker representcredit union not the applicant where as a commercial loan broker just like a mortgage broker represents you.

Rather than looking solely at an applicant's credit score and income, SoFi also considers factors such as education and career choice to decide whether to approve you for a loan.

The latest Home Buyer Reality Report from NerdWallet reveals that 39 % of denied mortgage applicants pointed to poor credit history and low scores as the reason for being turned down, and more than 50 % cited high debt - to - income ratios.

SoFi is often identified as a company aimed at millennials, and its alternative method of assessing borrowers does make it easier for applicants with shorter credit histories and higher debts to qualify.

Applicants can qualify with an even higher ratio, however, with compensating factors such as a high credit score and a rent payment that matches the proposed house payment.

Carrington is willing to accept applicants with credit scores as low as 500 — much lower than the FHA's own minimum of 580.

I / we agree that if any material change (s) occur (s) in my / our financial condition that I / we will immediately notify BSHFC of said change (s) and unless Baby Safe Homes Franchise Corporation is so notified it may continue to rely upon the application and financial statement and the representations made herein as a true and accurate statement of my / our financial condition.nI / we authorize Baby Safe Homes Franchise Corporation to make whatever credit inquiries / background checks it deems necessary in connection with this application and financial statement.nI / we authorize and instruct any person or consumer reporting agency to furnish to BSHFC any information that it may have to obtain in response to such credit inquiries.nIn consideration of the ongoing association between Baby Safe Homes and the undersigned applicant (hereinafter u201cApplicantu201d), the parties hereto have entered into this Non-Disclosure and Non-Competition Agreement.nWHEREAS, in the course of its business operations, Baby Safe Homes provides its customers products and services which, by nature of the business, include trade secrets, confidential and proprietary information, and other matters deemed material or important enough to warrant protection; and WHEREAS, Applicant, by reason of his / her interest in Baby Safe Homes and in the course of his / her duties, has access to said secrets and confidential information; and WHEREAS, Baby Safe Homes has trade secrets and other confidential and proprietary information, including procedures, customer lists, and particular desires or needs of such customers to which Applicant has access in the course of his / her duties as an Applicant.nNow, therefore, in consideration of the premises contained herein, the parties agree as follows Applicant shall not, either during the time of his / her franchise evaluation with Baby Safe Homes or at any time thereafter either directly or indirectly, communicate, disclose, reveal, or otherwise use for his / her own benefit or the benefit of any other person or entity, any trade secrets or other confidential or proprietary information obtained by Employee by virtue of his / her employment with Baby Safe Homes, in any manner whatsoever, any such information of any kind, nature, or description concerning any matters affecting or relating to the Baby Safe Homes business, or in the business of any of its customers or prospective customers, except as required in the course of his / her employment by Baby Safe Homes or except as expressly authorized Baby Safe Homes Franchise Corporation, in writing.nDuring any period of evaluation with Baby Safe Homes, and for two (2) years thereafter, Applicant shall not, directly or indirectly, induce or influence, divert or take away, or attempt to divert or take away and, during the stated period following termination of employment, call upon or solicit, or attempt to call upon or solicit, any of the customers or patrons Baby Safe Homes including, but not limited to, those upon whom he / she was directly involved, or called upon, or catered to, or with whom became acquainted while engaged in the franchise evaluation process of a Baby Safe Homes franchise applicant (hereinafter u201cApplicantu201d), the parties hereto have entered into this Non-Disclosure and Non-Competition Agreement.nWHEREAS, in the course of its business operations, Baby Safe Homes provides its customers products and services which, by nature of the business, include trade secrets, confidential and proprietary information, and other matters deemed material or important enough to warrant protection; and WHEREAS, Applicant, by reason of his / her interest in Baby Safe Homes and in the course of his / her duties, has access to said secrets and confidential information; and WHEREAS, Baby Safe Homes has trade secrets and other confidential and proprietary information, including procedures, customer lists, and particular desires or needs of such customers to which Applicant has access in the course of his / her duties as an Applicant.nNow, therefore, in consideration of the premises contained herein, the parties agree as follows Applicant shall not, either during the time of his / her franchise evaluation with Baby Safe Homes or at any time thereafter either directly or indirectly, communicate, disclose, reveal, or otherwise use for his / her own benefit or the benefit of any other person or entity, any trade secrets or other confidential or proprietary information obtained by Employee by virtue of his / her employment with Baby Safe Homes, in any manner whatsoever, any such information of any kind, nature, or description concerning any matters affecting or relating to the Baby Safe Homes business, or in the business of any of its customers or prospective customers, except as required in the course of his / her employment by Baby Safe Homes or except as expressly authorized Baby Safe Homes Franchise Corporation, in writing.nDuring any period of evaluation with Baby Safe Homes, and for two (2) years thereafter, Applicant shall not, directly or indirectly, induce or influence, divert or take away, or attempt to divert or take away and, during the stated period following termination of employment, call upon or solicit, or attempt to call upon or solicit, any of the customers or patrons Baby Safe Homes including, but not limited to, those upon whom he / she was directly involved, or called upon, or catered to, or with whom became acquainted while engaged in the franchise evaluation process of a Baby Safe Homes franchise Applicant, by reason of his / her interest in Baby Safe Homes and in the course of his / her duties, has access to said secrets and confidential information; and WHEREAS, Baby Safe