Sentences with phrase «credit because of my age»

I don't understand why I'm being declined to build good credit because of my age.

The Equal Credit Opportunity Act protects individuals from being denied credit because of their age.

Not exact matches

In addition, after you reach full retirement age, we will recalculate your benefit amount to give you credit for any months in which you did not receive a benefit because of your earnings.

We speak many times of many other players and he deserves great credit this time because he was exceptional.I think that he is so long in the spotlight that people forget that he is 22 years old and getting now to an age where you perform.

My second son fully potty trained himself before the age of 2 (I give him credit because I learned how really difficult it can be with a nonresponsive child) and we are so greatful to have not been put through the nightmare again.

That this House declines to give a Second Reading to the Welfare Benefits Up - rating Bill because it fails to address the reasons why the cost of benefits is exceeding the Government's plans; notes that the Resolution Foundation has calculated that 68 per cent of households affected by these measures are in work and that figures from the Institute for Fiscal Studies show that all the measures announced in the Autumn Statement, including those in the Bill, will mean a single - earner family with children on average will be # 534 worse off by 2015; further notes that the Bill does not include anything to remedy the deficiencies in the Government's work programme or the slipped timetable for universal credit; believes that a comprehensive plan to reduce the benefits bill must include measures to create economic growth and help the 129,400 adults over the age of 25 out of work for 24 months or more, but that the Bill does not do so; further believes that the Bill should introduce a compulsory jobs guarantee, which would give long - term unemployed adults a job they would have to take up or lose benefits, funded by limiting tax relief on pension contributions for people earning over # 150,000 to 20 per cent; and further believes that the proposals in the Bill are unfair when the additional rate of income tax is being reduced, which will result in those earning over a million pounds per year receiving an average tax cut of over # 100,000 a year.

Because DatingBits.Com is a simple free dating site, the company's services are directed to adults who possess validated credit card information, and are not marketed to individuals under the age of 18.

JANE SEYMOUR credits her wrinkles with winning her more roles than ever - because she's convinced she's the last actress of her age who still has...

Nat Faxon and Jim Rash (who won an Oscar for penning the 2011 tragicomedy «The Descendants») also deserve a lot of credit for writing a movie that's as smart, funny and sweet as it is incredibly heartbreaking at times, because although their coming - of - age story follows an all too familiar journey, they manage to make it feel like an entirely fresh experience.

But Julie McCulloch, primary specialist at the Association of School and College Leaders, said a new baseline assessment in reception was «good for children and schools» because «schools will be given credit for a pupil's progress through their whole time at primary school from the age of four to 11, instead of the current system which measures progress only from the age of seven.»

As a primer, the Equal Credit Opportunity Act makes it illegal for a creditor to discriminate in any credit transaction against any applicant because of race; color; religion; national origin; gender; marital status; age andCredit Opportunity Act makes it illegal for a creditor to discriminate in any credit transaction against any applicant because of race; color; religion; national origin; gender; marital status; age andcredit transaction against any applicant because of race; color; religion; national origin; gender; marital status; age and more.

That's a device breaking after years of use and the company that made it no longer supporting it because of the age of the device, you'd have been out of the warranty period anyway, even most extended warranties or those offered by credit cards would have since lapsed on the device.

The longer people keep a card — and longer is better because the average age of credit accounts is factored into the FICO credit scoring model — the more they'll need to spend on travel to justify a travel rewards credit card.

Here is how it works: after reaching full retirement age, Social Security will recalculate your benefit amount to give you credit for any months in which you did not receive some benefit because of your earnings.

You should be aware that under the federal Equal Credit Opportunity Act (ECOA), it is against the law for a creditor to terminate existing credit or deny you credit simply because of youCredit Opportunity Act (ECOA), it is against the law for a creditor to terminate existing credit or deny you credit simply because of youcredit or deny you credit simply because of youcredit simply because of your age.

The Federal Equal Credit Opportunity Act and comparable provisions of Massachusetts law prohibit creditors from discriminating against credit applicants on the basis of race, color, religion, creed, national origin, sex, sexual orientation, ancestry, handicap, marital status, age (provided that the applicant has the capacity to enter into a binding contract), or because all or part of the applicant's income derives from any public assistance prCredit Opportunity Act and comparable provisions of Massachusetts law prohibit creditors from discriminating against credit applicants on the basis of race, color, religion, creed, national origin, sex, sexual orientation, ancestry, handicap, marital status, age (provided that the applicant has the capacity to enter into a binding contract), or because all or part of the applicant's income derives from any public assistance prcredit applicants on the basis of race, color, religion, creed, national origin, sex, sexual orientation, ancestry, handicap, marital status, age (provided that the applicant has the capacity to enter into a binding contract), or because all or part of the applicant's income derives from any public assistance program.

Most likely because your average age of credit dropped when you closed your loan account.

