Sentences with phrase «credit event as»

Even a negative credit event as large as a foreclosure or short sale can be overcome in a year.

Not exact matches

PwC recommends, «Apart from traditional rewards such as credit vouchers for a certain amount of money spent, retailers could offer unique rewards that customers would experience in person (e.g., invite to an exclusive meet - the - designer or meet - the - chef event).»
Sallie Mae said its promissory note does say that the loan may be declared in default and due and payable in the event of the cosigner's death, but they do not report the loan to the credit bureaus as defaulted unless and until it reaches 211 days of delinquency.
Heidi Shey, a senior analyst at Forrester who studies the cyber insurance space, says insurers are in an excited «land - grab» state, gobbling up as many customers as they can because insurers believe most businesses will not file a claim, or there could be a cyber event that doesn't get covered due to an exemption, such as human error, credit card fraud, or email fraud.
Such risks, uncertainties and other factors include, without limitation: (1) the effect of economic conditions in the industries and markets in which United Technologies and Rockwell Collins operate in the U.S. and globally and any changes therein, including financial market conditions, fluctuations in commodity prices, interest rates and foreign currency exchange rates, levels of end market demand in construction and in both the commercial and defense segments of the aerospace industry, levels of air travel, financial condition of commercial airlines, the impact of weather conditions and natural disasters and the financial condition of our customers and suppliers; (2) challenges in the development, production, delivery, support, performance and realization of the anticipated benefits of advanced technologies and new products and services; (3) the scope, nature, impact or timing of acquisition and divestiture or restructuring activity, including the pending acquisition of Rockwell Collins, including among other things integration of acquired businesses into United Technologies» existing businesses and realization of synergies and opportunities for growth and innovation; (4) future timing and levels of indebtedness, including indebtedness expected to be incurred by United Technologies in connection with the pending Rockwell Collins acquisition, and capital spending and research and development spending, including in connection with the pending Rockwell Collins acquisition; (5) future availability of credit and factors that may affect such availability, including credit market conditions and our capital structure; (6) the timing and scope of future repurchases of United Technologies» common stock, which may be suspended at any time due to various factors, including market conditions and the level of other investing activities and uses of cash, including in connection with the proposed acquisition of Rockwell; (7) delays and disruption in delivery of materials and services from suppliers; (8) company and customer - directed cost reduction efforts and restructuring costs and savings and other consequences thereof; (9) new business and investment opportunities; (10) our ability to realize the intended benefits of organizational changes; (11) the anticipated benefits of diversification and balance of operations across product lines, regions and industries; (12) the outcome of legal proceedings, investigations and other contingencies; (13) pension plan assumptions and future contributions; (14) the impact of the negotiation of collective bargaining agreements and labor disputes; (15) the effect of changes in political conditions in the U.S. and other countries in which United Technologies and Rockwell Collins operate, including the effect of changes in U.S. trade policies or the U.K.'s pending withdrawal from the EU, on general market conditions, global trade policies and currency exchange rates in the near term and beyond; (16) the effect of changes in tax (including U.S. tax reform enacted on December 22, 2017, which is commonly referred to as the Tax Cuts and Jobs Act of 2017), environmental, regulatory (including among other things import / export) and other laws and regulations in the U.S. and other countries in which United Technologies and Rockwell Collins operate; (17) the ability of United Technologies and Rockwell Collins to receive the required regulatory approvals (and the risk that such approvals may result in the imposition of conditions that could adversely affect the combined company or the expected benefits of the merger) and to satisfy the other conditions to the closing of the pending acquisition on a timely basis or at all; (18) the occurrence of events that may give rise to a right of one or both of United Technologies or Rockwell Collins to terminate the merger agreement, including in circumstances that might require Rockwell Collins to pay a termination fee of $ 695 million to United Technologies or $ 50 million of expense reimbursement; (19) negative effects of the announcement or the completion of the merger on the market price of United Technologies» and / or Rockwell Collins» common stock and / or on their respective financial performance; (20) risks related to Rockwell Collins and United Technologies being restricted in their operation of their businesses while the merger agreement is in effect; (21) risks relating to the value of the United Technologies» shares to be issued in connection with the pending Rockwell acquisition, significant merger costs and / or unknown liabilities; (22) risks associated with third party contracts containing consent and / or other provisions that may be triggered by the Rockwell merger agreement; (23) risks associated with merger - related litigation or appraisal proceedings; and (24) the ability of United Technologies and Rockwell Collins, or the combined company, to retain and hire key personnel.
To be fair, there have been a several times that markets didn't recover as quickly after seismic geopolitical events such as the invasion of France in 1940 and the Yom Kippur War (which led to a complete realignment of control over global oil), according to the Credit Suisse team led by Keating.