Homes has trade secrets and other confidential and proprietary information, including procedures, customer lists, and particular desires or needs of such customers to which Applicant has access in the course of his / her duties as an Applicant.nNow, therefore, in consideration of the premises contained herein, the parties agree as follows Applicant shall not, either during the time of his / her franchise evaluation with Baby Safe Homes or at any time thereafter either directly or indirectly, communicate, disclose, reveal, or otherwise use for his / her own benefit or the benefit of any other person or entity, any trade secrets or other confidential or proprietary information obtained by Employee by virtue of his / her employment with Baby Safe Homes, in any manner whatsoever, any such information of any kind, nature, or description concerning any matters affecting or relating to the Baby Safe Homes business, or in the business of any of its customers or prospective customers, except as required in the course of his / her employment by Baby Safe Homes or except as expressly authorized Baby Safe Homes Franchise Corporation, in writing.nDuring any period of evaluation with Baby Safe Homes, and for two (2) years thereafter, Applicant shall not, directly or indirectly, induce or influence, divert or take away, or attempt to divert or take away and, during the stated period following termination of employment, call upon or solicit, or attempt to call upon or solicit, any of the customers or patrons Baby Safe Homes including, but not limited to, those upon whom he / she was directly involved, or called upon, or catered to, or with whom became acquainted while engaged in the franchise evaluation process of a Baby Safe Homes franchise Applicant has access in the course of his / her duties as an Applicant.nNow, therefore, in consideration of the premises contained herein, the parties agree as follows Applicant shall not, either during the time of his / her franchise evaluation with Baby Safe Homes or at any time thereafter either directly or indirectly, communicate, disclose, reveal, or otherwise use for his / her own benefit or the benefit of any other person or entity, any trade secrets or other confidential or proprietary information obtained by Employee by virtue of his / her employment with Baby Safe Homes, in any manner whatsoever, any such information of any kind, nature, or description concerning any matters affecting or relating to the Baby Safe Homes business, or in the business of any of its customers or prospective customers, except as required in the course of his / her employment by Baby Safe Homes or except as expressly authorized Baby Safe Homes Franchise Corporation, in writing.nDuring any period of evaluation with Baby Safe Homes, and for two (2) years thereafter, Applicant shall not, directly or indirectly, induce or influence, divert or take away, or attempt to divert or take away and, during the stated period following termination of employment, call upon or solicit, or attempt to call upon or solicit, any of the customers or patrons Baby Safe Homes including, but not limited to, those upon whom he / she was directly involved, or called upon, or catered to, or with whom became acquainted while engaged in the franchise evaluation process of a Baby Safe Homes franchise Applicant.nNow, therefore, in consideration of the premises contained herein, the parties agree as follows Applicant shall not, either during the time of his / her franchise evaluation with Baby Safe Homes or at any time thereafter either directly or indirectly, communicate, disclose, reveal, or otherwise use for his / her own benefit or the benefit of any other person or entity, any trade secrets or other confidential or proprietary information obtained by Employee by virtue of his / her employment with Baby Safe Homes, in any manner whatsoever, any such information of any kind, nature, or description concerning any matters affecting or relating to the Baby Safe Homes business, or in the business of any of its customers or prospective customers, except as required in the course of his / her employment by Baby Safe Homes or except as expressly authorized Baby Safe Homes Franchise Corporation, in writing.nDuring any period of evaluation with Baby Safe Homes, and for two (2) years thereafter, Applicant shall not, directly or indirectly, induce or influence, divert or take away, or attempt to divert or take away and, during the stated period following termination of employment, call upon or solicit, or attempt to call upon or solicit, any of the customers or patrons Baby Safe Homes including, but not limited to, those upon whom he / she was directly involved, or called upon, or catered to, or with whom became acquainted while engaged in the franchise evaluation process of a Baby Safe Homes franchise Applicant shall not, either during the time of his / her franchise evaluation with Baby Safe Homes or at any time thereafter either directly or indirectly, communicate, disclose, reveal, or otherwise use for his / her own benefit or the benefit of any other person or entity, any trade secrets or other confidential or proprietary information obtained by Employee by virtue of his / her employment with Baby Safe Homes, in any manner whatsoever, any such information of any kind, nature, or description concerning any matters affecting or relating to the Baby Safe Homes business, or in the business of any of its customers or prospective customers, except as required in the course of his / her employment by Baby Safe Homes or except as expressly authorized Baby Safe Homes Franchise Corporation, in writing.nDuring any period of evaluation with Baby Safe Homes, and for two (2) years thereafter, Applicant shall not, directly or indirectly, induce or influence, divert or take away, or attempt to divert or take away and, during the stated period following termination of employment, call upon or solicit, or attempt to call upon or solicit, any of the customers or patrons Baby Safe Homes including, but not limited to, those upon whom he / she was directly involved, or called upon, or catered to, or with whom became acquainted while engaged in the franchise evaluation process of a Baby Safe Homes franchise Applicant shall not, directly or indirectly, induce or influence, divert or take away, or attempt to divert or take away and, during the stated period following termination of employment, call upon or solicit, or attempt to call upon or solicit, any of the customers or patrons Baby Safe Homes including, but not limited to, those upon whom he / she was directly involved, or called upon, or catered to, or with whom became acquainted while engaged in the franchise evaluation process of a Baby Safe Homes franchise business.

