Sentences with phrase «credit factors whether»

Not exact matches

If you've ever wondered whether you should close that old credit card account or apply for a business loan and a mortgage at the same time, then understanding these factors should help.

Here's a look at the factors you should consider when deciding whether to take out a loan despite having bad credit.

The outfit also reviews other factors — including whether a company has a minimum monthly credit volume of $ 5,000 — before agreeing to provide a lump sum.

Before you sign up for any card, know the interest rates and whether they are fixed or variable, and understand the factors that can allow your credit card company to change it.

Whether you want to get a credit card, buy a home, buy a new car or get another type of loan, your score can be a key factor in the lender's decision to approve you.

Your credit score will be one of the largest factors in determining whether you can qualify for a personal loan.

Depending upon the nature of the business need, a business» credit profile, time in business, whether or not the business has adequate collateral, and other factors, there are more options available today than ever before.

Rather than looking solely at an applicant's credit score and income, SoFi also considers factors such as education and career choice to decide whether to approve you for a loan.

However, there are other factors that affect interest rates on private loans, including whether you choose a fixed or variable rate and your credit history.

Depending upon the nature of the business need, a business» credit profile, time in business, whether or not the business has adequate collateral, and other factors, there are more small business loan options available today than ever before.

The most important factor lenders consider when deciding whether or not to lend you money is your credit score.

These are three of the factors used by credit card issuers to determine whether an applicant is approved or denied for a new credit card.

Whether a personal loan makes sense for your business will depend on a variety of factors, including your business's finances, your personal credit history, and how much you plan to borrow.

Whether these factors outweigh the potential damage to your credit score is a call only you can make.

«On - time payments are a huge aspect of having healthy credit,» says Joshua Eke, business development manager, Factor Funding Co. «Lenders will use this to determine whether or not you are a responsible borrower and evaluate your financial responsibility.»

You should use other factors along with credit rating information when deciding whether to buy a bond.

Whether you're looking to open a credit card, rent an apartment, purchase a new home, or lease a car, your personal credit score is typically the deciding factor.

Whether cash or credit is used to reinvest in your business will hinge on a several factors that can evolve over time.

Another factor to consider, especially for consolidating credit card debt, is whether the lender can pay your creditors directly or offers other perks that makes it easy to stay on track.

For the common mortgage products that Capital One does have available, the estimated rates make no mention of whether points or lender credits factor into the scenario.

If you have applied for a mortgage, auto loan, or even a job these days, credit score seems to be the leading factor for approval (or denial) when it comes to not only deciding your interest rate but whether you can continue with the application process.

Whether or not you're able to make your repayments on time is the most heavily weighted factor credit bureaus consider when calculating your score.

A good credit history, a stable income and a good home equity balance are three determining factors whether or not you can qualify for home loan refinance.

Private schools deciding whether to participate in a voucher or tax credit scholarship program must weigh multiple factors: Do they have room for more pupils?

More than 250 colleges and universities in ten states have already decided to use the assessments as a factor in determining whether students are ready for credit - bearing courses.

Credit scores (also known as FICO scores), typically range from the low - 300s to the mid-800s, and are a major factor in determining how much car you can afford or whether or not you can even get a car at all.

In considering diminished capital and credit opportunities, recipients will examine factors relating to the personal financial condition of any individual claiming disadvantaged status, including personal income for the past two years (including bonuses and the value of company stock given in lieu of cash), personal net worth, and the fair market value of all assets, whether encumbered or not.

Generally, however, a range for the advance might fall between $ 6,000 and $ 20,000 depending on whether the author has other publication credits for different age groups, whether the work is a series, and other factors.

Now, to be clear, early reports say that the subscription services credit a full sale after someone reads 10 % or so of a work (although how much a «full sale» counts for seems to be contingent on several factors, including whether one is «traditionally published» or not — again, see the link above).

Whether that's directly from the Comixology website (35 % to creator), iTunes (35 %), NookBookstore (35 %), Kindle Store (35 %), directly from the publisher (50 %) artist's website (78 - 93 % when you factor in credit card transaction fees and price), or the artist at conventions (100 %) is up to you.

(You also have to factor whether a discounted frontlist ebook is going to further cannibalize any hardcover sales, which still yield bigger credits to the author.)

Here are three factors that can play a critical role in determining whether or not you are approved for new credit.

FICO scores are the chief factor in determining whether or not you can qualify for a credit card.

A good score will get you in the proverbial door, but other factors will be weighed to decide whether you are a good candidate for the particular form of credit you are seeking.

Your repayment record for a personal loan is the critical factor determining whether it helps or hurts your credit score over time.

When applying for credit, 90 % of lenders will look at your FICO ® credit score as a factor in determining whether or not to loan money or extend credit.

For the common mortgage products that Capital One does have available, the estimated rates make no mention of whether points or lender credits factor into the scenario.

Whether a personal loan makes sense for your business will depend on a variety of factors, including your business's finances, your personal credit history, and how much you plan to borrow.

Not only does the almighty credit report determine whether or not you'll get a loan or credit (and at what rate), it may also influence employment, insurance, and the ability to rent; among other factors.

A number of factors will determine whether your application is successful and the credit check is one of these which is why it's important that the information you supply is accurate.

Whether a refinance can work for you and how much you can save depend on your credit score, your home's market value and other factors.

The final factors show the lender how much credit a person currently has access to use, whether they can afford it or not, plus how new some of the credit lines might be.

Credit scores are one of the most important factors determining whether or not a consumer will be approved for a loan or line of cCredit scores are one of the most important factors determining whether or not a consumer will be approved for a loan or line of creditcredit.

Balance this information against your own personal factors, such as your credit score, whether you will be looking at selling your house in the near future, and your own level of comfort with debt.

Getting the best rates is dependent on factors such as credit history or whether there will be a cosigner or not.

The determination as to what sort of loan you ultimately get depends on your credit history, whether or not you want to offer collateral, the zeal of the lender, and other factors.

While many installment loan lenders will run a credit check, they don't use your credit score as the only factor in deciding whether to lend to you.

In most cases, the two biggest factors in determining your CBI score are your previous credit performance, including whether you pay your bills on time, and the amount and types of outstanding debt you have (for instance, a $ 200,000 mortgage is weighed very differently than $ 200,000 in credit card debt).

But hidden within your credit score, you can find several factors that will determine whether your credit looks appealing or scary to others.

The investor relations guy could have given a more understanding answer when he was asked whether Caldor was having any difficulties with credit lines from their factors.