In this regard, our surveillance has been closely monitoring for any signs of liquidity strains associated with the recent increases in spreads for high - yield corporate bonds, as well as for idiosyncratic events affecting particular funds in this segment, such as the events surrounding the abrupt closing of Third Avenue Management's Focused Credit Fund last December.
Clearing houses manage credit risk, acting as a middle - man in swaps and derivatives trades to guarantee the contract in the event that one of the parties involved goes bust.
Retain all the paperwork from your purchase in the event you need to file a claim, including a copy of the receipt and your credit card statement showing the charge as well as a copy of the original product warranty.
Part V, as amended, requires that prior to an extension of credit, the plan must receive from the fiduciary written disclosure of (i) the rate of interest (or other fees) that will apply and (ii) the method of determining the balance upon which interest will be charged in the event that the fiduciary extends credit to avoid a failed purchase or sale of securities, as well as prior written disclosure of any changes to these terms.
Getting the ISDA to classify the bond swap as a «credit event» enables holdouts to collect default insurance from their counterparties.
Investors should monitor current events, as well as the ratio of national debt to gross domestic product, Treasury yields, credit ratings, and the weaknesses of the dollar for signs that default risk may be rising.
In any event, however, we will gradually transition toward standard «post-war» criteria as we move through 2010 - slower if we observe credit strains, but otherwise in a roughly linear way as we move through the year.
The exclusivity of these cards can mean access to a variety of perks, luxuries and special events, as well as a higher credit limit.
In recent years, we have seen events (such as the Credit Crisis) which led to extreme volatility in the financial markets.
If you're buying a home, a car, getting a college education, or even buying a new washer and dryer for your home, opening a line of credit probably makes sense as these are large - money events.
Goodman and other market participants note that the GSEs and the rating agencies are still using antiquated versions of the FICO model in their own models, versions that ignore advancements in new data and how events such as medical expenses are weighted in credit models.
Credit market conditions are still very difficult in the aftermath of the events of the last year, and pressure remains on key institutions — as shown clearly over the past week.
In the event that you find errors on your credit report, take steps to correct them as quickly as possible.
Examples of these risks, uncertainties and other factors include, but are not limited to the impact of: adverse general economic and related factors, such as fluctuating or increasing levels of unemployment, underemployment and the volatility of fuel prices, declines in the securities and real estate markets, and perceptions of these conditions that decrease the level of disposable income of consumers or consumer confidence; adverse events impacting the security of travel, such as terrorist acts, armed conflict and threats thereof, acts of piracy, and other international events; the risks and increased costs associated with operating internationally; our expansion into and investments in new markets; breaches in data security or other disturbances to our information technology and other networks; the spread of epidemics and viral outbreaks; adverse incidents involving cruise ships; changes in fuel prices and / or other cruise operating costs; any impairment of our tradenames or goodwill; our hedging strategies; our inability to obtain adequate insurance coverage; our substantial indebtedness, including the ability to raise additional capital to fund our operations, and to generate the necessary amount of cash to service our existing debt; restrictions in the agreements governing our indebtedness that limit our flexibility in operating our business; the significant portion of our assets pledged as collateral under our existing debt agreements and the ability of our creditors to accelerate the repayment of our indebtedness; volatility and disruptions in the global credit and financial markets, which may adversely affect our ability to borrow and could increase our counterparty credit risks, including those under our credit facilities, derivatives, contingent obligations, insurance contracts and new ship progress payment guarantees; fluctuations in foreign currency exchange rates; overcapacity in key markets or globally; our inability to recruit or retain qualified personnel or the loss of key personnel; future changes relating to how external distribution channels sell and market our cruises; our reliance on third parties to provide hotel management services to certain ships and certain other services; delays in our shipbuilding program and ship repairs, maintenance and refurbishments; future increases in the price of, or major changes or reduction in, commercial airline services; seasonal variations in passenger fare rates and occupancy levels at different times of the year; our ability to keep pace with developments in technology; amendments to our collective bargaining agreements for crew members and other employee relation issues; the continued availability of attractive port destinations; pending or threatened litigation, investigations and enforcement actions; changes involving the tax and environmental regulatory regimes in which we operate; and other factors set forth under «Risk Factors» in our most recently filed Annual Report on Form 10 - K and subsequent filings by the Company with the Securities and Exchange Commission.
Where we do not accept your order but have processed your payment, we will re-credit your account with any amount deducted by us from your debit or credit card as soon as possible, but in any event within 30 days of your order.
Saving up for family events and celebrations (as seen in the Old Testament) is encouraged by many churches that help organise Credit Unions.
The tax benefits and extension of credit with two, three, four, or more incomes in a married relationship could increase spending in industries such as durable goods, home improvement, automobiles, childcare, services, event planning, the economic benefits are endless!
People writing historical accounts tend not to give credit of events to the divine, as such things are unprovable.