From the University of Edinburgh website, stating their policies for Humanities and Social Sciences, among a variety of other criteria: «08 Additional credit is given to students who:... * Apply from schools in the local area (defined as City of Edinburgh, East Lothian, Midlothian, West Lothian, Scottish Borders, Fife, Falkirk and district, Clackmannanshire) and applicants from schools in the wider locality (defined as the rest of Scotland, Cumbria, Northumberland, Durham, Teeside, Tyne and Wear).

The DFS superintendent would have the authority to deny a registration renewal if the applicant or its members or top executives are «not trustworthy and competent to act as or in connection with a consumer credit reporting agency «or fail to comply with any minimum standards, according to the Cuomo administration.

They included such practical applications as planning production in the chemicals industry, evaluating applicants for credit cards, and predicting bankruptcies.

Another option is a secured credit card in which, as Robinson explains, «the applicant is required to leave money on deposit with the bank issuing the card.

Other factors, such as our own proprietary website rules and the likelihood of applicants» credit approval also impact how and where products appear on this site.

Applicants must demonstrate credit worthiness in order to be eligible for supplemental education loans such as the Federal Direct Grad PLUS Loan or loans from private lenders.

As a primer, the Equal Credit Opportunity Act makes it illegal for a creditor to discriminate in any credit transaction against any applicant because of race; color; religion; national origin; gender; marital status; age andCredit Opportunity Act makes it illegal for a creditor to discriminate in any credit transaction against any applicant because of race; color; religion; national origin; gender; marital status; age andcredit transaction against any applicant because of race; color; religion; national origin; gender; marital status; age and more.

Pursuant to the FAST Act, RRIF applicants may provide certain credit enhancements to the DOT, which the DOT will use as a basis for determining the CRP.

As such, the cost to the government of providing financial assistance must be borne by the RRIF applicant, or another non-federal entity on behalf of the applicant, through the payment of the credit risk premium (CRP).

The applicant can choose to take advantage of the coordinated processes as long as the timing of the submission of required documents fulfills both the Credit Program and the other applicable Federal program requirements.

After initial determination of eligibility and receipt of the Advisors» Fees Upfront Payment and, for TIFIA applicants, the preliminary rating opinion letter, and upon request from the DOT, present the project to the review team and advisors, as well as representatives of the Bureau and the DOT Council on Credit and Finance.

