Sentences with phrase «credit factors due»

Some firms, who do have business credit, have trouble getting approved by just their business credit factors due to their financials / receivables or the amount of time the firm has been in business.

Not exact matches

Such risks, uncertainties and other factors include, without limitation: (1) the effect of economic conditions in the industries and markets in which United Technologies and Rockwell Collins operate in the U.S. and globally and any changes therein, including financial market conditions, fluctuations in commodity prices, interest rates and foreign currency exchange rates, levels of end market demand in construction and in both the commercial and defense segments of the aerospace industry, levels of air travel, financial condition of commercial airlines, the impact of weather conditions and natural disasters and the financial condition of our customers and suppliers; (2) challenges in the development, production, delivery, support, performance and realization of the anticipated benefits of advanced technologies and new products and services; (3) the scope, nature, impact or timing of acquisition and divestiture or restructuring activity, including the pending acquisition of Rockwell Collins, including among other things integration of acquired businesses into United Technologies» existing businesses and realization of synergies and opportunities for growth and innovation; (4) future timing and levels of indebtedness, including indebtedness expected to be incurred by United Technologies in connection with the pending Rockwell Collins acquisition, and capital spending and research and development spending, including in connection with the pending Rockwell Collins acquisition; (5) future availability of credit and factors that may affect such availability, including credit market conditions and our capital structure; (6) the timing and scope of future repurchases of United Technologies» common stock, which may be suspended at any time due to various factors, including market conditions and the level of other investing activities and uses of cash, including in connection with the proposed acquisition of Rockwell; (7) delays and disruption in delivery of materials and services from suppliers; (8) company and customer - directed cost reduction efforts and restructuring costs and savings and other consequences thereof; (9) new business and investment opportunities; (10) our ability to realize the intended benefits of organizational changes; (11) the anticipated benefits of diversification and balance of operations across product lines, regions and industries; (12) the outcome of legal proceedings, investigations and other contingencies; (13) pension plan assumptions and future contributions; (14) the impact of the negotiation of collective bargaining agreements and labor disputes; (15) the effect of changes in political conditions in the U.S. and other countries in which United Technologies and Rockwell Collins operate, including the effect of changes in U.S. trade policies or the U.K.'s pending withdrawal from the EU, on general market conditions, global trade policies and currency exchange rates in the near term and beyond; (16) the effect of changes in tax (including U.S. tax reform enacted on December 22, 2017, which is commonly referred to as the Tax Cuts and Jobs Act of 2017), environmental, regulatory (including among other things import / export) and other laws and regulations in the U.S. and other countries in which United Technologies and Rockwell Collins operate; (17) the ability of United Technologies and Rockwell Collins to receive the required regulatory approvals (and the risk that such approvals may result in the imposition of conditions that could adversely affect the combined company or the expected benefits of the merger) and to satisfy the other conditions to the closing of the pending acquisition on a timely basis or at all; (18) the occurrence of events that may give rise to a right of one or both of United Technologies or Rockwell Collins to terminate the merger agreement, including in circumstances that might require Rockwell Collins to pay a termination fee of $ 695 million to United Technologies or $ 50 million of expense reimbursement; (19) negative effects of the announcement or the completion of the merger on the market price of United Technologies» and / or Rockwell Collins» common stock and / or on their respective financial performance; (20) risks related to Rockwell Collins and United Technologies being restricted in their operation of their businesses while the merger agreement is in effect; (21) risks relating to the value of the United Technologies» shares to be issued in connection with the pending Rockwell acquisition, significant merger costs and / or unknown liabilities; (22) risks associated with third party contracts containing consent and / or other provisions that may be triggered by the Rockwell merger agreement; (23) risks associated with merger - related litigation or appraisal proceedings; and (24) the ability of United Technologies and Rockwell Collins, or the combined company, to retain and hire key personnel.

