The phrase
"credit crunch" refers to a situation when it becomes difficult for people and businesses to borrow money from banks and other financial institutions. It means that loans are not easily available, making it challenging for individuals and businesses to get the funds they need. This can happen when banks become cautious and tighten their lending criteria, leading to a scarcity of credit.
Full definition
They paid attention during the
global credit crunch that may have affected their older siblings or parents.
And everyone is just about ready not say the word
credit crunch for at least two weeks.
The survey was also intended to help measure the impact of the student loan
credit crunch on prospective borrowers and to generate ideas for improving the student loan programs.
It was these products that provided the first evidence of the
ensuing credit crunch that rocked the world in 2008.
In the
post credit crunch world, where investors need to understand risks, returns and flexibility, property derivatives will play an important role in assisting such investors and manage risk.
Then due to the
general credit crunch, there are many avenues for banks to lend at high rates in the short term outside of direct loans, look at commercial paper.
Adjustable rate mortgage payments combined with decreasing home equity and tighter mortgage lending guidelines has triggered a
severe credit crunch and all but wiped out the subprime market nationwide.
It would be a short step to the break - up of the euro and a continent -
wide credit crunch.
I am personally invest in companies that don't hold a lot of debt so I don't think my investments will will be too impacted by the
impending credit crunch.
The banking crisis itself and the
subsequent credit crunch and massive recession it caused could have been avoided by properly regulating the banks.
If you want to ensure that you don't get caught in your own
personal credit crunch, resist the temptation to buy more house than you can afford.
Once your promotion ends, you could see rates, on average, of 15 % compared to 10 % before the recent
economic credit crunch.
«This item might make an excellent picture story to cheer
up credit crunch - induced depression,» went the pitch.
Continuing the home buyer tax credit and relieving the commercial real
estate credit crunch are what we need to bring those lost jobs back and keep the economy growing.
Since the global
credit crunch began in 2008, the returns on traditional investment vehicles have plummeted.
Back then, in the heady days
before credit crunch became a cliché, Hirst broke all records at Sotheby's, with combined sales of # 111m for 223 lots, on the very same day that Lehman Brothers broke down.
But the planned week - long assault sputtered out after a single signed article by Miliband in the Times, on 6 January 2011, which accused the Tories of deceit, citing «evidence from around the world» to argue that «a global
credit crunch caused deficits to rise on every continent».
Despite this initial failure and despite the ongoing
credit crunch biting, proponents of the property derivative market are optimistic, buoyed by a period of record trades in the property derivatives market (currently a trillion dollar market) as dealers, institutional investors, portfolio managers, pensions, hedge funds, insurance companies and other end users turn from bricks and mortars to derivatives.
As I return home to Canada, global economies it seems are still picking up the pieces following the dotcom bubble bust, 9/11, the great recession, the U.S. housing market collapse and the
resulting credit crunch.
The many reasons for the sector's underperformance are spewing out everywhere: ETFs have taken over; production costs are rising; gold is falling; deflationary
credit crunch leading to financing risks for projects.
NAR will continue to work with Secretary Castro and housing industry stakeholders to identify solutions to the mortgage
credit crunch so that individuals who are ready to own a home are not unnecessarily shut out of the market.
And the franchise community, still suffering from the never -
ending credit crunch, is eager to embrace it, believing it could help reenergize unit sales.
Jim Flaherty on Stéphane Dion on the U.S. financial crisis: The American
credit crunch did not start two weeks ago.
The country's its debt - burdened commercial banks ultimately collapsed under the strain of the
worldwide credit crunch.
Mark Aucamp presents
Credit crunch means talking about money and the lack of it posted at Money Saving Expert.
-LSB-...] Credit Crunch Munch which is run by myself and Fuss Free Flavours and hosted by Maison Cupcake this month.
By Scott Travelbea Given the current
national credit crunched lending environment and the slowing real estate market, zeroing in on real estate investors and their needs is a great way to ensure you continue to sell property.
Spanish PM Mariano Rajoy and others are already pressing for far more sweeping measures from EU leaders, particularly from the European Central Bank, to halt what they see as a
worsening credit crunch.
And for much the same reason as above, I am also entering this pudding
into Credit Crunch Munch with Camilla of Fab Food 4 All and Helen of Fuss Free Flavours.
Furthermore, despite the
ongoing credit crunch, property derivatives in Q1 2008 had their best ever quarter, trading at record levels, and are, perhaps for the first time in their history, positioned as a true alternative property financing instrument whose growth potential is second to none.
-LSB-...] from Fuss Free Flavours and Michelle at Utterly Scrummy,
also Credit Crunch Munch by Sarah from Maison Cupcake and Camilla at Fab Food 4 -LSB-...]
Phrases with «credit crunch»