Because credit assistance can not be awarded until a project has received a final NEPA determination (as described above in Section 3 - 3), all applicants for credit assistance must demonstrate in the Letter of Interest / Draft Application that the project for which credit assistance is being sought is reasonably likely to have completed the NEPA process prior to the anticipated financial closing date.

[171] In addition, as part of the DOT's creditworthiness assessment of a project and an applicant prior to awarding credit assistance, the DOT must have made a determination that the credit assistance can reasonably be repaid, which determination can be based on the value of any collateral pledged.

As part of the DOT's review, the DOT will also request that the TIFIA applicant provide copies of all documents submitted to the Credit Rating Agency in connection with the preliminary rating process.

As noted in Chapter 1 and in the Letter of Interest / Draft Application discussion in Section 4 - 1 above, the DOT requires applicants for and recipients of DOT credit assistance to reimburse the Federal Government for its out - of - pocket costs for its outside legal counsel and financial advisors needed to review an applicant's Letter of Interest / Draft Application and application, and to negotiate and close the credit agreement.

Applicants also must meet various Federal standards for participation in a Federal credit program as well as modal - specific requirements, among other factors, to receive TIFIA credit assistance.

All rates and offers are dependent on bank approval, which varies based on applicant's credit as well as the vehicle.

Allows a direct loan or loan guarantee applicant to propose, and requires DOT to accept as a basis for determining the amount of a credit risk premium any of the following in addition to the value of any tangible asset:

We offer financing to qualifying applicants and have several finance - related tools to help borrowers, such as our payment calculator, free Equifax credit score, and instant pre-qualifying.

Vehicle accessories such as extra keys, floor mats, books, navigation disc, shift knobs etc may not come with the vehicle however we can always order these items at our discounted dealership prices which are to be paid by the customer.All rates and offers are dependent on bank approval, which varies based on applicant's credit as well as the vehicle.

American Express credit cards that carry an annual fee should come as no surprise to cardholders as such charges must be clearly disclosed to applicants.

Tools on the sites make it incredibly easy to screen loan applicants using various criteria, such as credit rating, repayment history, loan to income ratio, and what they plan on doing with the money.

While not as well - known as Quicken and its Rocket Mortgage platform, Guaranteed Rate actually makes it easier for refinance applicants to see potential mortgage rates without having to submit personal information or submit to a credit pull.

As such, lenders check an applicant's income, assets, credit report and employment history to determine their eligibility.

Carrington is willing to accept applicants with credit scores as low as 500 — much lower than the FHA's own minimum of 580.

Many companies pull applicants» credit reports as part of employee background checks.

This means that approval - decline decisions as well as the loan terms are based on an applicant's (or a cosigner's) credit history.

Secured Credit Card applicants are required to open a Personal Secured Credit Card Checking Account or a 24 - month CD and assign as collateral.

Consumers with high credit scores, 760 or above, are considered to be prime loan applicants and can be approved for interest rates as low as 2 or 3 %, while those with lower scores are riskier investments for lenders and generally pay higher interest rates.

If there is an irregularity of payment by one of the applicants, it will have a negative impact on your credit score as well.

Instead, lenders are required to view each applicant's financial situation as a whole and determine their eligibility by considering factors other than just a credit profile and savings account balance.

As a landlord, in order to receive a credit report on an applicant you will need to submit your request to one of the three major credit reporting agencies.

All persons signing the application and named therein as joint applicants have signified your intent to apply for joint credit with us.

Refinance loans are mainly available to an applicant with excellent credit and high income, but as a result, you could get a new consolidation loan with a lower interest rate.

Instead of basing their approval decisions primarily on applicants» credit scores, they have created a proprietary set of criteria that include factors such as income, employment history, and other relevant current circumstances, and use this as the basis of their determination.

As a more conventional provider of personal loans to consumers, WESTconsin Credit Union has borrowing options available for qualified applicants.

Some of the costs are related to your loan application, such as the expense of a credit report on all applicants.

It can be assumed that an ideal applicant has an established credit history with a good track record, helping indicate the applicant as a low - risk borrower.

I / We understand this pre-approval request is not to be construed as a complete application for credit and does not obligate the applicant in any way to lender.

Ironically, business credit card issuers often rely on applicants» personal credit profiles as part of their underwriting process for issuing unsecured business cards.

So, even if a credit rating is rock bottom at just 300, an applicant has just as much chance of getting approval as someone with a maximum credit rating of 800.