Typically
credit experts advise keeping your credit balances to no more than 10 percent of your available credit limit.
Credit experts advise that you stay under a 30 % credit card «utilization rate» to keep your score high.
Not exact matches
A personal finance
expert will always
advise against running up a
credit - card balance.
Money
expert Clark Howard
advises against carrying a store
credit card.
It lowers your
credit score:
Experts advise that one should keep his
credit utilization ratio below 30 %.
Experts advise getting an unsecured loan and
credit unions might be the best place to find one with an acceptable interest rate.
It lowers your
credit score:
Experts advise that one should keep his
credit utilization ratio below 30 %.
Financial
experts are
advising consumers, especially now that the holidays are near, to research their own power at relieving debts and repairing their own
credit status rather than giving money for services that do not work miracles.
Experts advise people to make only small charges to their cards or choose a secured
credit card.
Experts advise setting aside anywhere from 10 to 15 percent for transportation — car payments, gas, insurance — though up to 20 percent is recommended by agencies like the
Credit Counselling Society.
For years, money
expert Clark Howard has
advised callers to his show just like you to get in touch with a local affiliate of the National Foundation for
Credit Counseling (NFCC) for low - cost debt counseling.
But in order to make that ratio as low as possible, lending
experts advise borrowers to avoid purchasing cars, using loans, or racking up
credit card debt before applying for a home loan.
more business consultants and
experts who are
advising businesses with good
credit to go after bank loans while interest rates are low.
Most
experts advise new and existing homeowners to manage their budget effectively and maintain a good
credit score to avoid any problems in the future.
The CreditSense process has been developed by
experts with over 20 years of experience in the
credit, financial
advising, and personal life coaching industries.
Experts advise keeping your use of
credit at no more than 30 % of your total credit limit — some even say (AKA THE CREDIT GUY) you should keep it at less than
credit at no more than 30 % of your total
credit limit — some even say (AKA THE CREDIT GUY) you should keep it at less than
credit limit — some even say (AKA THE
CREDIT GUY) you should keep it at less than
CREDIT GUY) you should keep it at less than 10 %.
Experts advise that
credit utilization ratio should be kept below 30 %.
That's understandable and it's the reason financial
experts advise making
credit card payments before the due dates.
But nevertheless, many financial
experts advise you to be honest with the bank to which you owe
credit card debt about your financial situation.
Airline, hotel
credit cards offering sign - up bonus for adding authorized users — Adding an authorized user can put you over the top for that free flight, but
experts advise caution — it dings your
credit and exposes you to financial risk... (See Authorized user)
Many financial
experts will
advise that you consider coverage equal to 2 or 3 years of mortgage payments + any
credit card balances you may want to pay off.
For what it's worth, my
credit mentor is considered an
expert witness by the court in
credit - related litigation, and he chairs and sits on a number of committees which
advise member of Congress on
credit legislation.