Among the factors that could cause actual results to differ materially are the following: (1) worldwide economic, political, and capital markets conditions and other factors beyond the Company's control, including natural and other disasters or climate change affecting the operations of the Company or its customers and suppliers; (2) the Company's credit ratings and its cost of capital; (3) competitive conditions and customer preferences; (4) foreign currency exchange rates and fluctuations in those rates; (5) the timing and market acceptance of new product offerings; (6) the availability and cost of purchased components, compounds, raw materials and energy (including oil and natural gas and their derivatives) due to shortages, increased demand or supply interruptions (including those caused by natural and other disasters and other events); (7) the impact of acquisitions, strategic alliances, divestitures, and other unusual events resulting from portfolio management actions and other evolving business strategies, and possible organizational restructuring; (8) generating fewer productivity improvements than estimated; (9) unanticipated problems or delays with the phased implementation of a global enterprise resource planning (ERP) system, or security breaches and other disruptions to the Company's information technology infrastructure; (10) financial market risks that may affect the Company's funding obligations under defined benefit pension and postretirement plans; and (11) legal proceedings, including significant developments that could occur in the legal and regulatory proceedings described in the Company's Annual Report on Form 10 - K for the year ended Dec. 31, 2017, and any subsequent quarterly reports on Form 10 - Q (the «Reports»).

Goldman also pointed to some technical factors producing headwinds that are normalizing, including pressure on short - term funding markets due to repatriation of cash parked in short - term credit, and reduced appetite for selling equity volatility.

Small businesses have a tougher time getting approved due to factors including lower sales volume and cash reserves; add to that bad personal credit or no collateral (such as real estate to secure a loan), and many small - business owners come up empty - handed.

Goods and Services Tax (GST) revenues were marginally lower, which according to the Department of Finance was due to «timing factors» attributable to input tax credits claimed related to gross GST assessed.

You can factor this ratio by adding up the amount due on all your revolving lines of credit.

The rate you receive may vary due to a variety of factors, including loan features, credit qualifications, geography and more.

If you're one of the thousands of New York City residents suffering from damaged credit scores due to the high cost of living and other factors, you're not alone.

Today's credit recovery is still intended to provide second chances for individuals who faltered the first time through, sometimes for reasons within their control (laziness, distractions, apathy, etc.) and sometimes due to factors outside it (illness, family crises, etc.).

Getting better terms with your refinance home loan can be due to the fact that market conditions have improved since you obtained your previous loan, because of a recuperation of your credit score and history compared to the time when you requested the loan or also due to a combination of these two factors.

The Windfall Elimination Provision (WEP) reduces your Eligibility Year (ELY) benefit amount before it is reduced or increased due to early retirement, delayed retirement credits, cost - of - living adjustments (COLA), or other factors.

This includes, but is not limited to; Changed credit scores, change of loan program, denial of the loan by underwriting, delay in your loan closing due to factors beyond our control that goes past the Lock - In period, less then desired appraisal value, etc..

This increase in new credit card interest rates corresponds with an overall i nterest rate increase, due to a number of factors.

If you have a ton of new accounts with low credit limits, but not utilizing it, then your score will not be as good due to the age factor.

Small businesses have a tougher time getting approved due to factors including lower sales volume and cash reserves; add to that bad personal credit or no collateral (such as real estate to secure a loan), and many small - business owners come up empty - handed.

As for credit score, there is no pass or fail number, due to the number of factors considered, including assets, debt - to - income ratio and residual income; however, most lender will prefer to see a credit score of at least 620.

Some of the blows delivered to your credit report are likely due to the following 3 factors.

Your credit can be a factor, due to the use of credit - based insurance scores.

In the filing we referenced, Allstate describes factors such as «Number of 30 days Past Due Payments in the Past Year» or «The Current Amount Due» which is your outstanding balance for all open credit lines.

All subprime loans function similarly because they're a loan for those borrowers with a high risk of defaulting due to low credit scores, poor or little credit history, a high debt - to - income ratio, or other factors.