The Federal Trade Commission (FTC), the nation's consumer protection agency, enforces the Equal Credit Opportunity Act (ECOA), which prohibits credit discrimination on the basis of race, color, religion, national origin, sex, marital status, age, or because you get public assisCredit Opportunity Act (ECOA), which prohibits credit discrimination on the basis of race, color, religion, national origin, sex, marital status, age, or because you get public assiscredit discrimination on the basis of race, color, religion, national origin, sex, marital status, age, or because you get public assistance.

The Federal Equal Credit Opportunity Act prohibits creditors from discriminating against credit applicants on the basis of race, color, religion, national origin, sex, marital status, age (provided that the applicant has the capacity to enter into a binding contract); because all or part of the applicant's income derives from any public assistance program; or because the applicant has in good faith exercised any right under the Consumer Credit ProtectioCredit Opportunity Act prohibits creditors from discriminating against credit applicants on the basis of race, color, religion, national origin, sex, marital status, age (provided that the applicant has the capacity to enter into a binding contract); because all or part of the applicant's income derives from any public assistance program; or because the applicant has in good faith exercised any right under the Consumer Credit Protectiocredit applicants on the basis of race, color, religion, national origin, sex, marital status, age (provided that the applicant has the capacity to enter into a binding contract); because all or part of the applicant's income derives from any public assistance program; or because the applicant has in good faith exercised any right under the Consumer Credit ProtectioCredit Protection Act.

Because of the above income threshold, most taxpayers who provide care to an elderly relative living with them can not claim the eligible dependant credit because payments under the Old Age Security and Guaranteed Income Supplement programs are well in excess of the thrBecause of the above income threshold, most taxpayers who provide care to an elderly relative living with them can not claim the eligible dependant credit because payments under the Old Age Security and Guaranteed Income Supplement programs are well in excess of the thrbecause payments under the Old Age Security and Guaranteed Income Supplement programs are well in excess of the threshold.

Similarly, closing your oldest credit account may also reduce your score a bit, both because your average account age will drop and your credit utilization will also go up, unless you pay off a chunk of your debt!

However, after you reach full retirement age, we will recalculate your benefit amount to give you credit for any months in which you did not receive some benefit because of your earnings.

The Federal Equal Credit Opportunity Act prohibits creditors from discriminating against credit applicants on the basis of race, color, religion, national origin, sex, marital status or age (provided the applicant has the capacity to enter into the binding contract); because all or part of the applicant's income derives from any public assistance program; or because the applicant has in good faith exercised any right under the Consumer Credit ProtectioCredit Opportunity Act prohibits creditors from discriminating against credit applicants on the basis of race, color, religion, national origin, sex, marital status or age (provided the applicant has the capacity to enter into the binding contract); because all or part of the applicant's income derives from any public assistance program; or because the applicant has in good faith exercised any right under the Consumer Credit Protectiocredit applicants on the basis of race, color, religion, national origin, sex, marital status or age (provided the applicant has the capacity to enter into the binding contract); because all or part of the applicant's income derives from any public assistance program; or because the applicant has in good faith exercised any right under the Consumer Credit ProtectioCredit Protection Act.

In addition, after you reach full retirement age, we will recalculate your benefit amount to give you credit for any months in which you did not receive a benefit because of your earnings.

The Equal Credit Opportunity Act, for example, makes it illegal for a car dealer or any lender to impose greater than normal interest rates or fees because of race, sex, age, marital status and national origin.

Student loan debt contributes to the increased credit card debt in this age group because most of their earnings are spent on student loans, leaving them to depend on their credit cards to supplement their income and daily expenses.

If you open a lot of credit at one time you look risky to the lender because new accounts lowers your average account age which also affects your length of history.

The federal Equal Credit Opportunity Act prohibits creditors from discriminating against credit applicants on the basis of race, color, religion, national origin, sex, marital status, age (provided the applicant has the capacity to enter into a binding contract); because all or part of the applicant's income derives from any public assistance program; or because the applicant has in good faith exercised any right under the Consumer Credit ProtectioCredit Opportunity Act prohibits creditors from discriminating against credit applicants on the basis of race, color, religion, national origin, sex, marital status, age (provided the applicant has the capacity to enter into a binding contract); because all or part of the applicant's income derives from any public assistance program; or because the applicant has in good faith exercised any right under the Consumer Credit Protectiocredit applicants on the basis of race, color, religion, national origin, sex, marital status, age (provided the applicant has the capacity to enter into a binding contract); because all or part of the applicant's income derives from any public assistance program; or because the applicant has in good faith exercised any right under the Consumer Credit ProtectioCredit Protection Act.

Even with the credit inquiries for the mortgage, he has a FICO around 800; however, we're afraid it will drop a bunch because the average age of credit will be decreased significantly with the new mortgage.

I say «representative profiles» because we focused on consumers whose credit characteristics (e.g., utilization, delinquency history, age of file) were typical of the three score points considered.

It is just two - years from falling off your credit report, and while collections are bad, because of its age, it is only having a small impact on your overall score.

The earlier you establish a credit history, the better, because the age of your accounts is another factor in your credit score.