The tax benefits and extension of credit with two incomes in a married relationship could increase spending in industries such as durable goods, home improvement, automobiles, childcare, services, event planning, the economic benefits are endless!
He credited the company's marketing efforts during live sporting events as one of the reasons why the Corona Extra depletions grew by 5 percent last year.
If the daytime high temperature in Hampton, Georgia on Saturday or Sunday of race weekend fails to reach at least 50 degrees as observed by the National Weather Service, or if weather issues postpone the day's activities to a different day and fans are unable to attend on the rescheduled date, fans who do not enter the admission gates on the day the event is held will receive an account credit for the full price of their tickets.
As a convenience, you may pre-register a credit card on the submission page to charge your purchases at event honeybee Jubilee.
Use store - issued credit cards, get on mailing lists, and ask workers about upcoming sales (At times, you'll get the sale price even before the event if they recognize you as a «regular» customer.)
We should see the first widespread use of mobile fundraising as well, particularly at events, where tablets and cellphones using technologies like Square will process credit card transactions on the spot.
Several online reviews of the club, which features such events as «Topless Twister Tuesday,» noted that its credit card receipts read Bavaria Inn rather than Shotgun Willies.
For extra class credits, he has assigned them to write an essay describing their impression about the meaning behind the event and to interview police officers as part of the assignment.
The event, spearheaded by the Office of the New York City Comptroller Scott Stringer, will allow Bronx residents will be able to safely dispose documents that contain personal and private information such as credit card charge receipts, insurance forms or bank statements.
When you register, enroll, contact us with a question or concern, participate in a program, survey, or other Brain Balance Centers event or service, we may collect personal information from you such as: child information, your name, email address, postal address, phone number, log in information, and credit card information.
Articles are posted regularly with tons of helpful advice about dating and everyday living, such as «How to Be Amazing, Incredible, and Unflappable When You Meet His / Her Family,» as well as news about celebrities and events, such as «Guess Which World - Renowned Athlete Credits Cutting Gluten With Elevating His Game?»
The evening before the festive event, Step Up celebrated Stepping Up in the City with their New York chapter members at M2 Ultra Lounge where the Keynote Speaker was Fern Mallis, senior vp IPG Fashion, widely credited as the creator of Fashion Week in New York City.
Remember it is also free to create a profile as well so there is no cost or credit card required to enjoy this event.
Events online speed dating in general based on other information such as your credit.
As can be gleaned from snippets of news footage shown during the end credits, Ding has done an outstanding job re-creating the events and conveying the complexity and prudence of the cops» investigative chess moves.
While the main event of the film certainly did happen, as well as some of the scenes (some of them, excerpted from the documentary, are shown during the end credits), the film as a whole does tend to traverse familiar territory as far as feel - good sports films go, especially with the final game where all of the loose ends comfortably fall into place.
It takes a great deal of trickery to make such a farfetched premise fly, so credit director Tony Scott (Spy Game, Enemy of the State) for keeping the action and drama moving at a brisk enough pace to keep out minds engaged more in the events as they unfold on the screen, only realizing that, in the end, it doesn't quite hold up to close analysis.
This divide was credited as being a major event leading to the massive diplomatic cable leak of over 250,000 documents in September 2011 and Assange's eventual downfall.
From the visually compelling opening credits, to the action - packed ending, The Kingdom may have certain flaws in terms of its simplification of complex world events, but taken as a pure piece of entertainment, it is certainly more efficient and intellectually stimulating than most actioners of its ilk.
As you complete races and events you earn credits that can be used to upgrade your car and team's skills.
The truths relating to her character might be completely different, as an end credit title card adds as a caveat to events, but played any other way, by any other actress, and the Getty story wouldn't have been this intriguing.
Also to Whedon's credit, all characters get the chance (albeit in a mutter form as they charge towards disaster) to wear their individuality and, thanks to Scarlet Witch induced flashbacks, the painful events that forge their current goals.
Not quite a comedy but as darkly comic a crime drama as you'll find, this offbeat modern noir («based on actual events,» according to the credits, but then Fargo claimed the same thing) is a weirdly compelling portrait of a town that has its own sense of justice and pitiless equilibrium and director Henrik Ruben Genz maintains the unsettling mood perfectly.
«J - Term,» as it is known at HGSE, is a time when all students can take advantage of a variety of for - credit courses, Special Topics Seminars (non-credit mini-courses), and other learning and personal development workshops, events, lecture series, and activities.
(19) SUBSTANTIAL COMPLETION. - The term «substantial completion» means -» (A) the opening of a project to vehicular or passenger traffic; or» (B) a comparable event, as determined by the Secretary and specified in the credit agreement.»
«As a local financial cooperative, we are proud to participate in this community event and encourage education,» said David E. Doss, president and CEO of Arizona State Credit Union.
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