It will look at factors such as opening a new credit card, adding a new loan, adding credit inquiries, increasing your credit line on one credit card, increasing or decreasing your credit card balances, the effect of past due credit card balances, and more.

He would like scoring companies to share all the factors they use in determining a score - such as, is a handful of credit cards with small balances better than one or two with large amounts due?

^ Creditors may consider your age if you are: to young to sign contracts (generally under 18), you're over the age of 62 and the creditor will favor you because of your age, age is used to determine other factors important to creditworthiness (e.g if your income is about to drop due to retirement), it's used in a valid credit scoring system that favors applicants 62 and older.

Commodities investing entail significant risk as commodity prices can be extremely volatile due to wide range of factors Bond funds contain interest rate risk (as interest rates rise bond prices usually fall); the risk of issuer default; issuer credit risk; liquidity risk; and inflation risk.

The closing indicative note value of an ETN may differ from the actual trading price of the ETN at any time due to hedging or transaction costs, credit considerations, market liquidity, bid - offer spreads or other factors affecting the trading price of the ETN.

Credit Suisse says profit margins are likely to stay high due to two primary factors — an accommodative Fed and a weak labor class:

How much your credit score is affected depends on a variety of factors, which can make it difficult to pinpoint how much your score will drop due to filing.

The status quo is burdensome for the increasing number of subprime borrowers with bad credit whose position in the present real estate market is not an enviable one: Due to a convergence of factors such as plummeting property values, zero down payments, and significant payment increases that they can not satisfy, homeowners find themselves with a mortgage debt exceeding the value of their home.

Records from as far back as seven years are factored in when determining credit scores and this has left many with low ratings despite having already settled their dues.

The second factor why a revolving loan carries more weight in your credit score than an installment loan, is because a revolving loan changes the amount due month after month.

Due to these factors, opening a new account is likely to drop your credit score in the short term.

Having medical debt or a bad credit rating due to medical debts can not be a factor in issuing your policy.

Duration of the program varies due to different factors on each individuals report such as number of items and response time from credit agencies.

Due to the different factors involved, deciding which 0 % credit card is the best can only be determined by the person applying for the card.

Because your fair credit score could be due to any number of factors, those with fair credit tend to exist in a bit of a credit card limbo.

You might be an ideal candidate for an airline credit card if... Due to the many factors involved in redeeming air miles, it make seem like most cardholders should simply pass on this type of credit card and select one with some other type of rewards program.

Drivers who are unable to buy car insurance through the voluntary market — due to poor credit, DUIs or other factors — can get coverage through the Mississippi Automobile Insurance Plan.

The credit score calculation takes into account factors such as the number of accounts held by the borrower and the negative records in the account, including late payment penalty, or pending dues.

Your credit can be a factor, due to the use of credit - based insurance scores.

«We have managed to place a record number of people in the past eight months, and significant credit is due to Resume Factor's excellent resume writing services...»

Many more home owners are finding themselves in this situation due to a number of factors, including job losses, aggressive borrowing against their home in the days of easy credit, and declining home values in a slower real estate market.

The economic vitality of an area, such as whether these is a serious lack of mortgage credit for low to moderate - income families or a high rate of unemployment due to loss of employers, is also a factor in determining eligibility.

Such factors include, but are not limited to: the Company's ability to meet debt service requirements, the availability and terms of financing, changes in the Company's credit rating, changes in market rates of interest and foreign exchange rates for foreign currencies, changes in value of investments in foreign entities, the ability to hedge interest rate risk, risks associated with the acquisition, development, expansion, leasing and management of properties, general risks related to retail real estate, the liquidity of real estate investments, environmental liabilities, international, national, regional and local economic climates, changes in market rental rates, trends in the retail industry, relationships with anchor tenants, the inability to collect rent due to the bankruptcy or insolvency of tenants or otherwise, risks relating to joint venture properties, costs of common area maintenance, competitive market forces, risks related to international activities, insurance costs and coverage, terrorist activities, changes in economic and market conditions and maintenance of our status as a real estate investment trust.