The Equal Credit Opportunity Act makes discrimination unlawful with respect to any aspect of a credit application on the basis of race, color, religion, national origin, sex, marital status, age or because all or part of the applicant's income derives from any public assistance prCredit Opportunity Act makes discrimination unlawful with respect to any aspect of a credit application on the basis of race, color, religion, national origin, sex, marital status, age or because all or part of the applicant's income derives from any public assistance prcredit application on the basis of race, color, religion, national origin, sex, marital status, age or because all or part of the applicant's income derives from any public assistance program.

Keep them — especially the ones you've held longest — because the age of your credit accounts is a factor in your credit rating.

The Equal Credit Opportunity Act prohibits credit discrimination on the basis of race, color, religion, national origin, sex, marital status, age, or because you get public assisCredit Opportunity Act prohibits credit discrimination on the basis of race, color, religion, national origin, sex, marital status, age, or because you get public assiscredit discrimination on the basis of race, color, religion, national origin, sex, marital status, age, or because you get public assistance.

That's because she's considering selling her Toronto condo when she moves at age 50 and perhaps taking out an equity line of credit on her condo to pay off the new home in the smaller city completely.

A good tip is to keep your oldest credit account open, because your credit age is an average of all your accounts» ages.

But the creditor must apply these tests fairly, impartially, and without discriminating against you on any of the following grounds: age, gender, marital status, race, color, religion, national origin, because you receive public income such as veterans benefits, welfare or Social Security, or because you exercise your rights under Federal credit laws such as filing a billing error notice with a creditor.

The Federal Equal Credit Opportunity Act prohibits creditors from discriminating against credit applicants on the basis of race, color, religion, national origin, sex, marital status, age (provided the applicant has the capacity to enter into a binding contract); because all or part of the applicant's income derives from any public assistance program; or because the applicant has in good faith exercised any right under the Consumer Credit ProtectioCredit Opportunity Act prohibits creditors from discriminating against credit applicants on the basis of race, color, religion, national origin, sex, marital status, age (provided the applicant has the capacity to enter into a binding contract); because all or part of the applicant's income derives from any public assistance program; or because the applicant has in good faith exercised any right under the Consumer Credit Protectiocredit applicants on the basis of race, color, religion, national origin, sex, marital status, age (provided the applicant has the capacity to enter into a binding contract); because all or part of the applicant's income derives from any public assistance program; or because the applicant has in good faith exercised any right under the Consumer Credit ProtectioCredit Protection Act.

Because it's part of what lending institutions use to determine your credit worthiness today; and it represents your future financial independence (as you age, you want this number to go up to pay for retirement).

^ Creditors may consider your age if you are: to young to sign contracts (generally under 18), you're over the age of 62 and the creditor will favor you because of your age, age is used to determine other factors important to creditworthiness (e.g if your income is about to drop due to retirement), it's used in a valid credit scoring system that favors applicants 62 and older.

The question asked in your last paragraph (what's the downside) is answered simply; if you take out a loan and close the cards, that's a ding on your score because your leverage ratio on this portion of your credit jumps to 100 % or more, and because you'll be reducing the average age of your lines of credit (one line of credit a few days old versus five lines of credit several years old each).

Having read through a few policies in the past for credit cards I haven't seen a disqualification based on age before but each of these types of policies are going to be company and possibly product specific and you would really need to read through the entire policy before buying because they are full of gotchas (the companies have no intentions of paying out if they don't have to).

Notice: The Federal Equal Credit Opportunity Act prohibits creditors from discriminating against credit applicants on the basis of race, color, religion, national origin, sex, marital status, age (provided the applicant has the capacity to enter into a binding contract); because all or part of the applicant's income derives from any public assistance program; or because the applicant has in good faith exercised any right under the Consumer Credit ProtectioCredit Opportunity Act prohibits creditors from discriminating against credit applicants on the basis of race, color, religion, national origin, sex, marital status, age (provided the applicant has the capacity to enter into a binding contract); because all or part of the applicant's income derives from any public assistance program; or because the applicant has in good faith exercised any right under the Consumer Credit Protectiocredit applicants on the basis of race, color, religion, national origin, sex, marital status, age (provided the applicant has the capacity to enter into a binding contract); because all or part of the applicant's income derives from any public assistance program; or because the applicant has in good faith exercised any right under the Consumer Credit ProtectioCredit Protection Act.

Also, people over the age of 62 can not be denied credit merely because they are not eligible for insurance on the credit.

I encounter a lot of consumers who are hanging on to sub-prime credit cards because they fear they'll lose the good payment history and age associated with the credit card right -LSB-...]

I was able to get over 160K in credit at age 22 because of my knowledge...

I encounter a lot of consumers who are hanging on to sub-prime credit cards because they fear they'll lose the good payment history and age associated with the credit card right away.

To me, this is the central policy challenge of the 21st century, because a) globally, credit has surged relative to national income and has reached a limit, b) populations are aging and must therefore favor lower levels of credit — and consumption — overall and c) the bills associated with 1 and 2 are now coming due.

Or, is it a benefit to have student loans at the ripe age of 18, because they are providing the creditors with your early credit history?